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A separate pot for rent money to earn interest?
Hi... I managed to save 3 months of rent money. I pay rent via standing order. I was thinking that I put that amount in a current account that pays interest on balance. I will then keep topping it up, so the balance gets replenished to keep getting interest and keep the flow of paid rent. I chose this to separate my main…
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UK Bank Accounts While Living Abroad
Hello, Looking for some suggestions please. I've been living in South Africa for the past few years, having moved here from being resident in the UK. Gradually, all my UK bank accounts/credit cards have been getting closed due to me not living in the UK - the latest being my Tesco Credit Card. I have one account remaining…
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Barclays switch and blue rewards
Hi all, Once you have switched your bank account to Barclays and received the bonus, can you cancel the blue rewards? Thanks Mia
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£5 note has disappeared from cash machines
OK it seems £5 notes are becoming extinct so budgeting using cash the minimum seems to be £10 from a cash machines, even post office doesn't seem to have them, also what I have noticed is the amount of £50 notes usage has increased, if you're withdrawing money, will the £5 note become a coin like the pound note. I know…
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Lloyds Bank £175 switching offer 28th May 2024
https://www.lloydsbank.com/current-accounts/switch.html
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Skipton BS app down?
Anyone else been having access issues for the past couple of days?
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Company Bank Account
Hi all, question please is, is this normal to ask for a letter from my accountant to open a new business bank account on my new company. i have had a company bank account with a high street bank for my limited company for over 20 years and i have set up a new limited company for my property. i need to set up a second…
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Intelligent Finance Refusing to take my name off a joint plan
Quick overview is: joint mortgage plan started 2004 with current accounts and savings attached to offset the mortgage. Mortgage ended 2008, plan remained open until frozen during divorce in 2014. Never used since. Current accounts now closed as IF shut them down. One remaining savings account left open in the "plan" in…
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when will RBS close my rewards account
I have an rbs rewards account where I am meant to put £1250 a month in it, it costs £2 a month to maintain. I now use a nationwide account for everything.,wages, direct debits for last couple of months. when can I expect RBS to close this account that I don't use.I may at some point in the future need bank statements of…
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NatWest/RBS My Rewards Update
Guessing it's for RBS too but got this from NatWest today:
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Problem setting up a Starling account
I wondered if anyone else had any problems setting up a Starling account? I used to have Monzo but closed it when doing an account switch. A friend recommended Starling and due to go away soon so thought it would be good to have for use abroad and as an everyday spending account. I did the application via the app and got a…
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Experian Beta Trial
Opened the Experian app earlier and it says they are giving some of their customers their full Experian Credit Report for free, as a trial, anyone else got this? I looked into mine apparently I defaulted with Virgin Media in 2018 by £65, that info doesn't seem to show up on other apps, should be coming off my report soon…
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Bank transfer to Thailand
Hello, I’m going to be transferring £10,000+ in one transfer to Thailand. Just wondering if anyone can recommend a particular bank etc.. for the transfer ? Thank you
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Lloyds bank no longer offering face to face appointment?
I have banked with Lloyds since I was 16 … ( I am now retired ) I have always been happy with service and have gone with the times and now use internet and telephone banking for day to day transactions and occasionally opening / closing accounts however , I was always reassured to know that if I had a complex need , I…
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Monthly dollar payments from the UK
Hello. I’m looking to pay a new organisation monthly, however, they are in the USA and obviously use dollars. Currently the bank I use regularly is the Bank of Scotland, but they would add additional charges for the exchange. Would I be better creating another account (maybe with Chase Banking or alike) or just accept the…
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Getting more organised financially - how am I doing? Any suggestions?
TL:DR Getting my financials organised. Spreadsheet budget until I get laptop app that is better (do not like YNAB). Already kind of sorted statement of income and regular outgoings, looking at controling non-regular outgoings better. Any advice or suggestions on mangaing this completely? I am not really happy with my bank…
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Roll number or reference number Nationwide BS
Does anybody know whether Nationwide has a roll number or reference for their current account? Thanks
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Barclay proof of funds and closed my accounts
I opened a personal account with Barclays on the Tuesday, made two transfers to it from my husband's and I joint account. They then, on the Thursday put a block on my account and withheld all my funds. Now I am being told to send proof of funds to the Barclays email address BarclaysPOF@barclayscorp.com, and to wait 10…
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Smart to have money in seperate accounts?
Hey MSE, I have done quite a lot of bank switches over the past year and now have quite a few bank accounts that still have the minimum pay in within the account. Is this a good idea? Or a bad one? Maybe its good to have money in accounts I dont use in case of debanking / phone stolen? My only concern is these funds aren't…
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Co-Op wrong type of account opened
I applied for a Co-Op Everyday Extra account, with a view to getting the switch cash from their current offer. I have another account ready to switch in to this one. It wasn't approved instantly, but after a few days I got an email that they are opening my account. Now that I have access though, it looks like they gave me…