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Using a cash isa to pay interest off on an equity release mortgage - how to organise this?
I have a cash isa that pays 5.17% daily interest as recommended by Martin Lewis. I also have an equity release mortgage. I do NOT need to pay interest on the equity release, but interest will accrue at 5.5% also on a daily interest. I want to pay the interest on the equity release, every year, so that on my demise only the…
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Starling Bank reducing current account interest rate to 0%
I recently joined due to the interest rate on this account but it now looks like from February 2025 they will be reducing the interest rate to 0% and this will also include the spaces so unless you use a savings account, you won’t earn interest. This is really disappointing. I have multiple accounts with other banks so…
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NatWest £180 Switch
Seen on the MSE website NatWest are offering £180 for switching to their Reward account. On the info page from NatWest it says If you're an existing customer, you can switch your account held elsewhere in to an existing eligible Reward account, or switch in and upgrade an existing account to one of our Reward accounts. I…
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Payment pending at petrol pump
Not sure where to put this. For a few years now I have always paid for my petrol at the pump and the correct money has always gone out of my account. I paid for some petrol yesterday £47 and it is showing payment pending of £100. Still showing this £100 pending 24 hours later. I have heard of this before, but its never…
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Banks MUST now refund some scam victims
I've read that banks must now pay customers back who have been scammed online etc. Where do we stand with money sending services like Western Union, Wise ....etc? Thanks
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Chase rejecting refunds
Has anybody else had Chase rejecting refunds to their account? I had to cancel train tickets booked on TicketySplit and rebook. I was given partial refunds on the cancelled tickets, but the first time that TS tried to credit them back to my card Chase rejected them. They appeared in my account a couple of days later. OH…
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HMRC Tax Refund Cheque Expired
I received a cheque from HMRC for a tax rebate many months ago which I'd totally forgotten about until now.I understand that banks won't process a cheque if it's past 6 months from the issue date which is the case here. Will HMRC re-issue it if I call them and explain?
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New Nat West Log in Page?
Can't be too careful so just checking on here. Have Nat West updated and changed their online log in pages? Just went to log in and everything looks very different.
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Best Switch Account with No Direct Debits to bring across
I've Looked and Looked until I'm confused - Does Anyone have any thoughts on the Best Bank account that pays interest to switch to if you aren't bringing across any Direct Debits - Just 2 Pension payments in and day to day money out? I Looked at the First Direct one that Martin talked about but if I'm reading right you…
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New to switching. Advice please
Hi everyone. After watching Martin's latest TV programme, I decided to utilize switching, as I've been with several banks for more years than I care to remember - for no real reason other than familiarity and laziness! I've decided to start with switching an old and not utilized Halifax current account. As it doesn't have…
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Problem with opening a Barclays current account via their mobile banking app
Has anyone experienced such a problem ? In the past used to have their everyday account which was closed and switched to a different bank in May 2022. In October I attempted to open it again via their app but kept receiving a message saying ' Sorry,
we can't open your account right now. Please try again later. If this…
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TSB card blocked.
Good morning, I recently opened a tsb account and deposited some cash. Yesterday, after buying some items individually, my contactless and PIN didn't work. I suspect it's been blocked because over the last few days, I've made batch payments of small amounts to hit the cashback targets of 20 transactions per month.
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Co-op Bank Everyday Extra - free for 3 months
Potentially of interest to those affected by Nationwide FlexPlus price hike, Co-operative Bank are offering a fee reimbursement for 3 months on their Everyday Extra account if the application is received before November 4th. Product link: https://www.co-operativebank.co.uk/products/bank-accounts/packaged-bank-account/…
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swapping 123 CURRENT ACCOUNT SWITCHER to Edge or Edge up
It looks like I can switch my 123 ( fee £4/month ) to Edge or Edge up.. I currently get £8 in DD rewards and £5 interest as rate is 2% I am attracted to 6% on 4K saver as only getting 3.9% at the moment with Santander will I get the £150 switch bonus ? Would I still get the 6% saver with Edge up..think I would get better…
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Kroo Bank Restricted me and my wife account for almost 3 months, what should I do?
Me and my wife's bank account were restricted for almost 3 months (started from 1st-Sept) for SAR submission to NCA, but so far there's no cort order or updated info. received, they only said, "As a financial services provider, we're required to regularly review accounts to ensure the safety of our customers and their…
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First direct Amazon voucher switching incentive - how to claim. From money saving expert?
My partner and I switched nearly 2 months ago, received our bonus from FD but not Amazon voucher. FD told me on the phone it should be taken up with money saving expert, but who exactly do we contact? thanks
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Contacting coop bank
I'm trying to call Coop on 0345 721 2212 which is their published customer service number but for the past 1/2 hour I just get an engaged tone. Is this normal for coop? I'm used to being held in a queue if busy with most organisations, not getting an engaged tone.
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How Quickly should Chaps payments reach your account?
I know that banks have to ensure that a CHAPs payment received to your account must be available that day. Are the rules different for a EMI's, Electronic Money Institutions. I recently sold a property, but it took the company I use one day to post the money to my account once they received it. They blamed money laundering…
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Any recommendations for best Chase Alternative that isn't a "big bank"?
Does anyone have any recommendations for the best Chase current account alternative for cashback that isn't a "big bank"? All the ones listed on the "best bank accounts" page on main MSE site are the big banks and I'd rather avoid them if possible...
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Bank account for freehold management company
Hi - I've recently bought a flat (one of 3 within a converted house) with a share of freehold, and am now a director of the management company. Myself and the other directors want to open a bank account to manage the shared expenses (e.g. repair work, shared hallway energy bill) - can anyone confirm if this has to be a…
