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Barclays Cashback Rewards, 1% in Sept, Oct and Nov
Barclays Cashback Rewards is now available to all Premier customers (with and without Avios rewards), as well as anyone who still holds Blue Rewards. They are offering 1% cashback on all "eligible" debit card transactions, capped at £5/month up to and including November. Cash transactions are excluded. Still not worth…
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Banking problem on holiday that could have left me stranded
Not sure if I'm posting in the right place or not and want advice on how I could have been best handled this and what to do in the future. I don't normally go on holiday so I'm a bit wet behind the ears on this but have always wanted to go to Japan. I booked two weeks to travel from Tokyo to Kyoto, then Osaka. I bank with…
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Nationwide CHAPS payments
I just wondered if someone had recent experience of these? I saw a few issues reported in 2018 but all seems quiet recently. I understand they use HSBC as their CHAPS provider, and that you can initiate a CHAPS payment on the morning of when you want it to be sent, either in branch or through online banking. Does anyone…
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Lloyds constantly declining my debit card
I've been trying to pay a monthly bill, it's always the same amount on the same date every month, but Lloyds declined it, I tried a couple of times before resorting to calling customer service. so my call went through to the fraud dept., I used the voice recognition, then was asked for account number, date of birth, name,…
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Switch account without closing existing current account
One of the current account offers at the moment is Lloyds bank's Club £200 switch offer. I've seen previous post from a few years ago explain that you don't have to use CASS to claim the switching benefits as long as you meet the other criteria. I would like to switch accounts (direct debits, salary etc) but keep my old…
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Bank Account switching offers - cut-off dates
My archiving and record keeping abilities leave a lot to be desired + I am a latecomer to this game. Could anyone share more info on whether the banks operate a fixed range (e.g. 3Y: October 2024 offer's cut-off date is October 2021, July 2023 offer's cut-off date was July 2020 etc) or rather stick with a fixed cut-off…
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Best business bank accounts for sole trader
Hi there folks. Tried to find a thread on here which would answer this question for me however they all seemed closed and out of date. So, in the hope of getting up-to-date answer's:- I'm looking for your recommendations for a business bank account which will come with a version of accounting software. I'm particularly…
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Current account switcheroo
So for the first time in my life (mid 40's), I am contemplating switching current account providers (to 1st Direct). My main motivation is to bank the £175 sign-up offer. Access to the 7% regular saver is also swaying me. My main reason for never doing this previously is that I assumed that I'd have to go through all the…
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Mandatory refund of up to £85k for APP fraud
Looks like all banks will, from 7 Oct, have to repay customers up to £85k max for APP fraud within 5 days But in a 'game changer' they will be able to reclaim half back from the receiving organisation
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Santander Edge account without fees?
I've seen a few times that it's theoretically possible to open an Edge account and not pay the fees. Reading through the details of the account I don't see how that is possible? There would be no DDs coming out of the account, but there would be more than £500 going in each month, I'd think the £500 would trigger the fees?…
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A new soft search on my Credit Karma report
I received an email saying that a new sort search had appeared on my Credit Karma report. I signed in to check and it is: "Credit
Karma Search
reference: {DDABBDA2-6996-4D34-A5C0-DDA6EC383C4C} Application type: individual" "Check in to see who searched you" I have not applied for anything from Santander and, as far as I…
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Cash app
Not really sure where I should have posted this but… I’ve bought some item and used the cash app, now one of the sellers has decided not to send it/ignoring me. Where do you stand with requesting money. It seems they’re middle men and their advice is to contact the seller and nothing else. Will the bank support it? Ive…
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What is best app to receive card payments for an individual
I would like to be able to accept debit or credit card payments at a stall at a one off car boot sale. I see there are a few apps I could use on a mobile phone. I wondered which is the best or cheapest app to use as an individual and what are the charges. I think that some like SumUp which initially looked good only seem…
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Barclay's Blue Rewards Removing £5 Reward
From 4th Sept no more £5 reward. We’re changing the way you get rewarded with Blue Rewards. Over the last couple of years, we’ve been changing the features available with your membership and introducing new ones, like access to high-interest savings accounts and cashback when you shop – all for the same £5 a month. We’ve…
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Joint account advice
Just looking for some advice in credit card debt and in a self managed DMP at moment me and partner have a joint account with Halifax. Its same as mortgage All our bills come out of the joint. Few in my name Do we contact the bank to make it a sole account in my partners name? What will happen to the bills etc that are in…
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Debit card charged incorrect amount issue
Hi AllI’m hoping that somebody can advise here. I was recently abroad and took a metered Taxi which I paid for by contactless card. The taxi driver either accidentally or fraudulently input an amount that was 10 times more than the actual fare (over 200 euros rather than 20). I realised only later when I checked my card…
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TSB down?
They had some maintenance overnight. Now I cannot see either of my 2 accounts in the app, and online banking won’t let me log in at all. Anyone else?
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Solicitor sending money
Hi folks was wondering how this would work, basically nearly a year ago a far out relative died, and the usual law of inheritance meant all the assets went to a much closer relative. But last week they just reached out and asked me for my “address, so my solicitor can send the paperwork to you for you to receive money” and…
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Nationwide App
I’ve recently opened a Nationwide account. The app keeps freezing and it won’t open - even at home when my connection is secure. It’s really annoying. I’ve not had this with other banking apps. has anyone else had this?
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Inheritance
Hey, I'm due to get some inheritance in the next couple of months and have been told they'll do checks, ie bankrupted. I have credit card debt which I have missed a few payments over the years but now back on track. Will the solicitor be able to see this when they do there checks?
