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Worried about possible CIFAS marker
Worried about possible CIFAS marker
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Barclaycard Limit / Income
Applied for a barclaycard as checked on the eligibility thing and it said I had a high chance of acceptance, anyways I found out today I got accepted and the limit is £850 so not too shabby for an initial limit, thing I wanted to ask do they require income proof from everyone as they haven’t said anything about that, they…
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Unusual credit card transactions
Yesterday I placed an online grocery shop order at a well known supermarket, I used my credit card to pay and as usual I had to approve the transaction through my card provider, several hours later I received confirmation from my card provider that the supermarket had now took the funds for my order, nothing unusual in…
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Balance transfer
So finally been given my first worth while 0% offer but of background always been ok not great with money but never been late or missed a payment until I went through a divorce some what just just over 13 years ago which unfortunately lend to mortgage arrears. from that I got 2 defaults and 2 CCJs they have now all gone…
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Amazon Marketplace refund
Apologies if I haven't put this in the correct category - I'm not sure where to put it! I've had a terrible experience buying a refurbished phone on Amazon Marketplace and wondered whether anyone on here could advise what I should do to get my money back! - On 2nd June I ordered a refurbished Apple iPhone 13 Mini for £329…
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Card charged despite not entering PIN when prompted
Hi all I tried to use my CC contactless, it asked me to pop it in the machine and enter my PIN. I hadnt used it for a while and couldnt remember my PIN so used my debit card instead. The payment went through OK and all was fine until I saw that my CC HAD been charged some days later!!?? I called my CC company who told me…
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Fraud on a curve card what to do
Hi i use a curve card with my credit cards upto now its been a good expereince On sunday around 4am i had quite alot amoutning to 380 pounds of fraudulent transactions on my curve card when i woke up and noticed i froze the curve card and they stopped I contacted curve via the app didn't get anywhere doing that so i filled…
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Best Credit Card for Cashback & great customer service for Section 75 Refund
I have had a horrific experience with how HSBC treated my refund claim under Article 75. I am looking for advice on a good non-Amex credit card that pays cashback and that would give me a better customer experience when claiming a refund, thank you :) This is the story: To get a refund under chargeback or Article 75, HSBC…
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Pay off outstanding balances in full or not
I'm in position to clear all my four Credit card balances in full, approx £4000 1 Should I go ahead and clear the outstanding balances in full and close the accounts 2 Almost clear the balances just leaving say a £10 - £15 balance on each card and retain the cards 3 Almost clear them off (as above) and ask for a reduced…
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Working out minimum payment
Hi all, I just got a 0% credit card with virgin. It has a balance of £3500. Please can someone help me work out the rough minimum payment due? I’m not good at working these things out! Thanks
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Bank Cards
which is best to use at home and abroad Santander edge credit card or bebit card
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S75 help
Just looking for some advice. I bought something from a company that has subsequently gone into liquidation. The company was based in America and I didn’t get the service that I paid for. I submitted a section 75 claim from the credit card provider and have received an email to state that a payment will be made to myself.…
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Meaning of “Pay in full” CC
Hi, When in comes to a rewards CC for example, could someone confirm exactly what is required to pay the balance in full. if I get a new CC on the 1st of the month and spend £1k on it’s the following week. To avoid interest, do I need to clear that £1k before my first statement? Or, once I receive the statement do I need…
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NextPay Max Temptation
Honestly with Promo Savings of £90.50, Tempting Indeed.
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No Credit - Poor 501 Score
Hello - I've never had a c.card, never been in debt - so I have a poor 501 credit rating. Trying to get a credit card to pay for a £650 training course (adult student) - to increase my employment opportunities - but application calculator says i'm not eligible for any cards. Self-employed as cleaner & receiving benefits so…
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Balance Transfer
I have a number of cards currently with different providers all still on the introduction offer period. Two have largeish balances. One of which I am wanting to put off paying, with a zero fee transfer if possible. This is because I am expecting to have some bills come up soon for the house. Natwest (£5013.47) - end date…
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Natwest CC Transfer limit between cards?
Hi, I wanted to know if anyone has any experience with transferring limits between two Natwest cards. I have a older card which I'm looking to close, and transfer the limit to my new no fee 13 0% BT card? I was one the phone with Natwest however I couldn't be bothered to wait 20+ minutes. Thanks in advance.
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Transfer to 0% card now, or wait?
We have three credit cards with 0% interest, which expire end of the year in December, januray and March. Hubby has been offered a santander 0% for 15mth on balance transfers card, with a £3 a month fee. Part of me thinks we should hold off and wait a few months to see if better deals come up such as no fee (as has been…
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Onmo - Choose someone else.
The reality of having a Onmo credit card is: 1. Most of the high reviews are not based on experience, because new customers are pressured in making a quick review for the following reason: Onmo gives a new customer a few days to write a review on Trustpilot in return for a voucher. This is an unethical way of going about…
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Santander Credit Card. Once closed barred forever? any others the same?
hi. as the title says really. Once you've had and closed a Santander CC account you can't get another - ever, is that correct? i know Chase current is the same, any other financial accounts in the same boat?
Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.
3.5K discussions
19.4K comments
Most recent: The valley of death - seek advice on 0% spending cards stoozing, offers drying up, what to do next? by surreysaver
27 February at 12:22AM
