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Where are any RBS branches?
I have a document that I need to get stamped and signed by the bank holding my account. My account is actually with Virgin One which is run by RBS. There are no longer any RBS anywhere near where I live (south coast) and in fact I think they are now only in Scotland. I can't get any information on line about how to deal…
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Bank account to only use in shops
I am looking for a bank account where i could only use it shops, but not able to use it online at all
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Simple bank account?
Are there any downsides to opening a basic bank account? It would be a fun money account. £100 per month from our current account to be spent on socialising, football, days out etc. All I need is a debit card and no charges. It would never build up long term savings. Want it to be separate from our joint current account.…
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Minimum balance to generate DD
Not sure if this is more appropriate to Credit Card forum, but here goes: I need to generate a monthly DD on my BoS current account. I have set up a DD to pay Full Balance on a little used Barclaycard. The amount due each month will be £0.99. Can anyone confirm that Barclaycard will request the DD every month for such a…
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Small Group Bank Accounts
Hi, I belong to a small group of approximately 12 amateur artists who meet weekly at the village hall to paint, chat, drink coffee and put the world to rights.... We have been in existence for over 25 years and during all this time our group has had a current account with Lloyds Bank which up until a few months ago has…
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ATM's, bank and otherwise
I havent used ATM's for years, cashback in supermarkets' checkout tills, rather than ATM's. (A long time ago there was a scare of criminals inserting a gadget that skims your bank details etc, off your card). Has this problem gone away - for example using the ATM outside supermarkets? This does not seem to get mentioned on…
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Halfiax email - You've not used your debit card
Received an email today saying that I'd not used my debit card in a while. Last used for an online purchase at the end of last year. So, it has been used just over a month ago and I received a refund in January. Obviously not frequent enough for them.
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Halifax app - "You have a new message" notification
Android - notification bar at the top. However, if I pull the bar down I see only the above message and no any other information (probably because the app is locked with the "App lock"?). If I tap the notification, it directs me to the app. And when I login I cannot find any notifications in the app. This makes the…
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Cashbacks
I have accounts that give cashback as a % of bills- water, council, broadband bills & qualified debit card usage. Is there any account that gives cashback on mortgage payments through the account, since mortgage is in a way, a mandatory bill?
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Halifax ID check after payment failure
Hey guys. Tried to send some money to my sons account and Halifax blocked the payment and when I called the number they said I need to visit the branch to reinstate my account with some ID. Does anyone have any experience with this? Do I need an appointment? Will they ask me any questions or will just showing my ID and…
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TSB £10 debit card incentive question
So I received an email as below. Problem is I have three TSB C/As for historical incentive reasons. I've got no idea which of these accounts the promotion relates to Any bright ideas please? The email references the last four digits of a TSB Regular Saver!
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Travel Card
Is there a current account debit card where i can withdrawal unlimited cash abroad (Thailand) using an atm. I have Chase but they have put a £2k monthly withdrawal limit. When i travel i use about £4k cash a month. Withdrawal £500 twice a week. I don't want to pay the 3% or whatever commission. Just want the standard…
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Direct debit question for bank switching cashback
Hi folks, Today, I’ve started the process of moving three unimportant direct debits from my main account to a Barclays burner account in preparation for trying out these bank switching offers for cashback. Once Barclays confirms that the direct debits have been set up, do I need to wait for at least one payment to go out…
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Fintech and Banking-as-a-Service
Not directly relevant to UK banking, but has anyone been following the Synapse bankruptcy case in the US ? Yesterday's NYT https://www.nytimes.com/2024/07/09/business/synapse-bankruptcy-fintech-fdic-insurance.html?unlocked_article_code=1.6E0.uBM7.A49-I4aMDx0k caught my attention. There is also a more detailed description…
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Tax on interest
Hi, Can anyone tell me who is responsible for paying tax on untaxed building society interest on a joint account ? Adrian
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More Lloyds, Halifax and Bank of Scotland branches to shut in 2025/26
Lloyds, Halifax and Bank of Scotland, which are all part of the Lloyds Banking Group, will shut at least another 136 bank branches in 2025 and 2026. We've rounded up the new closures for each brand and what to do if you still want face-to-face banking. Read the full story: More Lloyds, Halifax and Bank of Scotland branches…
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Nationwide to Halifax payment not received... yet
Anyone else having issues transferring money from c/a to c/a? Normally instant but an hour later it's not arrived.
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Can you get current account switching bonus if you have a joint account already
I have successfully switched a current account in my name and a current account in my wife's name each to a first direct account and we both got a £175 switching bonus each. Now we each have the money we are looking to switch both accounts again. Santander and nationwide seem like good next options. However we have a joint…
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Lloyds Close More Branches While Their Online Banking Fails
It was today announced that Lloyds Bank are closing more branches because apparently everyone is doing their banking online and all much prefer it. I'm that would be great, except for the fact that the technology frequently fails. What are people supposed to do then? This week I have had to make two payments to new…
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swap old bank notes
I have £80 in "paper" £20 notes and need to swap them for the newer ones. I can't believe how difficult this is now! In the past I've walked into a High Street bank branch and they've swapped them happily, even if I didn't hold an account with them. Now I can only find the following options: 1. Return them to a bank:…
