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Budget App
Hello All, any recommendations for a free Budget App that I can use on my phone? I currently use a spreadsheet and aware of the MSE spreadsheet. I have seen several posts here about budget apps, but they are a few years old. An app that can be reconciled with my bank would be a bonus, but not essential. I have checked with…
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Will we get a windfall……Coventry Building Society acquisition of Co-operative bank.
Apologies if this is in the incorrect category…. Would anyone happen to know whether as an existing Co-operative bank customer, I would be due any windfall upon the completion of the potential acquisition by Coventry Building Society?
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Santander Switch Complaint
Hi, has anyone else had difficulty with the recent £185 Santander switch offer? I applied for the switch weeks before the cut off date. The switch didn’t go ahead as planned but Santander just opened up a new account instead. When I questioned this I was told my current bank put a stop to the switch and I had now missed…
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You Gov Finance offer scrapped
That's a pity - I just re done all my accounts a few days ago too. I wonder if my points went through?. Can't seem to log onto yougov to see.
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Kroo transferring direct debits from another account and cheques
I have a current account with TSB which is getting no interest. Looking on MSE Kroo seems to be offering the best interest for a stand alone current account, but two things are putting me off a little. No Current Account Switching Service. How are people moving their direct debits over? Do you really have to contact…
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Cifas marker help
Good afternoon , I was made aware I had a cifas marker placed on me a month back by Barclays I got my subject access returned data form back and the reason I’ve got one placed is Misuse of facility the case type is falsely reporting a loss and the role within case is falsely disclaiming transaction. So I opened 6 Barclays…
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Barclays Premier
Hello, I have a standard Barclays Current account. This morning I was browsing around the app and looked at the Premier account. I completed the upgrade application but did not press submit 'confirm and upgrade' button. I am not eligible for the account based on my income and savings. What happens if you submit the…
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NatWest, RBS and Ulster Bank to close at least 79 branches in 2024 – here's the full list
NatWest, Royal Bank of Scotland (RBS) and Ulster Bank, which are all part of the NatWest Group, will shut at least 79 of their bank branches in 2024, after the Group announced a further 47 closures today. Read the full story: NatWest, RBS and Ulster Bank to close at least 79 branches in 2024 – here's the full list, plus…
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Petrol pump shenanigans from the Co-op
Hello, I have just returned from a month in France. I filled my car up there a couple of times with no issues. On my way home, I stopped at a supermarket petrol pump to fill up. I was nearing my overdraft limit so was only allowed 16 euros. I got £500 from my brother into my account then tried again. This time I took out…
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Any advice on the best way to transfer money between a US bank and my UK bank?
I know I can use PayPal with my US bank to transfer money to my wife's PayPal, and there seems to be something now called Xoom that PayPal uses to transfer money from US to UK banks. It looks like that is expensive. I'm talking about maybe 20000 USD. Thanks. Doug
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Bank joint accounts with savings pots
As per title what are my options Currently looking to move away from virgin as getting fed up with them blocking payments to external savings accounts in my own name Monzo have pots but don't pay interest so no good (only allowed the 1 savings pot) Chase / zopa don't do joint accounts Tsb is a possibility as it allows 5…
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Teen banking and transfers
I am really struggling to find a teen bank account for a 15 year old which will allow him to transfer money from his account to another account (friend or family). I opened a Natwest Adapt account only to find out afterwards that this wasn't possible until he's 16. I'm trying to avoid this happening again! Does anyone know…
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HSBC £125 + £80 - what does before April mean?
Hi, I've just relaised I might have missed a step for Stage 2 of this incentive. Buy 5 bananas before April 2024...does that mean by the end of March or the end of April? "You'll also be entered into a prize draw to win one of 24 £3,000 cash prizes, but you can opt out." - how can I check if I did this?
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ATM TOOK MY CASH BACK
ON 8TH MARCH I WENT TO WITHDRAW CASH FROM AN ATM AT MY LOCAL ASDA STORE.I REQUESTED THE AMOUNT I NEEDED BUT AFTER TAKING MY CARD AND RECEIPT WHICH SHOWED THE FULL AMOUNT,i WENT TO TAKE MY CASH BUT ONLY GOT £100 ,THE ATM TOOK BACK THE REST WHCH I COULD SEE SITTING BEHND THE DISPENSER SLOT.MY BANK CREDITED THE LOST AMOUNT TO…
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Revolut, are they really protecting you?
Revolut has currently froze any transfers going out or coming into my account. Screenshots have been provided from all accounts to prove it is myself making these transfers After 14hrs of being on the support, they have now asked for this below!!! Any advice? I have asked if this is their policy, their reply was “we need…
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Lost bank account from 1969
I am (Removed by Forum Team) - Born on (Removed by Forum Team). In 1969 a friend of the family set up an account in my name. I couldn't withdraw from it till I was 7 years old. it was forgotten about until my mum (now in her 80s) found the old bank book. there are just over 2 old pounds in there. The account was with Essex…
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Joint accounts with parents & benefits?
Hi I am after advice regarding benefits for the elderly. I’m trying to get my parents pension credit but it there is a section about savings. My mum has £20,000 from the sale of there house when she downsized & she’s saved this for her part rent she pays. the other money in the account is mine that I save in our joint…
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Santander 123 energy cashback
Hi Can anyone tell me if Santander pay cashback on Outfoxthemarket. Cheers
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WISE
- has £13bil of customer balance despite holding only e-money licence - complains that it is making too much profits (net interest income) from these balances https://www.bloomberg.com/opinion/articles/2024-04-19/why-wise-hates-making-so-much-money (use archive.is if blocked by paywall)
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Natwest standing orders
Does anyone know if natwest standing orders are sent via BACS or FP. As someone has set up several to pay me leaving today (overnight etc) to several different banks and non have arrived yet he says they have all gone out.
