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The co-operative bank app where to see standing orders and direct debits?
I recently set up a regular saver and I’m trying to check if the standing order was set up or not. Does anyone know which part of the app you can view these. I feel like I’m being stupid but I can’t see it anywhere.
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RBS App Isa t/fer 'Stuck' 5 days past....
1st time of experiencing failed partial.Isa t/fer builders bill. From rbs App since last weekend amount was shown as Cash waiting, yet I've had to 'withdraw' this today re selecting Current Account. Basically doubling quoted App t/fer time which I asked builder to allow. Does this require call to Investments desk to check…
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Intelligent Finance current account closures
When St James's Place Bank 'closed', customers were transferred to some outfit called Intelligent Finance.Last night from I received two texts from my utility company and credit card company to say that direct debits had been cancelled. Logging into the bank I was faced with a notice that the bank had closed all current…
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Chase - how to remember the Reference for a Payee?
I know it's possible because many of my payees have customised References. But there is one payment I make weekly for varying amounts and the Reference always comes up as Chase when I go to set up the payment, despite what I entered previously. When I click Edit it says "You can save a payment for this payment if that's…
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Between houses following house sale
Hi I’ve sold my house and buying a new build which won’t be ready for about 6 months. I’ll have approx £195000 sitting in my account( joint with my partner) so we’re thinking separate instant access with our bank of £50000 each at roughly 4% paid monthly the rate drops for anything over that and £50000 max in premium…
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Royal bank of Scotland disabled my Apple Pay
So I purchased a new phone and tried to add my bank card. It failed said contact issuer so I checked with Apple all fine and bank said my card was fine. So I got an email today so I can’t use Apple Pay for atleast 30 days and they have the right to refuse me to use it but my card still works in shops. I called the bank…
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Excess Charges from Banks When Claiming for an App scam
I have had a couple of generic letters regarding an excess if I claim for money lost through an App scam. (Not trying to claim, so far managed to avoid any such type of scam, touch wood.) Are they allowed to charge an excess?
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Sephora interest
The banks that do interest under sephora law where interest is ilegal. How can they do it? Must we pay tax on it?
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Bank declined direct debit
Lloyds keep cancelling or not sending money to pay my bills. I'm behind on all my bill including rent. We are having to pay everything back and paying more in order to catch up
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bank account switch query
Have received house sale proceeds into a TSB current account and want to switch banks, will it flag up any problems as the house money has only just gone in? Also do I just transfer money from a savings account to the current before switching? There appears to be a lot of faffing about to close TSB accounts can I just…
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Refusal to open a savings account under a Power of Attorney
I am really cross as, for the second time I have found that I cannot access a good fixed rate account for my friend for whom I hold PoA because of the PoA! This is “Saga Savings Platform Powered by Flagstone”, which has replaced Saga Savings, which DID allow me to save with them under the PoA. They could only say that they…
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How can I make the most out of my money?
I'm interested in trying to find out the views of others on how I can earn cashback or better interest on our money and how others budget/spend each month. Here's our scenario and what I currently do. Both mine and my wife's wage get paid into a Co-op Cashminder account which all bills and direct debits come out. I…
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Nationwide Issues
Anyone else having issues with Nationwide this evening? Service Status says all OK but my accounts show: "Sorry, we're unable to show you all your account info at the moment. This also means you’ll be unable to make payments from some accounts. We’re working to get things back to normal as quickly as we can."
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Packaged bank accounts
Hi, I am currently looking into packaged accounts as the cost for seperate policies is now too high. My main needs are uk breakdown cover and worldwide travel insurance in that order. I have narrowed it down to virgins m account with a £12.50 monthly fee or the co-ops account at £15. I can't seem to make up my mind. Do any…
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Barclays Cashback Rewards, 1% in Sept, Oct and Nov
Barclays Cashback Rewards is now available to all Premier customers (with and without Avios rewards), as well as anyone who still holds Blue Rewards. They are offering 1% cashback on all "eligible" debit card transactions, capped at £5/month up to and including November. Cash transactions are excluded. Still not worth…
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Banking problem on holiday that could have left me stranded
Not sure if I'm posting in the right place or not and want advice on how I could have been best handled this and what to do in the future. I don't normally go on holiday so I'm a bit wet behind the ears on this but have always wanted to go to Japan. I booked two weeks to travel from Tokyo to Kyoto, then Osaka. I bank with…
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Nationwide CHAPS payments
I just wondered if someone had recent experience of these? I saw a few issues reported in 2018 but all seems quiet recently. I understand they use HSBC as their CHAPS provider, and that you can initiate a CHAPS payment on the morning of when you want it to be sent, either in branch or through online banking. Does anyone…
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Lloyds constantly declining my debit card
I've been trying to pay a monthly bill, it's always the same amount on the same date every month, but Lloyds declined it, I tried a couple of times before resorting to calling customer service. so my call went through to the fraud dept., I used the voice recognition, then was asked for account number, date of birth, name,…
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Switch account without closing existing current account
One of the current account offers at the moment is Lloyds bank's Club £200 switch offer. I've seen previous post from a few years ago explain that you don't have to use CASS to claim the switching benefits as long as you meet the other criteria. I would like to switch accounts (direct debits, salary etc) but keep my old…
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Bank Account switching offers - cut-off dates
My archiving and record keeping abilities leave a lot to be desired + I am a latecomer to this game. Could anyone share more info on whether the banks operate a fixed range (e.g. 3Y: October 2024 offer's cut-off date is October 2021, July 2023 offer's cut-off date was July 2020 etc) or rather stick with a fixed cut-off…
