Budgeting & bank accounts

Have tried to login to the RBS phone app numerous times today so that I can verify a payment to my MBNA credit card. All I get after selecting the 'Login' button is the revolving timer which sits there for ever. Contacted them via their online chat and even after I'd managed to bypass their useless Cora bot all the human…

I found a message which exactly matched my issue and then lost it!! Both the Barclays app and online have lost all but one of my payee details. First phone call to outsourced Customer Service as the other person said, "Advisor" didn't have a clue, language barrier, and didn't make any notes. Tried to update some details…

I've had a moneysaving mindset for quite a while and have always agreed with Martin's ethos. I suppose I'm worrying that I'm getting a bit tight and I'd never want to be like that. I'm generous with other people but not so much with myself. I think I should allow myself more pleasures. For example, I was thinking about…

This discussion was created from comments split from: MSE Guide: Ethical banking.

Hi all, my daughter recently turned 18 and had a Child trust Fund with natwest, she provided her bank account details but they still sent her a cheque. she has a lloyds account and tried to pay the cheque in online but the app just shows Unpaid Cheque Then we took it into branch and tried the ATM, it said it could not…

22 April 2025 I was given this list when I asked Chase whether specific vendors I had previously purchased from were still eligible for cashback. I appreciate it's difficult for a consumer to find out what the specific code in advance of any transaction, but for what it's worth some might find this useful. As a suggestion,…

Hi, I run a not for profit internet small radio station. We are only allowed to have a turn over of less than £5k a year in order to comply with our license. We have two sponsors who send us sponsorship money which just about covers our outgoings i.e. web site costs streaming costs jingles etc. I have three other…

I am considering leaving Monzo to go to Chase especially as they are offering the 5% interest rate for 12 months. I usually close my current accounts but do Monzo block you from opening a new account with them if you leave them? Is there a cooldown before you can go back to them or do they block you from their system…

I have a few hundred thousand that I want to move to a new savings account but obviously Monzo has a transfer limit of 10k. They say you can increase the limit to 250k if you provide documentation but I read a lot of posts about how this gets rejected. I want to do this in one go as the savings account will penalize me if…

I'm quite willing to accept my incompetence at searching for what I want. There's a vast amount of info and guidance for what I don't want, or maybe what I want doesn't exist? Probably, I just can't find it. Someone is sure to know and I really hope that someone is willing to share... I want a bank account that pays…

Hello, do we need to have a separate account to get our state pensions or is joint account fine. There is a YouTube site called @myukpension which state we do 

Hello, I've recently been the victim of fraud where money was taken from my account using the government's prisoner payment system, it appeared as "Money to HMPPS" with no other details. From what I can see it is a system that allowed people to transfer money to people while in prison and it should only have been usable…

DownDetector says there are no issues with Cahoot at the time of this post, and I logged in successfully a few hours ago, but now I put in my username and security code and it doesn't do anything... :o

I am trying to pay into Chase current account. Do I just put in Chase UK in the payee box? My bank is saying it doesn't match with account number.

I though i would treat the family to a take away tonight after having a really bad day and went to pay with my Zable credit card and it kept getting declined and for some reason the card would not let me add it to google pay(i have it on google wallet). I have spoken to Zable unreal person via app which told me the card is…

Morning so i switched my account from nationwide to Santander edge account had a phone call from them Monday to say i have a Synectics solutions marker? I can still keep my basic account but they will be closing the edge in 60 days? Ive checked CIFAS just to be safe and thats clear i know the bank didnt mention them but i…

Hi everyone, My monthly pension from Switzerland (Avadis) hasn't arrived in my UK Starling account. Avadis says it was sent, but Starling hasn't received it. It appears the funds are held by Citibank as an intermediary. Citibank refused to speak to me directly, and Avadis's "Service Desk" says they've "approached" Citi but…

I bank with the Royal Bank of Scotland (Child & Co) and they have recently enabled virtual debit cards. Apart from using it on sites with a low trust level I'm struggling to think of how I might use a virtual card. You can only have two. I completely understood the old Cahoot virtual cards where you could generate a card…

Got a letter today saying my Santander business banking account will be changed to a Business Current Account - Classic which will incur a £9.99 a month fee. When i opened this account in 2008 it was sold with a promise of free business banking 'for life'. I believe Santander tried to wriggle out of this before and failed.…

Would very much appreciate some advice as to who we should choose to rely on in investigating our monies, colleagues have mentioned Transact and Quilter but some of the reviews are quite negative, so has anybody any alternative companies that you have found trustworthy performers, hence this forum question. thank you