Life Assurance & DB Pension

AP3

Hello All,

I recently lost my wife, and I'm a little confused about what I'm entitled to from her work.

She had a DB pension, from which I believe I will get a spouse's pension. It also says that it will pay a "death in service lump sum" of 3x salary.

She also had life assurance through the company, which also said it would pay 3x salary by default, although she chose, and paid extra, for this to be 8x salary.

The company are now saying that the pension "death in service lump sum" and life assurance lump sum are one and the same.

Does this sounds right?

The life assurance is provided as a benefit, insured by legal and general, whilst the pension is administered by Aptia (prev. Mercer).

TIA

XRS200

It does sound right, I'm sorry to say

Flugelhorn

I think you will find that the "death in service lump sum" of 3x salary is probably  managed via a life assurance policy 

AP3

Thanks both for clarifying.