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Card for sponsorship money
Hi me and a group of 3 others are about to embark on our explorer belt expedition through the scouting organisation. We were wondering how we would set up an account for us to use so that sponsors could put money in. the caviate is that the account name cant be one of our names as any industrial sponshors wont put money…
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How to access My Documents on closed account
I switched my current account away from HSBC in 2022. I also had a Savings account which I emptied. I received notification that it would be closed by HSBC after a certain time, so I consider myself no longer to be an account holder. This week I had an email from HSBC informing me there is an important mesage in My…
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Revolut weak point in banking system
There have been a few discussions recently about banks taking a hard line with transactions involving Revolut. I thought this article gave some good background as to why they might be taking such a stance.https://www.bbc.co.uk/news/articles/c9wkzv1zk91o
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How do I move a DD from Lloyds to Monzo?
Probably pretty simple, but if I wanted to move a direct debit to Monzo rather than my present bank of Lloyds, how do I go about it? Contact who the direct debit is with? Lloyds? I want to start slowly moving away from Lloyds, but also want to make sure I'm not putting all my eggs into the same basket should things not…
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Bank profit from scam
About a month ago, one of my Banks told me that they're not allowed to profit from a customer being scammed. However recently I've had an email from another one of my other banks saying that they will charge a £100 excess if our funds have to be recovered due to a scam. Does anyone know the actual law on this? I've been…
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The co-operative bank app where to see standing orders and direct debits?
I recently set up a regular saver and I’m trying to check if the standing order was set up or not. Does anyone know which part of the app you can view these. I feel like I’m being stupid but I can’t see it anywhere.
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RBS App Isa t/fer 'Stuck' 5 days past....
1st time of experiencing failed partial.Isa t/fer builders bill. From rbs App since last weekend amount was shown as Cash waiting, yet I've had to 'withdraw' this today re selecting Current Account. Basically doubling quoted App t/fer time which I asked builder to allow. Does this require call to Investments desk to check…
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Intelligent Finance current account closures
When St James's Place Bank 'closed', customers were transferred to some outfit called Intelligent Finance.Last night from I received two texts from my utility company and credit card company to say that direct debits had been cancelled. Logging into the bank I was faced with a notice that the bank had closed all current…
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Chase - how to remember the Reference for a Payee?
I know it's possible because many of my payees have customised References. But there is one payment I make weekly for varying amounts and the Reference always comes up as Chase when I go to set up the payment, despite what I entered previously. When I click Edit it says "You can save a payment for this payment if that's…
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Between houses following house sale
Hi I’ve sold my house and buying a new build which won’t be ready for about 6 months. I’ll have approx £195000 sitting in my account( joint with my partner) so we’re thinking separate instant access with our bank of £50000 each at roughly 4% paid monthly the rate drops for anything over that and £50000 max in premium…
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Royal bank of Scotland disabled my Apple Pay
So I purchased a new phone and tried to add my bank card. It failed said contact issuer so I checked with Apple all fine and bank said my card was fine. So I got an email today so I can’t use Apple Pay for atleast 30 days and they have the right to refuse me to use it but my card still works in shops. I called the bank…
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Excess Charges from Banks When Claiming for an App scam
I have had a couple of generic letters regarding an excess if I claim for money lost through an App scam. (Not trying to claim, so far managed to avoid any such type of scam, touch wood.) Are they allowed to charge an excess?
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Sephora interest
The banks that do interest under sephora law where interest is ilegal. How can they do it? Must we pay tax on it?
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Bank declined direct debit
Lloyds keep cancelling or not sending money to pay my bills. I'm behind on all my bill including rent. We are having to pay everything back and paying more in order to catch up
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bank account switch query
Have received house sale proceeds into a TSB current account and want to switch banks, will it flag up any problems as the house money has only just gone in? Also do I just transfer money from a savings account to the current before switching? There appears to be a lot of faffing about to close TSB accounts can I just…
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Refusal to open a savings account under a Power of Attorney
I am really cross as, for the second time I have found that I cannot access a good fixed rate account for my friend for whom I hold PoA because of the PoA! This is “Saga Savings Platform Powered by Flagstone”, which has replaced Saga Savings, which DID allow me to save with them under the PoA. They could only say that they…
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How can I make the most out of my money?
I'm interested in trying to find out the views of others on how I can earn cashback or better interest on our money and how others budget/spend each month. Here's our scenario and what I currently do. Both mine and my wife's wage get paid into a Co-op Cashminder account which all bills and direct debits come out. I…
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Nationwide Issues
Anyone else having issues with Nationwide this evening? Service Status says all OK but my accounts show: "Sorry, we're unable to show you all your account info at the moment. This also means you’ll be unable to make payments from some accounts. We’re working to get things back to normal as quickly as we can."
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Packaged bank accounts
Hi, I am currently looking into packaged accounts as the cost for seperate policies is now too high. My main needs are uk breakdown cover and worldwide travel insurance in that order. I have narrowed it down to virgins m account with a £12.50 monthly fee or the co-ops account at £15. I can't seem to make up my mind. Do any…
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Barclays Cashback Rewards, 1% in Sept, Oct and Nov
Barclays Cashback Rewards is now available to all Premier customers (with and without Avios rewards), as well as anyone who still holds Blue Rewards. They are offering 1% cashback on all "eligible" debit card transactions, capped at £5/month up to and including November. Cash transactions are excluded. Still not worth…
