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Uber One Membership - Auto Annual Charge £59.99
Hello, Can you please advise. I signed up for the uber one membership trial and thought I cancelled it in time. However, I have just discovered they charge me an annual fee for the uber one membership of £59.99. Can I get a refund as I did not willingly apply for this?
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Balance transfer & money transfer
I've got a new 0% credit card and done a balance transfer. The 0% rate lasts for 27 months. I was also thinking of a doing a money transfer from the new credit card to my current account. Again, the rate is 0%, but for 12 months. I assume if I do the money transfer, this doesn't affect my 27 month balance transfer rate? In…
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Monthly bill - company doesn't accept a credit card payments
Hello I am a newbie.. I wish to pay a monthly direct debit with my credit card in order to earn the points. However, the company in question doesn't accept CC payments... is there any way around this? Thanks Sazzoire
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Capital One increases
Hello how common are 4th statement increases with capital one now ive just had it come through but cant see anything its still the initial limit of £200 do they write to you or are you given the 30days notice thing yes i am aware not everyone gets them just curious if they will
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Credit Balance Refund
Hi, a credit card I have is now positive after a refund. I’ve heard I should ask the bank for a ‘Credit Balance Refund’. Is this a good idea and it won’t have any adverse affect on anything please? It’s with NatWest. Thank you
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Balance Transfer To Credit Card
I am very sorry to ask this because I am not sure if this is possible or not so please bear with me because I am new to credit cards, etc :) I have got a Nationwide Member Credit Card, or a a MBNA Credit Card.. However my wife has just admitted something to me that I am totally shocked about.. She has got an Ocean Credit…
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New Card 0% Duration Help Please
Hi, I have been pre-approved for a new MBNA Balance Transfer CC using their eligibility checker 0% for 14 months. Using MSE Credit Card Eligibility checker, i have a 95% chance of approval, but it states below. 21 months at 0% if you’re pre-approved – or you could get 12 months at 0% if accepted but not pre-approved So my…
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Using Credit Card to Improve Credit Score
Afternoon, I've been using my credit card to try and improve my credit score.For example, I have been spending about £75 a month on it for fuel and then paying it off in full when the statement comes in (comes in on the 15th of the month). My friend said that I shouldn't be waiting for the statement to come in and that i…
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In use VM offer New offer.
Good to see VM offers continue, Latest 0% from 31st May'24-April 25. Balance t/fer/Money t/fer 4% Fee. Not much time to decide if I'm going to Add to existing 0% balance with latest offer. 1.8k limit is useful, not amazing, only Kitchen Dimplex to purchase. Considering using Savings to clear VM, though could mean Higher…
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Once I pay off 0% transfer card, could I open another In the future?
Hi! I'm 24 and made the mistake of building up some debt on an Amex card; I had it for two years with no issues but from around this time last year both my mental health and spending spiralled until around October. Overall this amounted to about £3000, but due to the massive interest on the card, this number has been…
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Barclaycard Forward. Change card type?
Hi all. Have a Barclaycard Forward card with £1200 limit, no balance, they've already reduced the APR, and hasn't been used in about a yr. Was taken as a credit builder card and it's done it's job. I was interested in changing it to another card to get fee free spending overseas, but the option to change the card isn't…
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Temporarily moving outside UK, still able to apply for UK credit card?
Hi, I am moving overseas for about 2 years but will still have a UK address and won’t be a resident in the country I’m moving to (USA). I currently have an interest free credit card (until 2026) with about £5K that I am still paying off. Worst case, in 2026, would I still be able to apply for a new balance transfer credit…
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What are your personalised credit card offers?
Since some banks decided to not advertise their best offers anymore,we are required to run their eligibility check every single time we want to know what are they offering us. They obviously don't want us to know what they are offering to other customers, but they can't stop us from sharing it with each other on this…
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Best first credit card for 2nd year student
Hi all, I'm wondering what are the best options for me as a 2nd year student looking to open a credit card and build up a credit history/score? Any help and advice is greatly appreciated! Many thanks,
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What sort of existing customer balance transfer offers does Santander offer?
My existing BT promotional rate with Santander is coming to an end soon, so I was wondering whether I should plan to close the card immediately (I plan to pay it off) or leave it open in the hope of getting an existing customer BT offer. Can anyone give any examples of what existing customer BT offers they've had from…
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Pay Credit Card using Debit Card
Hi, Do the following allow you to pay the credit card balance off using a debit card from another provider please (such as Halifax, for the rewards criteria)? Nationwide Member Credit Card TSB Student Credit Card Thank you
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Holiday Nightmare - Advice Section 75
Hi All, Sorry for the long post as a group of 12 we had arranged and booked a holiday of a lifetime to South Africa. departing on 18th April 2024 To book accommodation and Safaris we used a local Cape Town independent CAV (Custom African Vacations), owned by a trusted advisor we had used for a previous trip. CAV was…
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Travel options
Hi all So I'm due to go to Zante soon and I currently have a barclaycard which j have used in the past for travel. However I have a money transfer deal on it at the moment. I haven't had my first statement for that yet but it will be soon. So I have some money available on my limit and I would normally use this card for…
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Strange issue with credit card verification texts...
This is a strange situation that I've never encountered before and cannot find any useful info on tinternet. I'm hoping someone in MSE land may know what's happened, as it's worrying me slightly. Apologies if this is the wrong place to ask this. We've recently had a new credit card - I am the main cardholder, my husband is…
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Transfer Time Period
Thinking of getting a capital one balance transfer card, I’ve been offered 0% on balance transfers for 6 months, does the 0% deal start as soon as you get the card or when you make the transfer, do you have a specific time period to start the transfer once you receive the card?.
Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.
3.5K discussions
19.3K comments
Most recent: Stoozing first time queries by surreysaver
30 August at 3:55PM
