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Easy access used as a regular saver
If l open a easy access account at say 4.5% but used it like a regular saver account say £100 per month. Could l achieve the same interest gain as if l had a regular saver at 9%. I don't think there is one at 9% mind. Just a example.
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If you lose phone
I recently read someone was done out of money with one of the smaller online banks. If your phone is stolen and someone gets is your money protected? Had mine stolen this summer but was luckily I blocked my card quickly but I worry any savings could be at risk if they guess your password?
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Can’t get into online banking without Face ID RBS
So a few months back my Apple pay stopped winding. After my phone was stolen and I had the app on it I decided to keep the app on in my house. Reason is I have heard of people losing money if people access there bank. So I usually log in on the desktop website. Now I can’t log in asks for Face ID only available on the app.…
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Savings
Edited post
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Scam advice please
I earlier received a text message from my bank, it came in the existing thread of previous texts. It said they'd send a text from 60292 where they'd require my response. Text came I replied N as it wasn't recognised though I had just made a payment online. They then responded and said I'd receive a phone call. Phone call…
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Santander £185 Switch Offer: 18/03/24
From Santander website: Switch to Santander Edge, Santander Edge Up, Everyday or Private (v2) current account and get £185 Switch using the current account switch service. Within 60 days of telling us to switch your account, set up 2 active Direct Debits and pay in £1,500. Sorry we can’t offer this if you’ve received a…
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Saving accounts interest question.
If Il opened a saving account at 4.5% and deposited £1000, then opened another one with the exact same interest and money deposited, after 12 months, would l get the same amount had l only just opened one account and stuck the £2000 into that?
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Inactive current accounts
I've recently opened a co-op bank current account to get access to their regular saver. But can't see myself using it for eveday use. Will the account closer if l don't have money going through it regularly? Except once a month to fund the regular saver. Also l have debit card what happens if l don't use it at all?
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Natwest and RBS Reward accounts
Hi I've had a look at these accounts and they cost £2 to maintain but give you £4 if you have at least two direct debits at £2 or more and another £1 to login each month. You effectively start with a minus £2 Do you not then actually lose at least £1-£2 each month? Using simple maths I get this (-2 - 2 - 2) + 4 = - 2 -2 +…
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Being Paid in small duplicate amounts. Why would somebody do this? Claim Back Later?
My partner is being paid back for an item he gave back in a private sale. The seller has the item back and have been paying him back in small amounts like follows: £20.00 then a couple of minutes later 3x £200.00 a day later £20.00 two days later 2x £30.00 The buyer then said they couldn't pay the rest because they had got…
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Santander switch query
Is it ok to switch a sole account and open a joint account with Santander for their switch incentive? Thanks in advance.
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Virgin One Account - name change and app
I had a letter from them today:- The name is changing to Royal Bank One Account Mortgage. - Access to the Royal Bank mobile app and digital banking from June 2025.
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How to agree joint accounts and share finances with husband?
My husband and I are recently married and figuring out our finances and joint accounts. There is about a £10k difference in our salaries and we each have a property individually but we live in mine. How should we share finances, what should be paid into joint account etc and how should we manage our incomes?
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Excess on Halifax Fraud Claims
Just made a payment from a Halifax Reward bank account and saw a warning that if I proceeded with the payment and later made a fraud claim, Halifax would apply an excess of £100.Is this new? Are other banks applying a similar excess?
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Nationwide switch incentive - direct debits
I have a 'dummy' bank account that I want to switch to Nationwide to get the £175 switch bonus. It's saying I need to have 'two active direct debits'. Does this mean that the direct debits have to have left my account at least once before I do the switch? I've just moved the direct debits from my main account to the dummy…
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Received Fraudster 'Phone Call, Should I be Worried?
I received a call from someone stating they were from Nationwide and informing me that there had been suspicious activity on my card. They asked a few questions which I declined to answer (stating that would have the details on their screen). To confirm my identity they wanted the last 10 numbers of the card number. I…
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Santander Edge £36 for new customers
Good morning, Santander have launched an offer where new customers (those who do not hold a Santander current account on 8 September 2024) who open a Santander Edge current account between 9 September and 7 October 2024 and pay in £500+ will receive £36, so long as the account is still open on the day they make the…
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Problems freezing/unfreezing cards in the Halifax app? You might need to whitelist "tags.tiqcdn.com"
After spending several days wondering why I could only occasionally use the card freezing/unfreezing function in the Halifax app, I finally tracked down the problem. When you use this function, the app tries to connect to tags.tiqcdn.com. If it cannot connect to this domain, it simply won't let you change the freeze status…
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Monzo
hi all , tried getting a chase account but couldn’t so I’ve ended up with Monzo whilst I clear my debts etc as couldn’t get any other account due to credit score. im abit worried after reading many reviews people having accounts frozen etc I know there is probably reasons behind this! However I wouldn’t be in a position to…
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Problem with Santander Online Banking via Tethered Mobile 4G
HiI'm having ongoing problems with Santander's online banking using tethered mobile 4G. I've done a bit of google searching but can't find an obvious solution. Just wondering if anyone has a similar problem. The problem is more or less every time a try and logon. At various stages it just takes me back to the login page.I…
