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Monthly Budget For A Single Person
I'm planning to relocate back to the East Sussex from abroad. I would like to have some advice concerning monthly expenses excluding rent as I am planning to buy a 1 or 2 bedroom flat. Sadly, I have had some conflicting information concerning leasehold/Freehold properties as apparently the former are more expensive due to…
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Lloyds Switch Offer
I've gone to take advantage of the the Lloyds switch offer with their Club account, but things got a bit confusing when applying via the App. Initially, I never got to select what account I was applying for. It asked me details about wage and saving, and mustve chosen one. I got all the way to putting in the switch details…
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Self employed putting tax aside for HMRC
Hi. Newbie here. I am looking at going self employed and want to set aside the tax portion of my income to pay my tax bill a year later. What’s the best place to put the monies until the HMRC bill is due to be paid ? I am already in receipt of a private pension. So my personal allowance is already accounted for. Thanks in…
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Joint bank account for bills
Hi, I was hoping for some advice around getting a joint bank account with my wife. We've just bought a house together and we're thinking of getting a joint bank account for the first time, purely for the purpose of paying bills. I've noticed some accounts pay cashback for direct debits and want to make sure I'm not missing…
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Banks/mental health/debit card transactions
Does anyone have any knowledge/experience of getting banks to block certain debit card transaction categories if you have mental health difficulties? I'm thinking along the lines of ones that stand out like gambling, adult websites etc., rather than anything like issues with spending too much on clothes that would be more…
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Chase rejected switch to Monzo
I requested a switch from Chase (Personal account) in my name to Monzo (Joint account in my name and my Mrs) and Chase rejected it. I contacted Chase and they said they could not tell me why the switch had been rejected until I suggested that it could be I'm switching into a Joint account and they said thats the reason…
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The co-operative bank £150 switching offer February 2025
https://www.co-operativebank.co.uk/products/bank-accounts/switch-and-stay/
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Money taken out of account
My brother died. I took death certificate into his bank to freeze account. So estranged wife could not help herself. bank account was in his name only. Bank told me account was now frozen and that i would need to give ID. Estranged wife went into another branch showed passport and they allowed her to take out over 4.000…
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Updated xiaomi phone to latest OS. Lloyds and Halifax apps can’t log in. Update:10th feb APP FIXED
Also both banks updated their apps on 22nd January. It’s the inevitable adopt our new version and report the bugs until we get it right approach which is why I waited a week or so but not long enough it seems. Is it worth contacting Lloyds and Halifax will I just end up on the end of the phone for an hour until I get told…
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Revolut Debit Card Deposits
Hi Can anyone tell me if deposits made by debit card into a Revolut account are available for withdrawal instantly? The transactions show as complete on the Revolut app. If so why is this the case? Many thanks
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Bank account switching bonus
Why does ulster bank and rbs no longer seam to do switch insensitives also halifax
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Recurring card payments taking money even after card is cancelled
I made a purchase from a dodgy site and since then every month I have at least one if not two transactions come out of my account every month that I haven't made. I've contacted the bank and have had my card stopped and reissued 4 times now and every time they still come out under different names. The bank keep blocking…
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CIFAS help
Really looking for some advice here. I've had a phone call from Santander today to inform me that they've taken the decision to close my bank account due to information provided by a third party bank. They've then directed me to CIFAS which is obviously very worrying. My other bank account at the moment remains unaffected…
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Santander Mobile App
I have started to use this app and have some concerns about not being available to me. My questions are, 1. if I delete the app can I still log in via browser 2. if I loose my phone with the app active can I still log in via a browser.
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Account switching for bonuses
Those of you who have accounts set up just for getting switching bonuses, how do you go about meeting the "2 direct debits" requirement, is there a trick to meet this easily instead of having to create two genuine direct debits? (apologies if this is a stupid question, but if you don't ask, you never find out)
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Bank account for poor credit rating
Hello. Can anyone offer advice to opening a new bank account for someone who has poor credit history. I am getting nowhere with the banks I have approached. Thanks, Robbie
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Savings account with "spaces" equivalent - replacement for Starling
I've used a Starling personal account for a few years and really appreciate the "spaces" option so I can save for specified things within it. They have now stopped offering interest on this account, having introduced a savings account that offers interest. But now I've opened one of those I've found you can't have spaces…
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Moved: Use of tags to identify threads
This discussion has been moved.
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First direct switch from chase.
Hi Guys I would like to switch my chase account to first direct to get the switching bonus and regular saver. I had a HSBC account from 2019 but it is now closed. Does anybody know if this is likely to affect me qualifying for the switching bonus. Has anyone sucessfully done this. I have read the terms many times but cant…
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Confusion between Cash ISA Base Rate Tracker and Cash ISA saver
Hello, I am trying to figure out these two accounts CASH ISA BASE RATE TRACKER -- 4.25% tax-free/AER variable CASH ISA SAVER -- 3.05% tax-free pa/AER variable Both accounts will - allow transfers IN, - allow flexible access to the money without affecting theISA allowance I can only see one 'real' difference, and that is…
