Budgeting & bank accounts

TSB-Confidential $Update Identification <UpdateIdentification@tsb.co.uk> to *****@****We want you to recognise a fraudulent email if you receive one. TSB will always greet you personally with your name and quote either the last four digits of your account number or the last three characters of your postcode: ${postcode}.…

Like many I have just been told that Santander will be charging me £10 a month for my business account so I need to close it. I run a hobby business with a small income of about £1500 a year and outgoings of about £500 a year. Money comes in from sales and I just leave it in there, then when it's reached about £3000 I…

Santander are again wanting to apply charges to business current accounts. From October 2025, it will be £10/month. It will apply to all accounts, irrespective of activity or value of moneys going through. Can this be right? Is this what they tried to do back in 2012?

I released £80k from my named savings investment account into a my named TSB account by faster payment , and the money is now being held for further checks . i telephoned and was told they needed a further 24 hours , I don’t get it … I answered all their questions , passed security info etc and still being held . I am at a…

I had current and savings a/cts with the co-op bank. I was trying to update my contact details and the bank blocked my account - no reason given. I couldn't even get money out of an ATM. Ring the Bank am told by one agent -"We can open a new account for you, get you a new PIN card ect. Ring back to do this am told "You…

Hi, I'm returning home, and hope to buy a place. However, funds are in Australia. Has anyone been in this situation too? I've heard that regular banks aren't the best option for exchange rates, but I'm very nervous about using independent foreign exchange brokers (will the $$$ actually arrive?!) Does anyone have any…

Does anybody know whether you can pay this in then immediately withdraw it back out and still meet the switch incentive criteria or if it needs to remain in the account for a set period?

My final third £25 payment is due 13th Sept. If I open TSB now, switch in this Coop Account, but pick a switch date of 20th Sept (the offer finishes 22nd). Is this allowed? Saves me missing out as the dates are quite close that I wouldnt get the switch fully completed by 22nd if I wait until my £25 payment on 13th Sept....

So I transferred money on the day my Natwest account was closed. I didn't know about it closing, they sent the letter but I was staying somewhere else for the first half of the year. It was literally on the day the account was closed. Because the day before I accessed my account on my mobile app. After finally getting…

Hi all!I've been looking at the student bank account incentives, and was wondering whether there could be a similar method of using them as with the switching bonuses I saw on TV - where people would have an account they'd use just for the cash incentives. If I close an account, will I lose the bonus like the tastecard or…

Hi... thought a couple of work arounds to this issue might be of help. The IP address of the device your using may not be recognised and hence Barclays system may lock your account to protect it. But, this may not be the only reason for this error code 1176 to arise. If you have made a transaction on your on-line account…

I am the secretary of our local residents association, a non-profit organisation whose only function is to collect an annual charge from all residents in our street to pay the costs of grass cutting and maintaining green spaces. The total annual turnover is usually around £2000. We receive about 40 payments per year from…

Hi everybody. I need to open a Euro account which has a debit card and will allow me to send and receive money in Euros with a European IBAN. Starling says "they are not accepting new applications." They say they will be "soon" but they've been saying that since for months and months. So any other suggestions? Thank you. DC

Hi, soon I’ll be getting about €100,000 in inheritance money from Spain. not sure the best way for me to get the money . I bank with HSBC and I have a global money account too. But understand I can also open a current account in Euros and I could ask to send the euros there and then transfer to my global money account and…

I posted this in another thread but I'll do it here too and ask the question what do others do? What am I missing out on? My current merry-go-round sends £2520 into Lloyds, then the same into Halifax 1, leave £500, the rest to NatWest, leave £10, the rest to Halifax 2, leave £500, the rest to RBS, leave £10, send the rest…

This discussion relates to the updated Top Bank Accounts Article Click reply to discuss

Not very money saving I know, but have treated myself to a new car as a retirement present. Got Blue Light discount at least! Paid the deposit by my partner's cashback credit card, but I'm pretty certain that it won't be possible to use that for the balance (around £25K). Does anyone have any suggestions on any particular…

I'm the treasurer for a very small registered charity looking after a village's recreation site. I received a letter this week informing us that our Lloyds Treasurers' Account will change to a new fee-paying Charity Account in November 2025. This appears to follow on from Lloyd's decision to change the Treasurers' Accounts…

Santander is refusing a CASS switch to Monzo and First Direct—has this happened to anyone, and how can I fix it? I first tried to switch my Business account from Santander to Monzo - denied with no explanation Then I tried to switch our Santander select joint account to First direct to get their £175 bonus and excellent…

Hello, My wife regularly sends money home to her family in Malaysia. She has used Nationwide in the past but is thinking of swicthing to Wise. Some friends use Santander Edge which waives the transfer fee (but probably includes a markup on the exchange rate). Can I find out what the current Santander exchange rates and…