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In want of reassurance - lost driving licence is haunting me
Applied for a switch in current account to new bank today and surprised to find they didn't need any ID just electoral roll info. A little bit alarmed - I lost my wallet last year and had to replace driving licence. I didn't apply for CIFAS after losing it (reported to police, applied for new licence with presumably…
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Natwest Switch £180
I am an existing customer, not switched to Natwest before and have a TSB account ready to switch from. I do not have any direct debits though. Will I still get the bonus? I have the £1250 to pay in, which has to stay in for 24 hours. Also are you able to switch back (to a non £2 a month) account once you have the bonus?
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Confused with what to do with my money
I'm 32 and not sure if I'm doing my finances right! I have shares I have bought with my company at a discounted price which I can sell at any time now, currently worth £10k. I also have ongoing schemes (which I can't yet sell) , I set rolling ones up so it matures every year and I can either buy or sell. But I have maxed…
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LexisNexis (IIL) – Insurance Services - Multiple Searches on Credit Report
Hello, I was wondering if anybody else is experiencing the same. I was also hoping someone could give me some advice. The company LexisNexis (IIL)—Insurance Services consistently searches my credit file. Between May 24th and October 4th this year, they carried out 44 searches on my file. They are conducting Affordability…
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Can I switch first direct current account but keep the regular savings?
If I switch First direct to get another switch bonus, what happens to the regular saver? Do I lose interest or have to close it? Many thanks if you know. I'm not sure how they are linked
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HSBC/FD app
Hi, just bought a new phone. Unable to install HSBC UK or First Direct banking apps as Google Play says they are incompatible with my device 😡. It won't tell me why. I have Android 12 Go. Is it because I have Android Go? Has anyone else with Android Go been able to install these apps? Cheers.
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Bank Account Closure
While I understand banks can close accounts without giving a reason. If you find they held information about you that was not related to you and you find that shortly after they closed your account. Can they do this? Are you entitled to evidence of any effect it might have had or not? Can they still refuse with their…
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Switching bonuses - do they check?!
Hi there. I'm thinking about setting up a switch to Lloyds and/or Nationwide BUT I have previously had a switch bonus from them within the specified time range. In the case of Nationwide it's just a few days out! Do they check this? I've heard that sometimes banks don't check and they pay the bonus anyway. Has anyone…
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Card for sponsorship money
Hi me and a group of 3 others are about to embark on our explorer belt expedition through the scouting organisation. We were wondering how we would set up an account for us to use so that sponsors could put money in. the caviate is that the account name cant be one of our names as any industrial sponshors wont put money…
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How to access My Documents on closed account
I switched my current account away from HSBC in 2022. I also had a Savings account which I emptied. I received notification that it would be closed by HSBC after a certain time, so I consider myself no longer to be an account holder. This week I had an email from HSBC informing me there is an important mesage in My…
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Revolut weak point in banking system
There have been a few discussions recently about banks taking a hard line with transactions involving Revolut. I thought this article gave some good background as to why they might be taking such a stance.https://www.bbc.co.uk/news/articles/c9wkzv1zk91o
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How do I move a DD from Lloyds to Monzo?
Probably pretty simple, but if I wanted to move a direct debit to Monzo rather than my present bank of Lloyds, how do I go about it? Contact who the direct debit is with? Lloyds? I want to start slowly moving away from Lloyds, but also want to make sure I'm not putting all my eggs into the same basket should things not…
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Bank profit from scam
About a month ago, one of my Banks told me that they're not allowed to profit from a customer being scammed. However recently I've had an email from another one of my other banks saying that they will charge a £100 excess if our funds have to be recovered due to a scam. Does anyone know the actual law on this? I've been…
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The co-operative bank app where to see standing orders and direct debits?
I recently set up a regular saver and I’m trying to check if the standing order was set up or not. Does anyone know which part of the app you can view these. I feel like I’m being stupid but I can’t see it anywhere.
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RBS App Isa t/fer 'Stuck' 5 days past....
1st time of experiencing failed partial.Isa t/fer builders bill. From rbs App since last weekend amount was shown as Cash waiting, yet I've had to 'withdraw' this today re selecting Current Account. Basically doubling quoted App t/fer time which I asked builder to allow. Does this require call to Investments desk to check…
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Intelligent Finance current account closures
When St James's Place Bank 'closed', customers were transferred to some outfit called Intelligent Finance.Last night from I received two texts from my utility company and credit card company to say that direct debits had been cancelled. Logging into the bank I was faced with a notice that the bank had closed all current…
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Chase - how to remember the Reference for a Payee?
I know it's possible because many of my payees have customised References. But there is one payment I make weekly for varying amounts and the Reference always comes up as Chase when I go to set up the payment, despite what I entered previously. When I click Edit it says "You can save a payment for this payment if that's…
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Between houses following house sale
Hi I’ve sold my house and buying a new build which won’t be ready for about 6 months. I’ll have approx £195000 sitting in my account( joint with my partner) so we’re thinking separate instant access with our bank of £50000 each at roughly 4% paid monthly the rate drops for anything over that and £50000 max in premium…
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Royal bank of Scotland disabled my Apple Pay
So I purchased a new phone and tried to add my bank card. It failed said contact issuer so I checked with Apple all fine and bank said my card was fine. So I got an email today so I can’t use Apple Pay for atleast 30 days and they have the right to refuse me to use it but my card still works in shops. I called the bank…
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Excess Charges from Banks When Claiming for an App scam
I have had a couple of generic letters regarding an excess if I claim for money lost through an App scam. (Not trying to claim, so far managed to avoid any such type of scam, touch wood.) Are they allowed to charge an excess?
