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HSBC app - wrong numbers / values displayed?
Hi, I’m wondering if anyone here has experienced something similar. My husband and I were checking our mortgage balance online, and then we requested a redemption quote. When we returned to the account, we noticed that the balance had 'suddenly' increased by £4,000.00. When we called HSBC, they told us it was impossible…
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Change Barclays current account
Hi, Do Barclays allow you to change your existing current account from say a Premier to Standard account ? Hopefully retaining the existing account number. Can you do it in their banking app ? Thanks.
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Switched over 3 years ago, what happens to attempted payments in?
I understand that any payments in will be redirected for the first 3 years following a switch. What happens after that window expires? Would money just eventually bounce back or disappear into the ether? What if you'd switched again, also over 3 years ago? I have a paper trail, will the banks? I'm waiting to hear back from…
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Nationwide Bank Account Freezing
Hi all, I recently was gifted some money from my parents, which has been in a bond for 4yrs. The bond matured & was sent to my parents nominated acc. I have POA on their acc & moved 25k of it to my partners acc, as POA’s are not allowed to move large amounts of money directly into their own acc’s. I wanted to move all of…
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NatWest - online account opening issue - should I complain?
2 years ago I became an Executor of an estate. I wasn't with NatWest at the time, but had been a loyal customer for many years so decided to set up an Executor account with them, partly in a fog of grief and confusion but also because I thought it was the right thing to do. Over the course of managing the Estate I didn't…
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Santander problems?
I'm trying to read a document in the mailbox of the Santander appp on my phone. At the moment (and this has ben going on since some time yesterday) I just get told Sorry, the server is having a problem. Close tha app and try again later. (Later) I also tried in a browser on my computer and got the same result. Is anyone…
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Bank Accounts 20 year old
Anyone any recommendations for a current account for my 20 yr old. Lots of offers out there but all seem to require 2 Dd's which for someone living at home are non existent. Lots of transfer offers too!! He's earning a good salary but currently got a basic account with no benefits at all. TIA
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Santander: BANK TO THE FUTURE
My Virgin Media bill is due for payment on 27 January. However, I noticed that the money left my account sometime between 7:29pm and 11:15pm on the 26th with the 27th as the date. Great Scot!
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PayPal DD for switching bonus
Hey! I'm trying for my first switching bonus with a Starling burner account. T&Cs don't mention regular or minimum DDs, just that they be active. I connected eBay as a seller account and have a £0.00 DD in my scheduled payments on the banking app. Connected PayPal (using my old account, so it's the second bank account…
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Natwest ridiculous accusation of fraud
I recently transferred money to a friend's account. I sent too much and had second thoughts and asked her to transfer it all back to me and I'd give her the money in cash. She tried to send it back to me and got a call from Natwest, her bank, who asked her to confirm that she was making a genuine transaction. She told them…
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Zing £30 offer not paid
Followed the link as posted on MSE and enquired after 30 days as no £30 arrived, despite meeting the spend requirement. They said I didn’t follow correct procedure and no marker was showing on my account so payment denied. Went in live chat to discuss and apparently it was investigated and referred up the line - same…
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Current TSB Cashback offer
In the MSE write-up, and looking through the T&Cs, I see no mention of current direct debits needing to be in the switch. Anyone seen anything different?
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Direct Debit Dates
I keep being stung at the end of the month by Direct Debits (I know, I know...) - some of them I've managed to change to 1st month so that they get paid first, but for others the companies won't shift them for reasons I don't understand ("can I pay you earlier? No"). Is there anything to stop me cancelling the direct debit…
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single or joint currant account which is best
interest allowance.applied to joint accounts doe's both allowances apply to interest on current account interest ?
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CIFAS marker (I think). What is going on?
Hi all, Had our remortgage go through credit checks and to the valuation stage only to receive an email from my mortgage advisor this morning saying that the bank have now declined it because... "After considering the information on the case there is information against the applicant that puts the application outside of…
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Starling or Monzo bank account and savings?
Hello, I’m looking to spruce up my finances in the new year. Has anyone used starling or monzo bankings or savings? If so, what’s people’s experiences of it? the savings accounts seem good. I see monzo have saving accounts with their partners: paragon and oak north bank. Monzo say both of these are fcs protected, but I’ve…
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Direct Debits first payment.
Is there a list of what banks do/don't show DD before first payment?
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HSBC Global Money Account Dispute
August 2023 I used my HSBC Global Money Account in Trinidad. There were 8 transactions in a hotel to the sum of £300. I used my GBP in my HSBC Global Money Account and it was converted to USD to make the card payment. The other day I was notified via my HSBC App that my HSBC Global Money Account was overdrawn….? I look and…
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Current account switching
I'm with Santander....wouldn't mind switching to first direct...I've done some research on the forum...you have to go through cass...to get full incentive....but dont wantto do a full switch...earlier posts suggest you can open another current account with your main bank...transfer a couple of dds.to 2nd current…
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How do fraudsters get your bank details these days
Found out this morning my credit card was used fraudulently last night. Phoned bank, got card stopped and new one on the way so all good. However what intrigued me is how it happened. The bank confirmed all payments were online which i suspected, but i havent used my credit card online for months. The transactions on my…
