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Lloyds Bank delayed transactions
Recently the android app and online portal has shown a change for the worse. I use Lloyds as my major hub for movement of funds to/from other banks and savings providers. Lloyds used to show BACS transfers 15 mins after midnight, SO out actioned 30 mins after midnight, and DD actioned 1 hour after midnight.Now Lloyds don't…
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International transfers - Revolut is a joke
Hi All,I expected a transfer in USD to Revolut. Yesterday I have even upgraded from Free to Metal(more than Premium) plan 5am - information that the transfer is waiting and they need to verify some information and lift the restrictions. 10:30am - the face recognition + I selected what is this about + attached the…
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LBG Everyday Offers Not Available
Anyone else noticed this across the various LBG accounts? Sometimes there, sometimes not. Currently I only have it on my Lloyds account but wasn't there earlier. Last night was on the app but not on web. Not showing on MBNA or Halifax.
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NatWest Group Travel Account
So NatWest/RBS/Ulster have now updated their apps and now offer a Travel Account linked to your Current Account, just wondering if it's any good?, how it compares to other accounts/services elsewhere?
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Victim of Scam site. Contacted Bank. Next Steps?
I Googled "changing driver licence address" and didn't notice that the first link was a sponsored advert. It looked legitimate. It was www.changeukdriver.net. I inputted all my details including driving licence number, National Insurance number etc and paid the £39 fee. Afterwards I mentioned it to my brother who…
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Card fraud attempts - is it me?
HiSorry this is bit of a rant/moan. No I have not been defrauded.Earlier this year somebody called up about a suspect transaction on my credit card. They wanted me to go through security. I didn't but called my bank instead who cancelled the card and sent me a new card.Then 2 months after receiving this new card, another…
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Bank account on “temporary block” - revived 10/09/24
The only account I have which is Co-Operative have blocked my account use for what they claim is suspicious activity. I’ve had a call with them three days ago and explained everything they asked for but I still have no access I don’t have any cash I need access to my funds for food! I called again this morning and they…
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Cashback on Gift Cards?
I have a Santander Edge Current Account and get 1% cashback at supermarkets. I give my daughter £100 cash a week to help her pay her bills which she spends mainly in Asda. If I bought a £100 gift card along with milk and bread in Asda, would I get 1% cashback for the Asda shop of £102.85 or just on £2.85?
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Barclays Switching Offer Didn't Work!
I very carefully followed the instructions on MSE for switching my account. This included using only the Barclays App, moving more than 2 direct debits, and signing up for Blue Rewards. The offer said that I would receive £175 switching reward, and the monthly £5 Blue Rewards fee would be waived. I was also required to pay…
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Is this a scam
I sold an item this morning, to be delivered Friday. 550 appeared in my bank account under transaction description automated credit. Purchaser has just messaged me his bank details and requested a refund as his circumstances have changed. Is this a bacs payment or another payment type? Am I right to delay the refund?
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Asked to pay for course via bank transfer.
I'm attending a practical course by a medical doctor who sent me payment details for their bank account - should I be concerned or is there any way I can protect myself? Many thanks
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Kroo dropping interest rates (change in calculation) from November
Just had the email, they're now setting the tracker interest margin at base rate -1.1% instead of -0.9% so from 26th November it'll be 3.9% instead of 4.1% (until the BoE drop rates) Pondering alternatives to store cash - I want a monthly payment of interest so any linked easy-access saver would have to do that. I am not…
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Unknown monthly bank credits
My elderly mum has credits into her Santander current account, in the sum of £221.67 every month. They appear as BANK GIRO CREDIT REF PLL, PPA followed by a series of numbers which vary each month. She cannot remember what they are, and the bank say they don’t know and can’t help. Does anyone know what they might be or how…
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Getting hold of deceased Grandma's bank statement
Hello everyone, hopefully someone can give me some guidance of an issue we have with getting visibility of my grandmas bank statement. My grandma passed away in 2021 and my mother and uncle were beneficiaries and executors of her will. Until 2020 my mother was in control of my grandmas finances for paying the care home and…
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Are my bank details on a faster payment to my sons account?
Hello, I have sent some money from my Santander account to my sons Monzo account by faster payments. He has let me know that he doesn't need the money and will return it to me. Will he have my bank details from the original transfer or will I have to give them to him? tia sx
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Chase Merchant Category Code List
Does a thread already exist somewhere discussing the MCC codes used by chase when it comes to getting cashback? I usually spend quite a bit on amazon and want to make sure I'm getting cash back for certain items when usually you wouldn't get cash back when buying such items through a different merchant.
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Cashback v Interest
I have two .5% CC and a Chase 1% debit card. I bought some oil today (£622.44) and paid for it on my one of my CC as I worked out it's better The cc will be paid in 43 days time and the cash is sitting in a Chase saver paying 4.85% I have worked it out that the 0.5% cashback I lose it made up for the gain in interest. The…
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Chase request for information
Ive just received a message from Chase asking me for further personal details. I text them asking whether a request for income details was necessary? They said it was necessary to monitor money laundering? As they dad info was needed for my app to continue to work Is this a legitimate request
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Missing money following bank transfer between my own accounts from different banks !!
Like most I have a selection of bank accounts for different things, recently I completed a transfer of £2000 from my Santander account to my Natwest account, however despite confirmation from Santander and supply of reference number no funds have been received in my Natwest account. Accounts are long standing and I have…
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Unexpected/unauthorised online payment fee - is this allowed?
My wife just paid a council invoice using a debit card and the council's Capita-powered online payment system. We anticipated a possible charge for using a credit/debit card so carefully checked the invoice, the council website, and each page in the payment process. There was absolutely NO mention of fees, and the figure…
