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Standing order not cancelled
I could have sworn I cancelled the standing order to our old water company when I made the final payment. Anyway, it appears that I didn't and the usual monthly payment has been taken. I can still log in to the water company account and they have our moving out date and updated address, will they automatically refund at…
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Bank Account With Transaction Limit?
Hi all. Recently my mother had a very close shave and nearly fell for a text based phishing scam. Thankfully her bank spotted the problem, and their fraud prevention team contacted her and put a stop to things just in time. For this reason, we went to her bank and asked that they set a transaction limit - i.e. she can use…
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Freelancer, looking to automate/idiot proof my financial life.
Hello! Thanks to MSE Forumites' help, I've consolidated a bunch of credit card debt onto one interest-free card, which I'm now focused on paying off as promptly as humanly possible. Meanwhile, I'd like to set up a massively idiot-proof means of running my financial life, so that I never find myself in anything close to the…
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Bank switching tiny direct debits
Hello, I’ve opened up a burner account with Chase to do the Nationwide switch; but I didn’t realise I would have to wait 2 weeks for a payment to come out for my first direct debit. Does anyone know of a quick dd I can set up that will take the first payment quickly? Thanks
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Chase UK closed account without any warning
Hello, has anyone experienced Chase UK just closing an account without warning. I had my money in chase and was my main account for pay and making direct debits and chase have closed my accountz After a dozen phone calls including with a ‘manager’ I was told the business has made the decision to close your account but we…
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Transferring money from Santander Everyday Saver to Monthly Saver
Hi I currently have £4300 sitting in a Santander Everyday Saver only making 1.2% in interest and wish to transfer it to my Santander Monthly Saver making 5%. Is this possible? The most you can save in the Monthly Saver over a year is £2400. Thanks.
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Switching current accounts
Hi, i want to switch to a Lloyds current account but have direct debits with Halifax ( 3 dd's) and Santander (2 dd's)! I dont think i can switch them both online so am i better going into my Halifax branch and would they do them both for me?
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Downgrading Santander Edge current account
I was going to downgrade my Edge current account to Everday current account to avoid the £3 monthly fee ( not earning enough cashback to cover fee)Will i be keeping same card/pin/account number? In order to keep the Edge Saver i would need to open another Edge current account (without adding dd's)??
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TSB - £5 cashback a month for the rest of the year
Just been sent this email from TSB *Terms and Conditions: Please read these terms and keep a copy for your records. 1. To be eligible for cashback, you must be the named recipient of this email. You must have a TSB current account which cannot be a business account. You must be 18 or over and a UK resident. We’ll have sole…
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Easy access used as a regular saver
If l open a easy access account at say 4.5% but used it like a regular saver account say £100 per month. Could l achieve the same interest gain as if l had a regular saver at 9%. I don't think there is one at 9% mind. Just a example.
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If you lose phone
I recently read someone was done out of money with one of the smaller online banks. If your phone is stolen and someone gets is your money protected? Had mine stolen this summer but was luckily I blocked my card quickly but I worry any savings could be at risk if they guess your password?
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Can’t get into online banking without Face ID RBS
So a few months back my Apple pay stopped winding. After my phone was stolen and I had the app on it I decided to keep the app on in my house. Reason is I have heard of people losing money if people access there bank. So I usually log in on the desktop website. Now I can’t log in asks for Face ID only available on the app.…
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Savings
Edited post
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Scam advice please
I earlier received a text message from my bank, it came in the existing thread of previous texts. It said they'd send a text from 60292 where they'd require my response. Text came I replied N as it wasn't recognised though I had just made a payment online. They then responded and said I'd receive a phone call. Phone call…
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Santander £185 Switch Offer: 18/03/24
From Santander website: Switch to Santander Edge, Santander Edge Up, Everyday or Private (v2) current account and get £185 Switch using the current account switch service. Within 60 days of telling us to switch your account, set up 2 active Direct Debits and pay in £1,500. Sorry we can’t offer this if you’ve received a…
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Saving accounts interest question.
If Il opened a saving account at 4.5% and deposited £1000, then opened another one with the exact same interest and money deposited, after 12 months, would l get the same amount had l only just opened one account and stuck the £2000 into that?
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Inactive current accounts
I've recently opened a co-op bank current account to get access to their regular saver. But can't see myself using it for eveday use. Will the account closer if l don't have money going through it regularly? Except once a month to fund the regular saver. Also l have debit card what happens if l don't use it at all?
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Natwest and RBS Reward accounts
Hi I've had a look at these accounts and they cost £2 to maintain but give you £4 if you have at least two direct debits at £2 or more and another £1 to login each month. You effectively start with a minus £2 Do you not then actually lose at least £1-£2 each month? Using simple maths I get this (-2 - 2 - 2) + 4 = - 2 -2 +…
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Being Paid in small duplicate amounts. Why would somebody do this? Claim Back Later?
My partner is being paid back for an item he gave back in a private sale. The seller has the item back and have been paying him back in small amounts like follows: £20.00 then a couple of minutes later 3x £200.00 a day later £20.00 two days later 2x £30.00 The buyer then said they couldn't pay the rest because they had got…
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Santander switch query
Is it ok to switch a sole account and open a joint account with Santander for their switch incentive? Thanks in advance.
