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HSBC Premier increases requirement
HSBC have increased the income requirement for their premier account from £75.000 to £100,000. In addition if you wish to use the savings route, you now need £100,000 instead of £50,000. I have to say if I had £100k sitting in an account, it wouldn’t be at HSBC! I wonder if existing account holders will be thrown out if…
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List of Bank / Building Society app cheque deposit limits
For those of you who still receive cheques here's a consolidated list from contributions below and a previous defunct thread from another forumite. Thanks to you all in advance. Al Rayan - cannot see a way to deposit cheque Barclays - maximum £2000 per cheque four times a week Beehive - cannot see a way to deposit cheque…
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Card reader vs mobile app
I've been using Nationwide's card reader for several years now via my laptop, for online banking, and all seems well (so far!). However, I keep getting hints from the bank to use their mobile app. Reading about the app, I can see the relative greater convenience, but for me it's not convenience per se but security that is…
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Shopping for new bank account rather than using old savings account
Hey folks. I own a little cafe, and I pay the VAT quarterly. The way I manage this is every week £500 gets automatically transferred from my Natwest business account into a Natwest Flexible Saver account, and then when the VAT bill is due, once every three months, I transfer the money from the Saver account into my current…
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Santander Edge savings account
I've been informed that the rate on my savings account will drop at the anniversary of opening. I'm assuming I can just close that account and re-open another one again to get the better interest rate. Is that correct?
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When to cancel Barclays Blue Rewards?
When to cancel Barclays Blue Rewards?
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Santander edge current account
Hello, hope someone can help. I've just completed my first bank switch from first direct to santander. I populated the new edge current account with £2000. I then opened their edge saver and moved £400 over from edge current account. I then moved £10 back to my account that funded the £2000 just to see if it all worked. It…
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Budgeting Bank Account
I was wondering if anyone has experience of a good bank account for budgeting. I’ve heard that Starling Bank and Monzo are good for this but I’m not sure if there are any others? I currently have the following set up: Main account - Lloyds Bank Club Lloyds account - wages go in and my own bills get paid from this. Joint…
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CIFAS SAR Response issued but not received
Hi everyone, I was advised to do a SAR with cifas after trying to open a bank account with revolut. I did this and the status changed to “response issued” a week ago but I haven’t received this. They don’t respond to emails and I can’t get through on the phone so no idea how I can chase it up. I assumed any data was sent…
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Santander standing order problem
Hi I noticed today that my standing order of £200 from my Santander Everyday Current Account to my Santander Monthly Saver has come off of my bank account but isn't appearing in my Monthly Saver. It's like the £200 has vanished into thin air. Has this happened to anyone else? Does anyone have any idea what the problem…
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Santander - Current_Account - Problems_using_on-line_payment_mechanism_on_Windows_Desktop_Computer
For the past two weeks, I find that I am unable to pay anybody through my current account using my Windows Desktop Computer and Google Chrome browser. Whatever service provider I select to pay, after invoking the top-level "Pay Payees" function in the current account, that particular service providers payment page presents…
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Chase- second account?
Hi all, I'm thinking of using chase as my everyday spending and my Lloyds for my bills, just curios to know if others do this? I know they a JP Morgan and the US biggest bank , funds are safe in there. thank you
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Santander OTP texts asking to change payment reference
Hi everyone, I’ve recently started banking with Santander and get an OTP code sent to my phone to confirm bank transfers. I have an iPhone so the code automatically pulls through from the text message and then it automatically archives the message so I don’t actually need to open/read the full message. I’ve just noticed…
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Lloyds club account
Hello!I opened a basic Club Lloyds Account account in June 2014 and found out from Google that in April 2023 they increased the minimum monthy amount to be paid in from 1500 to 2000, I don't remember getting and comms on that but perhaps I did. Anyway, I have continued to pay 1500 each month and the monthly £3 fee is…
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Piggybanking budgeting with 4 weekly payments
Hi, I am a newbie and looking for help, I am looking to either set up accounts attached to my Halifax Ultimate Reward account that splits my income up into 'pots' to follow the piggybank way of budgeting or open one of the accounts the site recommends. However what I am struggling with to wrap my head around is the fact…
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Bank accounts for community voluntary group
I've searched the forum and there are numerous posts on this subject. But many of them are old, and offer recommendations or links to providers and products that are no longer available. So I'm asking questions in a new thread. My wife is chair of a small local voluntary community group which looks after gardens,…
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Making Regular Payments to France
I want to send a regular monthly payment of £100 (equivalent) to my 14 year old grandson's existing account in France. I can do this easily enough 'fee-free' using my Lloyds current account. However, the receiving bank seems to feel justified in charging 14.75 euros for accepting the deposit; obviously this does not make…
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HSBC UK & paying in Australian $ cheque
I opened a HSBC account as I was receiving a cheque from my Australian pension fund (they don’t do transfers) & my existing bank doesn’t accept them. I went into the branch (full service cashier) & they said the cheque had to be sent off to be processed. This is fine however I was then told there is no way to discuss this…
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NatWest Negative Interest
Hi all, Woke up this morning to some unusual transactions on my NatWest account. A number of 'Interest' payments (they were categorised by NatWest as that) of random negative amounts being deducted from my balance. Small amounts, like £1.76 or £2.94 for example, and with random dates typed into the transaction entries.…
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Unknown credit in my bank
On the 2nd October I received £788 from CR LTD. I have looked everywhere online and cannot see who this company is. I’ve asked the bank and they aren’t much use with information. The only money I’m expecting is from travel republic/easyJet for a holiday that got cancelled but that only totals £661 can anyone shed any light…
