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Eligibility checks - third party vs bank's website
Just a useful nugget of information to confirm what's often said on these boards.I've got a credit card where the 0% rate is due to end soon. I have the money stashed away to pay it, so no problem, but I thought I'd see if I could transfer it somewhere else just to carry on earning a few pennies interest on my savings.I'm…
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Firm goes bankrupt will also making a Section 75 claim - What happens, where do I stand
I tried to reject my caravan back in January, due to poor quality repairs and ongoing water ingress issues. As I had rejected the caravan while it was still at the suppliers workshop, I left it there and gave them 14 days to refund me but the company disputed my Statutory Final Right to Reject, saying they "felt' they did…
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Does Virgin Money tend to offer good existing customer balance transfer/money transfer offers?
My existing balance transfer on my Virgin Money card will expire in a couple of months' time (I will repay it before then) and it'd be helpful to know whether Virgin is likely to offer me a good "existing customer" BT offer.
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Paying off my Very buy now pay later balance with a credit card
If I do as per the title, will the credit card (Santander Edge) treat it as a cash withdrawal? If not, would I earn Cashback on the transaction?
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Chargeback or section 75 claim?
Goods ordered from Germany over 1k on barclaycard Never received them It appears courier simply left them by the back door with no authorisation from me and left in plain sight to be taken. If the retailer does not refund me this week then should I do a charge back or a section 75. Just wondering which is the best…
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Sainsbury's card being declined
Just a heads up in case anyone else is in the same situation. I have a letter dated 1 March 2024 saying that Sainsbury's are sending out a new card but to continue using the old one in the meantime. No new card has arrived but on from 12 March my old one is being declined. I have just spoken to customer support and…
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Money Transfer and then Balance Transfer
HI, looking for some advice on if this is a good idea or not. i currently have some debt which is being dealt with. Although I’m coming to the end of a Balance Transfer period on Lloyds and Tesco. However I last night got accepted for a Tesco card with a significant credit limit (enough which will allow me to merge my…
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Refund in purchace - when would transaction be certain?
Hi All, I had situation with a faulty bike (expensive,
£2.5k). In short its gone back to the
manufacturer and the shop has offered a refund. They have
said refund back to credit card or BACs transfer – the CC they can do tomorrow,
but BACs needs to go to office later in week. The sticking
point is I think the shop maybe…
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Charge back.
Member of My family have been refunded an amount by their cc company because of non existence and bad service from a company They are aware that this can be taken back from them after the company submits their defence and wins. All of this has happenned in the last 30 days All of that they understand. In the past few days…
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Shift Balance Transfer to 0%
I'm wondering if this makes financial sense. We recently returned from holiday and also have had some building work done so needed to buy some expensive items (materials, driveway gates etc). We have around £5k on two different credit cards. We normally pay off in full each month and use credit cards for benefits only.…
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Card offers from credit reference agencies
Over the past 18 months I've been working hard to improve my credit worthiness. I would like to shift some CC debt to 0% interest. A few days ago and offer for a pre-approved Fluid £2000 9 month balance transfer appeared in my Credit Karma. It's now disappeared, and a 5 month Marbles balance transfer card (max £1200 limit)…
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Tesco CC, does a payment reduce the direct debit?
Hi all, I'm wondering if anybody knows if making a part payment towards the statement balance on a Tesco credit card reduces the direct debit amount of not? For example, statement balance is £1000 and the full amount id due to be taken on the 1st, if I pay £500 now. Will the DD taken be £1000 or £500?
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Barclaycard Platinum - problem with balance transfer
I was looking for a long 0% balance transfer card and saw on Clear Score that I was pre-approved for Barclaycard 0% for 29 months. I have transferred balances many times over the years and have never had any issues, so now I find myself in a frustrating situation. I completed my application for Barclaycard over two weeks…
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Barclaycard 0%
Hello All A bit disappointed: I applied for a Barclaycard 0% card after scoring 100% on the MSE eligibility calculator, but it’s been rejected, with no explanation. Any suggestions? They’ve given me a postal address to write to them if I think they’ve made a mistake, but it’s hard not knowing why they’ve turned it down.…
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Tesco bank foreign transaction fee
I'm wanting to use my Tesco credit card in Orlando I understand there is a 2.75% fee is this on the amount you spend in dollars or once it's converted into pounds planning to spend £3k so worked out the fee would be £82.50 is this correct Thanks
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Should I leave my high-limit credit card open with zero balance?
I have today fully paid off the balance on a credit card which has a £25k limit. This leaves me with £37k of borrowing across seven credit cards which have a total credit limit of £70k. I would now like to put myself in the best possible position to successfully apply for new 0% balance transfer credit cards. Would it be…
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First Direct credit card, MC or Visa?
Hi all. Just been approved by First Direct for their gold CC, 12 months 0% on purchases, and I enquired about any charges overseas, and the agent on the phone said the only charges were currency conversion at the "mastercard rate" but I was under the impression their CC were Visa while their debit cards are MC, just threw…
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Did I make the right choice?
When I applied for my Credit Card, I explained to the lady at the bank that I needed it mostly for buying online, and booking hotels, both here and abroad. She asked if a Debit Card wouldn't be a better choice, to which I answered there was better protection (Section 75 etc.) with a Credit Card. Am I right, or have I…
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Tymit now charges monthly fees
So I received a email from Tymit they would be charging monthly fees except I close my account I will be charged £6.99 each month from April 2024 this so funny to me especially for a card that they stripped off its benefits am sad that I will have to close my account I liked the card to be frank
Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.
3.5K discussions
19.3K comments
Most recent: Stoozing first time queries by surreysaver
30 August at 3:55PM
