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Recycling broken or redundant card reader?
I managed to give an old NBS card reader to my Nationwide branch which they say they refurbish. They couldn’t take my Co op bank card reader. Coop website has an article from 2020, can’t find anything since, don’t have any branches near me anymore and don’t know any address to return to. Can anyone help with details of any…
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Payment dates for DD
Is it part of the DD guarantee that they should go out on a particular date apart from if it falls on a BH or weekend? Most do but some like my Postcode Lottery one can be up to a weeks difference between months! I tend to top up my bank account from my savings account just prior to any DD or SO going out. But this one and…
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Updating details during recent login with long-standing bank.
When I recently logged into my online bank account, with whom I have a current account with a couple of direct debits and a savings accounts, I was met with the request to update my personal details. No problem - most of the details were pre-populated and confirming the usual DOB, tax residency etc. I'm not currently in…
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HSBC App Security concerns
Went to log in to app today and I get the following:- Security update We are upgrading our security to ensure your mobile banking remains simple, safe and secure. You'll need to set up your mobile banking PIN again on the next screen. I know that they are currently updating their app at present but I never…
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Lloyds Everyday Offers (Still) Not Paid Out
Anyone else ? Halifax paid out on 28th as usual.
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Lloyds new design debit card
Received a new design debit card from Lloyds today. I have a Club Lloyds Platinum account
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Revolut weekend exchange charge
Hello, I taking my Revolut card away with me this weekend as a back up card to Madrid. I see it charges you to exchange currency at weekends. Does anyone know the answer to this, if I leave my money in the account in sterling and pay for things at the weekend in local currency is it going to charge me like it would for…
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Lloyds switch question
As many will know, Lloyds is running a switch offer Switch Bank Account To Us | UK Bank Accounts | Lloyds Bank that ends today and one of the exclusion criteria is "You’ve received a switching offer since April 2020 for switching to any Lloyds, Bank of Scotland or Halifax Bank account." My question, I have received a…
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Which TSB bank branches are closing in 2025/26? Here's the full list – and your banking alternatives
TSB will shut at least 12 of its 184 branches in 2025/26, after announcing an additional closure. Below we list which branches are disappearing and what the alternatives are if you still want face-to-face banking. Which TSB bank branches are closing in 2025/26? Here's the full list – and your banking alternatives If you…
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Best Joint Current and Saving Account Combos?
We are looking to find the best ‘joint current’ and ‘savings
account’ combination, however when I see a good joint current account (e.g. Santander
Edge joint account) - disappointingly they never have good joint easy-access saving
accounts. Ideally, we are looking for a joint savings account where
you can have clearly…
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Probate: How to treat large cash withdrawal within last 7yrs of death?
Hi I am executor for my late father and am going through last 7yrs of his bank statements to see if he made any gifts that need to be declared. During this period from a joint account he held with my Mum there are 2 cash withdrawals of £10,000 (on consecutive days) and I don't know what they were for. I've spoken with…
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Tax on savings - PAYE codes
Hi Forum. I trust this topic is okay but I have recently had my PAYE tax code amended to pay for past interest on savings. This is not a rant about tax on savings but I am interested in how HMRC arrive at the figures they use. I understand the tax thresholds etc but is there a way to check what accounts have been affected,…
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pre loaded debit card wanted
Anyone recommend me one that will allow you to top up with cast from say a whole in the wall or a travel exchange counter or say a pay point Also that allows international transaction worldwide? Thanks
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How to send money abroad from Starling account
Anyone know how to send money abroad by bank transfer in euros using IBAN/Swift details from a Starling account? I assume we set up as a new payee but as it is euros and not sterling is this possible?
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Totally stupid question: How do we get our two single accounts to a joint under the switching scheme
I say stupid - but evidently from my experience with my own bank this week - it isn't. Because I can't do it. So, me and my fiance are moving in officially together next week after living in and out of each others houses for 7 years. We get married this summer, so it's time to be fully fledged grown ups! He banks with…
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Payment Name Display Format in First Direct vs HSBC
I currently hold a bank account with HSBC, and I have noticed that when I make payments or transfers, only my surname appears on the recipient’s end. This has caused some confusion. Upon contacting HSBC, I was informed that this is a standard feature of their system, where only the sender’s surname is displayed. In…
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Do I need a business bank account?
Hi! This is the discussion thread for the Do I need a business bank account? guide. If you haven't already, join the forum to reply. Thanks!
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First Direct app on Android fails every few months, needs reinstalling
Hi, Every few months, my First Direct app (on Android) just decides to stop working - it gives a "try again later" message, but that never happens - once it's got into this state, it's stuck there. The first time this happened, after over a day of not working, I phoned them up and the helpline said breezily "oh, just…
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Deposited £700 in internal bank cash machine. Now missing.
Hello all. I gave my son cash for his rent while he is at university. To the tune of £1k, just as a surprise after Xmas. He walked into RBS in glasgow and deposited it into a cash machine inside the bank. After a minute or so it returned 300 and then reset, didn't return the money but did return his card. He then went to…
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First Direct Current Account
Can I get the First Direct Current Account without switch? I'm aware that I'd loose out on the £175, but is it available as a 2nd account without switching & would I still have access to the 7% savings account?