Credit cards

Hi, I am wanting to move a £10k credit card (which is running out next month at 0%) to another one but i am only getting options for around £500 on another card what options do i have? There surely has to be a better option.

My credit card debt has been passed from MBNA to a debt management company. Who do I send a SAR form, MBNA or the debt management company. Also can anyone explain the process once you have sent a letter and the possible outcome please. Many thanks

I've only just noticed Tesco Bank has been charging me a 2.75% fee whenever I've made an online ecommerce purchase where the payment has been in dollars. For example, I'm a graphic designer and regularly purchase web hosting on behalf of my clients. The site I purchase from is US based, so the purchase goes through as $. I…

Can anyone confirm for me, can you get up to £125 in total over 5 months or is it up to £125 EACH month for 5 months? (If say you spend 3k each month.)

I have accumulated a small amount of debt (2K) I am looking at avoiding interest charges (currently 23%) and transfer to a 0% credit card. Can this be done? If so how? 

I have just added my wife as an additional card holder for my Virgin atlantic credot card. She has now received her card but she has a bad habbit of losing it lol. I assumed there would be away of freezing her card on the app like i can freeze mine but i cant see it anywhere in the app. Anyone know if this is possible?

Anyone else having issues with the Jaja app? I got my new card last week, and was able to set everything up fine, activated my card, even added the card to my wallet, but when I close the app, then go to access it again, it just gets stuck on the opening screen with the Jaja logo. I deleted the app, logged in fine first…

Just a quick question.Just had a new kitchen fitted and there is a lot of issues with it. In talks with the company at the moment to get them rectified. Back of my mind i'm thinking im safe as I paid two deposits on two different credit cards, however now it's just dawned on me that the contract for the kitchen is in my…

Hi all, thought I knew more than enough about credit cards after using them for so many years… but it seems not! Sainsbury’s in this case. Made a large purchase on my card thinking that I had ‘upto’ 56 days interest free before having to pay it off to avoid interest. Made purchase on 3rd August and going by the above felt…

Good afternoon. I hope you are all well. I recently got a 0% money transfer credit card with my bank Halifax. The idea of getting this credit card was to clear my Monzo flex and credit card. When I opened my application they rejected the transfer. I found out this is because they don’t accept Monzo flex. Anyway, I…

What are typical BT offers for MBNA, I have a card from them with 11k limit and it will soon be down to zero outstanding. Just wondering what are their typical offers at the moment it is showing me 12 months with a 5% fee. I would not be interested in that. Just wanted to know if they will offer better or if I am better…

Anyone else struggling with their Amex? More and more places seem to be boycotting the Amex and it's driving me a bit bonkers so I'm looking to replace with another reward credit card - but most recommended are Amex, or require a new bank account which I'm not keen to do. Any suggestions for best non-Amex rewards cards?

hi all can anyone advise today i got some work done on the house and was left the invoice to pay it says on the invoice bank transfer details, they also said to me i can pay on card and call the office it says on the invoice credit cards carry a 5% charge i thought that was against the law? i am wanting to pay it on my…

I wish to purchase something that is more that the credit limit on my credit card. Is it fine to add the required extra funds to my credit card prior to the purchase, so I can purchase the item and not exceed my credit limit. If so, then will I still receive the added protection that a credit card purchase provides? Thank.

I have a DD set to “pay in full” every month. On the Capital One web page it tells me it was due on 4th September, nothing is showing on my online banking app, anyone else found this? Today Capital One have sent me the notification saying next one is due 2nd October. Is it worth me asking at my bank why the payment has not…

I pay £260 a month towards a car pcp and have 2 and a half years left to pay. I obviously pay interest on these payments. Is it possible to pay off the remaining £13000 I owe using a 0% interest credit card and then slowly pay off the amount this way? 

I am an old customer. I got a New replacement CC from JL which reduced the number of days you have credit as per normal cc. Today I received an email which said that if a DD to pay off failed I would 'have an extra 5 days' to sort it out as it would be taken 5 days before my DD due date! I am not sure if the statement will…

I got distracted at an ATM today, and accidentally used my new CC to withdraw £40 cash, instead of using my Debit Card, which has cash in the account. My CC has 0% interest for 20 months, but charges for cash withdrawals at an Annual Int. Rate of 29.8%, with an added charge of 2.99% (minimum £3.00). As this is a new card,…

Hello, I've got a virtual credit card, a Visa card from Tremendous, with US dollars on it. Is there a way I can convert this currency into UK pounds so that I can spend it here? Thanks.

When applying for a new credit card what factors affect the credit limit that the card issuer will provide?