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Incorrect payee name on a cheque
HI. I received a tax refund cheque made out to MRS instead of MR followed by my correct name on it as the Payee. There is no MRS, as I am not married. Is there any way this can be deposited without contacting the HMRC and asking for another cheque to be issued.?
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What’s your financial setup
Hey everyone,Looking for ideas as to how everyone has set up there finances? I currently have everything in the one bank (Starling), my salary, bills, saving pots and my emergency fund.I really want to keep things simple but also want to keep things separate so I don’t get mixed up with things.How many accounts do you…
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Any improvements to this set of accounts?
My wife and I have been overseas for some time but will soon be returning to the UK. In preparation for this, I have been reviewing the latest bank accounts and credit cards to determine what the optimal set-up for me will be upon my return. Grateful if anyone can see anything I might have overlooked. My conclusions are:…
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Scam advice
My teenage daughter has fallen for a scam text that looked like it was from Evri and entered her bank card details to pay for redelivery. She also put in our address, her mobile number and her date of birth. She's contacted the bank who say she needs to contact them again in 15 days time but is there anything else I should…
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Bank Holiday in Scotland on 2 Jan
I have bank transfers scheduled on 2 Jan 24 from my Bank of Scotland Accounts to my HSBC and TSB accounts in England. My BOS bank is in Edinburgh. I wonder whether these transfers will be delayed until 3 Jan with my English accounts subsequently getting into overdrafts. I cannot remember what happens last year. Anybody…
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Bank cards being declined when shopping online
I wonder if someone could help. I have been using the same bank debit card for many years with no problems but recently on certain sites it is being declined (normally by Worldpay). I have phoned my bank and they assure me there is no problem with the card or the account. I contacted the company who I was trying to…
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Club Lloyds - how do I claim the benefit/ giveaway
Hi I have a club lloyds account but I am finding it absolutely impossible to claim the giveaway (cinema tickets, magazine etc). I opened the account 2 months ago and upon opening the account it gave me the option to select one of the giveaways, yet here we are two months later and I've recieved nothing. How on earth am I…
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quickest cheap DDs to set up for a switch?
I'm maxed out on my existing DDs to get rewards so need 2 more DDs - preferably £1 ones- for Barclays, which are the quickest to set up?
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Minimal activity on my current account. Is this a problem?
I pay all my day to day expenses on a credit card, whether I'm at the supermarket or the pub or anywhere, all on the credit card. This means my current account has very little activity. Salary goes in, savings go out, credit card gets paid and the remainder just direct debits down to zero. Some jobs require people to…
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Cashback for FirstDirect 'ONLY' for someone who's never had an account
I was considering doing my first bank swap cash back. Looked at the only one available right now FD. Ive never noticed before on any of these, or heard it mentioned in the past for other offers, that its only for someone who's NEVER had an account in their whole life with First Direct. I know it does mention it in one line…
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Bank acc details not being recognized despite good
Hello I have an issue which occurs yearly without fail and I am confused why it occurs to myself. I have Santander current account and also Barclays current account, the issue occurs when I try to sign up to fixed savings accounts through martin lewis site. The fixed savings accounts run their check to confirm my account…
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What bank accounts are available in the UK for a UK non-resident?
To deal with a late parent's estate (in the UK), I need to be able to be able to save the money in a UK account - but as a non-resident, I am very limited on what accounts I can open in the UK. Any thoughts? I wish to keep the inheritance in the UK.
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Cancelling Barclays Blue Rewards
Hi I had to open a Blue Rewards account for a recent £175 bonus. I've now been paid the £175 so I want to close the Blue Rewards. If I cancel it now, will I still be charged the £5 fee for December? Thanks
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Is there a specific thread for when new bank switch cashback offers become available?
Sorry, if one already exists, but I can't find a specific thread that alerts when these become available... If there isn't one, we could perhaps do with one just titled Current Bank Switching Cashback Offers & pin it? Happy Christmas one & all!
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Santander payment limit reduced?
Hi has anyone noticed if their santander current account shows a lower payment limit? Mine seems limited to 25k and that is only once I have manually updated the preference which was actually set at 2k. Previously this was not an issue. Regards
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Joint Bank Accounts
Hi all! I don’t live with my current partner. They’re with family and I have my own house with a mortgage. I’m looking for an account where we can both save an amount into and use primarily for entertainment/holidays. Currently I just use a tesco credit card and pay back in full and their money is transferred over to me.…
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HSBC pension account decision
Please read why I am complaining about HSBCMy question would be below Why would HSBC not adhere to my late brother's wishes in his pension account that are stated legally to leave the pension to 4 beneficiaries??? And HSBC don't pay????Are they (all banks etc) on their own agenda???? I need legal help and advice about…
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Nationwide Frozen Accounts!
Hello, I don’t know if you can help but I’m keeping my fingers
crossed. I received an email and because of the information
being requested, I automatically thought this was a scam. With wording
like, We’re sorry but if you don’t give us this information, we won’t be
able to continue to offer you banking services, flagged…
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Barclays blue worth it to sign up?
Hey all. I saw Barclays Blue Reward advert on my account. Pay £5 a month to own the account. But you get £5 from Barclays for adding 2 direct debits which I have. You get cash back for spending at stores. I want to know if it is worth it owning an account. I can see a dispute thread whereas people are complaining about not…
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Santander cash withdrawals
My elderly mum went to a Santander 6th Dec to withdraw
£100 for her bills from a cash machine inside the bank. She left the bank and went to another shop
and quickly realised she had left her bank card inside the machine. She went straight
back and spoke to a member of staff in the bank to ask for her card and
after…