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Debit card refunds issue.
Can anyone advise on this please- An item is taken back to a shop for a refund and you present the card you paid with and the shop assistant processes the refund and gives you a print out from the card machine which shows a refund has been made. 3 weeks later that money has not gone back into your account. Who do you go…
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Revolut RevPoints
I couldn't find any mention of Revolut RevPoints using the search on this forum. Would be interesting to know what people's opinions are on it. Revolut the banking app launched RevPoints last year replacing its cashback. Depending on what Revolut membership plan you have, you get points when you pay with your Revolut card…
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Nationwide travel insurance
Just a warning to anyone who has their insurance through Nationwide with Aviva. Last Feb when I was covered with the old insurer, UK insurance I needed to extend my cover for a cruise from 31 days to 35 days, UK insurance quoted me £6.80p for the extra 4 days. This year with Aviva the same 4 days extra cover cost me…
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Switching banks
What happens to a Fixed-term savings account when one switches banks? Does one lose the interest earned?
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Barclays blocked account
Hi All, Need some advice. So last Tuesday my husbands Barclays account was blocked along with our joint account and savings account. My account is still fine and working. He has spoken to them so many times and they were unable to explain the reason for this and to wait 7 days. Fast forward to today I received a letter…
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Advance dated faster payment on weekend
If i set up an advance dated faster payment instruction, will the payment go out on a Saturday?
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Overpaid via bank transfer by mistake
Hi, Yesterday, I had a gentleman turn up and ask if I wanted to trim my hedge. Against my better judgement, we agreed on a price of £200 after I asked if I could pay by bank transfer as I had no cash. This gentleman agreed. Halfway through doing the hedge he knocked on my door and stated that could i get him cash because…
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How retrieve my money from escrow account?
In 2020 I deposited funds in a European P2P company (Peer to
Peer platform linking lenders and borrowers) which accrued interest which was
reinvested. In 2022 they merged with another similar company and I was asked to
deposit 1 Euro into the latter's bank to establish a link with my Nationwide account. Last month for the…
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Suggestions please - Barclays keeping blocking my account
Hi All I just need a some advice. I have been a Barclays customer for a long time and had no issues. Recently I have had a couple of matured savings bonds and transferred them into my Barclays account, which is my nominated account. When I have then tried to transfer it online into a new savings account - they have said…
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NatWest £180 Switch offer from 22/10/24
Open a NatWest Reward Current Account | £180 Switch Offer Crucially: "You won’t be eligible to earn £180 if you’ve ever received cash from a NatWest, RBS or Ulster Bank switch offer before."
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Tesco Bank emailed me saying they are Migrating to Barclays
Hi, Is this a genuine email? Want to make sure it is not a scam. Email says migrating to Barclays on the 1st November 2024. I have a Tesco Clubcard Pay+ bank account that has a account number & sort code. Can I setup Direct Debits or Standing Orders from this account? If I cannot setup DD's or SO's then will I be able to…
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Nationwide Standing Orders (aka regular payments) , change to T&C's?
It is currently possible to skip a single payment which is scheduled as part of a Standing Order (aka "Regular Payment") with Nationwide. The option is currently there when logged in to Internet Banking. however I note the following paragraph in "Summary of Changes
Current Account
Terms and Conditions from 1 May 2025 We…
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Using a card reader to sign in online
To sign into one bank online and use certain functions I use a card reader and another bank do not have that option, they require a mobile number to send a pass code to. Which do you think is the safest and least likely to get scammed?
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switching banks, which?
Am getting a little frustrated with halifax reward account continually saying I haven't met criteria for my reward . So decided to switch .Narrowed it down to first direct 1st and nationwide flexdirect.I have another current account with virgin for the travel insurance..Which of these two banks consistently offers the…
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Two questions re bank switches
I would like to take the switch opportunity to joing Nationwide, the bank I will switch from is First Direct which is basically just a burner account with no funds and no direct debits. I am thinking f using the website 50pdirectdebits. Any feedback on them? Is everything straight forward? Also, switching from First Direct…
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Fraudulent Direct debits for a person with illness not taking care of their accounts for a long peri
Hi. My Dad became ill & unbeknown to us (his daughters & wife) he stopped taking care of his finances. During this time 2 direct debits were set up for network providers. They were paid for approximately 1 year. Since finding out my Dad passed away & we had power of attorney to help deal with his accounts etc. I tried…
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Santander refuse to pay me £150 switch incentive
I switched from an old Santander current bank account to a Santander Edge account online by following their instructions on 5th November. I also printed out their details entitled "how to get your £150 switch incentive" as I don't trust them. I was right to be sceptical. I've just called them to ask why they haven't paid…
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Where are any RBS branches?
I have a document that I need to get stamped and signed by the bank holding my account. My account is actually with Virgin One which is run by RBS. There are no longer any RBS anywhere near where I live (south coast) and in fact I think they are now only in Scotland. I can't get any information on line about how to deal…
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Bank account to only use in shops
I am looking for a bank account where i could only use it shops, but not able to use it online at all
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Simple bank account?
Are there any downsides to opening a basic bank account? It would be a fun money account. £100 per month from our current account to be spent on socialising, football, days out etc. All I need is a debit card and no charges. It would never build up long term savings. Want it to be separate from our joint current account.…
