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Account for band
My partner is in a brass band, they want a bank account for the band with the bands name on the account. Anyone know how they'd do this? Would it need to be a business account?
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Halifax Debit Card Declined
I was in my local Lidl yesterday where I shop often. Tapped my card, cashier said it hadn't worked and I needed to put the card in with PIN. Did that, card declined. Tried again, card declined. I knew the money was in the account and that I'd put in the right PIN. Phoned Halifax when I got home. After going through…
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For those who missed out: TopCashback is still live for HSBC Advance
I missed the deadline for the £205 offer, but the £60 Cashback for opening the HSBC Advance is still live. Set up this afternoon, Cashback was pending in my TopCashback account within one hour. Payable in 12 weeks. Doesn't seem to be anything in the way of hoops to jump through like Direct Debits or minimum payments into…
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HSBC New Vertical Card
Looks like HSBC has gone vertical with their card now and ditched the lions on front. Still a Visa though unlike FD.
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Joint Account Queries.
Hello Everyone, So I am a couple of months from moving in with my partner. I will be moving into her house where she has a mortgage. In order to make budgeting easier and accountability, we thought a joint account would be the easiest way to go. My partner has a CCJ (Unknown Parking Ticket) which was settled 6 weeks after…
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Expat with Barclays? Here are your options if your account is being closed
Expats who bank with Barclays face having their UK accounts closed following a "strategic review" by the bank, leaving some customers worried about the alternatives available to them. Read our full story: Expat with Barclays? Here are your options if your account is being closed If you haven't already, join the forum to…
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Nationwide Closure Of Small Charity and Club Accounts
It was reported on a previous MSE thread published in 2019 that Nationwide were in the process of finalising the closure of around 79,000 Treasures Trust accounts many of which were reported to be Dormant. If you were associated with any of these unincorporated clubs could you please confirm if Nationwide returned your…
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WARNING if somebody has asked for this code they are a criminal (from NatWest for Amazon purchase)
This is peculiar - NatWest SMS received when I made a purchase from Amazon who sent a confirmation code (as they do from time to time) but phrased very differently: WARNING if somebody has asked for this code they are a criminal. Code: xxxxx confirms a purchase on your card of x.xx GBP to Amazon The code worked just fine…
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first direct Prize Draw - November 2023
Invite by email required to be eligible
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HSBC Advance Account
So we've all heard about the £205 free cash you can get with opening one of these accounts, but it seems to be a lot of hoop-jumping to go through to get that into your desired bank account. Has anyone on here jumped through all those hoops, and if so, was the effort low enough to warrant the reward?
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ISA
I have a one year fixed rate E-ISA with which was opened in June 23. I have not yet put the full 20k ISA annual allowance into this account, however a recent attempt to top it up failed because I had forgotten that there was a 30 day paying in period (which had expired). I have an ISA with another provider, 2 year fixed…
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Large fx transfers
Hi there I need to transfer a large amount of fx to the UK. Does anyone have any advice on the best way to do this or how to get a better rate? I have checked wise, currencies direct, Moneycorp and Torfx and there is not much difference. Thanks James
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First Direct removing overdraft
Hi, I've had a current account with First Direct since May 2022. I was also given an overdraft of £1100 (haven't used it but it's nice to have it in case of emergency). I received a letter a week or so ago saying the overdraft will be removed in a month's time (no reason given apart from 'business decision'). I don't have…
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First direct accidentally cancelling my card
So I had to ring them to get my app account reset (new phone) and after I finished with them they called back - whilst on my account, the person had somehow cancelled my card as if lost/stolen. They said a new one is on the way, and I would be able to use Apple Pay still, new card has updated etc. They said I would need to…
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Plum - Adding a new linked account & deleting the old one
Evening, Just set this up yesterday, purely as one of 2 direct debits for bank switching... I originally linked my dormant Kroo account which was accepted but I have since discovered Kroo are not part of the bank switching programme... On the Plum app, can someone please tell me exactly how to add a new linked account &…
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Halifax Banking App no longer showing Scottish Widows Pension Balance
I use the Halifax app to check the balance & transactions on my Clarity Credit Card. For a long time now (many years) its also displayed the current balance of my Scottish Widows Pension (this happened automatically - nothing I signed up for / enabled). Its now disappeared from the App this weekend - has anyone else…
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AML/fraud compliance when receiving loan repayment
Hi all, Grateful for any advice on this please. A few years ago I lent money to a now ex-girlfriend.. and she's now in a position to repay me. It was an informal loan between two friends (no interest) of £52,000. She will be repaying me in chunks of around £10,000 over the next few months, and she will be sending the money…
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NatWest - what's the best alternative which also has good customer service?
I've been with NatWest for many years and rarely need to call them but whenever I have some account related enquiry I've noticed that it's becoming increasingly difficult to talk to somebody. Even their Trustpilot score is truly lousy. Had a really bad experience with them today and I've had enough, it's time to move. Can…
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Nationwide Flex Regular Saver - has anyone managed to open one!?
I've tried six times now on both the Nationwide app on my phone and on their website and it always fails.
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Financial Ombudsman Final Decision. Halifax refuse to comply
The date of the decision was 30th June 2023. Halifax initially ignored my polite requests for settlement, until recently when I threatened them with enforcement using an application to the court for enforcement (N322A). This has stimulated a flurry of protest, firstly claiming they where still in dialogue with the…