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Barclaycard live chat is a joke!
Long story short a few weeks ago 20th May I used Barclaycard live chat on app to order some copy statements need them as moved & wanted to see what I spent over the years etc! Told me they would arrive by said date! Never turned up by that date so messaged again & they wouldn’t help & check if they were ordered so just…
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Credit Check
Should credit card companies use your Disability Living Allowance as part of your income when considering an application.
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Credit card dispute confusion
Ok a while back I ordered from Amazon, box arrived bashed about and so I returned items and got label from Amazon but it seemed lost in post, and another item ordered at same time I returned as it was part of the project I had planned to do they got this one back but claimed they didn't. I went to my card provider who…
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Credit Card Consolidation?
I'm having trouble getting my head around what my best option would be and I'm wondering if anyone had a simple solution. First off, I don't feel my level of debt (approx 7K) would require an IVA. In short, I have debt on 3 credit cards: MBNA: £2,000 (33.5%) Capital One: £2,800 (0% until September 2024 and then 22.4%)…
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What rewards credit card should I get? (spending £2k soon and amex not accepted)
Hi, I'm going abroad in august/Sep and my spending will include approx £900 flights and £1400 on a tour package trekking thing where they don't have amex listed as a payment method. I was thinking of being savvy this time and get a dedicated card for the points/rewards rather than waste it using my halifax clarify with no…
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Cancelled Account
I’ve just received a letter from MBNA my credit card company to say my account will be closed in 2 months time with no explanation as to why. After ringing them they said they didn’t know why but the account will definitely be closed. They also said I couldn’t make a complaint as ‘no banking error’ had been made. I haven’t…
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Credit Card company investigating my conduct
Hi, I was on the phone to my bank and came across an agent who was useless, I ended up losing my rag and made an obscene comment before hanging up. The bank said they're investigating. I have a promotional deal with them for 2 years. Can they void the contract on the grounds of conduct? Can they take legal action?
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Missing Bank Transfer
on Jun1 - I spoke with bank who were offering 0% interest for bank transfers from other credit cards. Never done before - but I asked for two of my cards balances to be transferred to this bank. All agreed. Was advised that it might take a while for these transactions to show up. One went through fine - the other - the…
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2nd Halifax credit card - hard search?
Hi all, I’ve had a Halifax current account for years, and at the start of the year took out a balance transfer / purchase credit card with them, applied through the app & was approved immediately but no hard search was ever recorded on my credit report. For the past few weeks when logging in to the app I’m getting a…
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Prepaid credit card for youth travel
Hi all, looking for some leads on getting a prepaid card for youth travel. Under 18 traveling with a youth group, so needs access to own finances. Prepaid and top-upable card seems like the ideal solution…but all the travel ones I’ve tried applying for are 18+ only…anyone got any pointers? many thanks
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Do I need to get a bespoke CC to use abroad or not?
I'm off to the States in August Very simply, I currently hold a First Direct (Gold) Credit Card that I can use. Is there any benefit to me applying for a bespoke Halifax/Barclaycard etc 'Travel' CC to use instead? TIA
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Question Regarding Euro Currency purchase
Hi all, just a quick question if I use my John Lewis Newday CC to purchase Euros from John Lewis is this classed as a money purchase and therefore incur any fees
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First Direct Purchases Gold Credit Card application
Some advice here for First Direct experts please! I have recently &applied for First Direct First Account and it was instantly approved🆒 I am now considering whether to apply for the Gold Credit Card via app. However when I went to the products section on app & selected Purchase Gold CC, the next page on screen appeared…
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Balance Transfer from TSB card to Barclaycard Twice?
I have a balance of just under £5k on a Lloyds TSB card, I was just accepted for a Barclaycard yesterday with 0% on balance transfers for 18 months, if I do a balance transfer from my TSB card over to my Barcalycard to clear the TSB balance down completely can I then then pay off something else with the TSB card and then…
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Section 75 time limit revised post
No time limit of S75 is mentioned MSE. I am exploring a claim concerning a roof installation over 10years ago paid wholly by credit card which had a 20yr Guarantee. The fault incident was in March 2023. Preliminary enquiries via Solicitor to take small claims route suggested 6yr limit (SofL) may preclude claim ? I had…
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Paypal credit balance gone and they are no longer taking payments from me ??
Hi so I owe around £650 in PayPal credit I couldn't afford the interest and min re payment so they put me on a plan I have been on for 4 months £12 a month no interest ect. Which has be paid by DD. However I noticed last week the past 3 months they didn't take the £12 out my back and also the PayPal Credit section and the…
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Curry’s Creation Plan
Hi, I’m looking for advice regarding if its worth me doing a balance transfer from my credit card to my current account to then pay off my Currys Plan? I am really not clued up on if that would end up costing more or make my life easier with lower monthly repayments. I pay £73 to creation and what I can off the credit…
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Interest added in a new way to me!
Hi all, I had a really interesting conversation on the phone with the halifax today. Just for background, I have two credit cards, A tesco one to rack up the clubcard points and a Halifax clarity for holidays abroad. I have always settled in full on the occasional times I've used them and have never paid a penny interest…
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Paypal levying £3 charge on some payments
I now see several £3 charges (and interest) on my (RBoS) credit card statement in respect of donations made to charities through Paypal (PP). On querying this, I was told by the RBoS that PP began levying this charge, treating payments to charities as a cash transaction, in February. However, when I telephoned PP, they…
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Jaja chargeback
Is it possible to make a chargeback for concert tickets bought a year ago on a JAJA card that has now been closed?