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How Long Does Co Operative Bank Cashminder Account Opening Take?
Hello. I hope you're well. On Wednesday (13th Nov), I applied online for a Co Operative Bank Cashminder account this Wednesday gone (13th Nov) and I got an email yesterday (14th Nov) to say that my application has been approved subject to some formalities which I'm guessing is their credit checks etc. I was just wondering…
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paid off my student loan
I decided to pay off my student loan today! Cleared it in full! Won't have to ever see another student loans e-mail or letter again reminding me how much debt I have with them! Great feeling! Be worth it just for that! Bit cash poor though now! Hopefully it was the right decision in the long run! Anyone else voluntarily…
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House sale proceeds
Hi everyone, we are in the process of selling our house in Scotland and relocating yo England. There may be a gap between selling and buying so we will have around £200k that we need to stash somewhere safe, any advice on where tk put it would be appreciated, thanks.
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General Discussion about limit slashing on overdrafts and credit cards
I am concerned that banks and financial are using the cost of living crisis as an excuse to slash PCA overdraft limits or this could in turn cause financial hardship to and financial damage to already struggling families across the UK. Although banks are businesses and are entitled to do this, they are also expected to act…
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Nationwide payment reference news
When I logged on to the Natiowide App this morning a message was displayed to say that the reference on a payment to an existing payee could now be updated - something that has been a bugbear on here for many years. I tried it and it looks like it'll work (I didn't complete the transaction as I didn't need to pay anyone…
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Nationwide £50 interest free overdraft
It appears nationwide now offer interest free on the 1st £50.00 of your overdraft. https://www.nationwidemediacentre.co.uk/news/ghost-of-christmas-overdraft-festive-season-brings-surge-in-brits-dipping-into-their-buffer
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Natwest Digital Regular Saver £150 deposit limit
Hopefully this will be a quick question, but I can't seem to find the answer written on the internet anywhere I have the aforementioned savings account which they only let you pay in £150 a month I'm trying to work out whether anyone knows if you're allowed to make more than £150 in deposits if you've made a withdrawal…
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Nationwide payment reference
Can anyone with the Nationwide app tell me if they can view payment references on their transactions?
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Free banking for non profit organisations
Our Allotment association has been banking with Lloyd's for the several years without charges, however, they intend to switch the account to a Community account and start charging not only a monthly fee but also or every transaction that we make. This includes paying in cash or writing cheques. My query is, what is the…
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Nationwide Flex Direct - Interest Payment
I have a Nationwide Flex Direct current account. Yesterday was the 1st. I expected to see a small interest payment, dated the day before, when I logged on. However, there's still no sign of it, even today. It won't be a large amount (it was 30p last month), so it's not the end of the world . But it's unusual, and I'm…
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Lloyds and Halifax issue
So sometime last month via the Lloyds and Halifax app I updated my name using passport & selfie! to change it from Mr First Last name to Mr First Name Middle Name Last Name! When I go into the app & online banking it still shows First Name Last Name! Statements still says Mr First Name Middle initial Last Name Debit Card…
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Prepaid Cards Guide Discussion Area
This the discusson for Prepaid Cards guide. To discuss/ask a question click post reply.
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Unarranged overdraft
So yesterday on an account that a hardly used which is charged £20 a month to use it had gone overdrawn by £7. I noticed this today and cleared the funds. What impact will this have on my credit score if any? The account is with NatWest
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Standing order not cancelled
I could have sworn I cancelled the standing order to our old water company when I made the final payment. Anyway, it appears that I didn't and the usual monthly payment has been taken. I can still log in to the water company account and they have our moving out date and updated address, will they automatically refund at…
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Bank Account With Transaction Limit?
Hi all. Recently my mother had a very close shave and nearly fell for a text based phishing scam. Thankfully her bank spotted the problem, and their fraud prevention team contacted her and put a stop to things just in time. For this reason, we went to her bank and asked that they set a transaction limit - i.e. she can use…
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Freelancer, looking to automate/idiot proof my financial life.
Hello! Thanks to MSE Forumites' help, I've consolidated a bunch of credit card debt onto one interest-free card, which I'm now focused on paying off as promptly as humanly possible. Meanwhile, I'd like to set up a massively idiot-proof means of running my financial life, so that I never find myself in anything close to the…
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Bank switching tiny direct debits
Hello, I’ve opened up a burner account with Chase to do the Nationwide switch; but I didn’t realise I would have to wait 2 weeks for a payment to come out for my first direct debit. Does anyone know of a quick dd I can set up that will take the first payment quickly? Thanks
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Chase UK closed account without any warning
Hello, has anyone experienced Chase UK just closing an account without warning. I had my money in chase and was my main account for pay and making direct debits and chase have closed my accountz After a dozen phone calls including with a ‘manager’ I was told the business has made the decision to close your account but we…
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Transferring money from Santander Everyday Saver to Monthly Saver
Hi I currently have £4300 sitting in a Santander Everyday Saver only making 1.2% in interest and wish to transfer it to my Santander Monthly Saver making 5%. Is this possible? The most you can save in the Monthly Saver over a year is £2400. Thanks.
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Switching current accounts
Hi, i want to switch to a Lloyds current account but have direct debits with Halifax ( 3 dd's) and Santander (2 dd's)! I dont think i can switch them both online so am i better going into my Halifax branch and would they do them both for me?
