Amex not allowing balance transfers

So just called American express to ask why my balance transfer request to a pre approved 0% Santander credit card won’t go through and the customer service adviser said that Amex do not allow balance transfers? Is this true? 

Comments

  • Voyager2002
    Voyager2002 Posts: 16,120 Forumite
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    Amex customer service advisers are well-trained, so probably that is a condition of your particular card. I have to say that a few years ago I made a number of substantial balance transfers from my Amex to other interest-free cards, including one from Santander.
  • sausage_time
    sausage_time Posts: 1,387 Ambassador
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    I did an Amex Platinum Cashback to RBS 0% transfer earlier this year.  
    I’m a Forum Ambassador and I support the Forum Team on the Credit CardsSavings & investments, and Budgeting & Bank Accounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.
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  • Jami74
    Jami74 Posts: 1,265 Forumite
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    I did a balance transfer to NatWest last week. Not all credit cards can BT from Amex, I think it's something that do with their cards only having 15 numbers. Apparently putting a zero at the front can work for some.
    Debt Free: 01/01/2020
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  • DullGreyGuy
    DullGreyGuy Posts: 17,760 Forumite
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    Jami74 said:
    I did a balance transfer to NatWest last week. Not all credit cards can BT from Amex, I think it's something that do with their cards only having 15 numbers. Apparently putting a zero at the front can work for some.
    Thats more a problem of how the other card issuer has setup their system than AmEx refusing to accept the funds. 
  • Do you have a Charge card or credit card? Did Amex provide a reason?
  • robbo990
    robbo990 Posts: 176 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Did a Balance Transfer yesterday from my Amex Everyday Platinum card to HSBC - no issues.
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