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Is the Post Office OK as a bank?
My bank branch in our small town closed so I'm considering opening a current account with the local Post Office. Are they much different from the mainstream banks? All I need is: * A joint current account with cheque book * Credit card * Debit card * Online banking * Standing orders & direct debits Can I use CASS to easily…
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Police requesting bank account and sort code
Nearly two years ago, our car had its windows smashed by a distant relative who has issues with my wife and some unhealthy habits. He confessed to the crime and avoided going to court. Instead he has to pay some money to myself and my wife. The Police have asked for our bank account number and sort code, to pass on to him…
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Switch from Chase failed due to *incorrect" debit card details
I am trying to switch my second/not main Chase current account to Lloyds for the switch bonus and have received a message from Chase: Hi. Unfortunately we've not been able to complete your switch to LLOYDS BANK PLC. You didn't give the correct card details to LLOYDS BANK PLC, so please check and try again I have tried…
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Virgin Money regular saver + flexible ISA
Hi guys, was wondering if anyone could help me with the Virgin regular saver (10% one) T&Cs. As I dripfeed from my flexible cash ISA, I want to retain the largest ISA allowance I can for or 25/26. So I plan to empty some savings accounts (not just the Virgin one) to bring my balance up in the ISA just before April 5th and…
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Nationwide being crafty
I've just opened a new NationwideFlex account. They're offering £175 if you switch to them by 31st March, so I opened a new account this morning. Except that the earliest date I was offered to switch was 8th April so no windfall for me! I carried on anyway because I'm really unhappy with my bank of many years, Santander.
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Opening Lloyds Under 19's Account (regarding LBG applications)
Hi MSE Forum On 3rd February 2025, I opened a Halifax Expresscash Current Account. I'm now interesting in opening a Lloyds Under 19's Account, but I've heard that Lloyds can permaban customers who open too many accounts with LBG in a short space of time. Will I be ok to get this Lloyds Under 19's Account, or should I wait…
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Recurring Payments
Hi I had a Microsoft account for my daughter and realized a while ago I hadn't cancelled the payments, it hasn't been accessed for a few years, would I be entitled to a refund?
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Santander should i stay or go..........
So am 64 drive a coach for national express and have a few bank accounts, santander been 1 of them. Today while driving into London i thought to myself am going to switch away from them no real reason or thought process behind the initial thought. I have accounts with santander, halifax, chase, kroo, 1st direct, natwest,…
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Receiving international payment and banks' exchange rate
I've just received flight delay compensation from a foreign airline and having been told by Lloyds there'd be no charges I discovered there was a hidden 'charge' because to convert euros to £ Lloyds used THEIR 'standard exchange rate' as opposed to what the actual exchange rate was, so I received about £20 less than I…
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Transferring Money Online
Can you transfer money, from your online bank account, to a building society account that does not have online access ?
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Switching solo Chase account into existing NatWest joint
I'm currently trying switch a Chase burner account my existing NatWest joint account and it keeps failing. After dealing with Chase's frankly rubbish customer services they said it was due to party details not matching. Which would be correct but I am one of the payees on the account so it seems like nonsense. Anybody come…
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Multiple current accounts?
hello i am a student and I have one student account and one general current account. I want to open another one with nationwide. Would this impact my credit score? thanks
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Best simple budget app?
Hi all looking for recommendations on a simple budget app. I want to be able to see “pockets” or “categories” of funds in my account that I have budgeted for that gradually reduce as and when I spend from that category. i also want to be able to see anything that is left over. So basically any money that is spare and…
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Cambridge Global Automated Credit
I logged into my bank account today to see the following transaction "Cambridge Global Automated Credit". Does anyone know where this payment came from or who uses this company to make payment because I do not recognise the amount nor the company who made the payment? This is a joint account with my husband and he has his…
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Managing my money better
May end up being a long one, I'm not in debt beyond a mortgage (currently £55k ish owing) I always thought I'm good with money but I've been drifting for awhile now and need to be a bit more smarter with my money. I am the main and only breadwinner, and do feel under pressure of this. I'm trying to ensure everyone has…
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PayPal forcing me to use their own exchange rate
Hi, I'm trying to make a purchase on a US website for around $46 using my paypal account PayPal and since all of my UK issued cards (except Amex) don't charge any fees for non GBP purchases, I I'm trying to make the purchase in USD so that my card issuer does the conversion, But despite selecting ÚSD as 'currency for this…
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Missing fund transfer to savings account
Hi, Was just wondering if anyone has had a similar issue and can offer any advice. I opened a new easy access savings account with Cynergy Bank, my current account is with HSBC. As with all new payees, I sent £1 from HSBC which credited into my new savings within an hour or so. This created a 'saved payee' from which I…
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Santander to close 95 branches
Santander to close 95 branches (nearly a quarter): https://www.bbc.co.uk/news/articles/ceqjp4lvr4wo
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Accounts
Hi, I have a 31 year old son who has a job, flat, girlfriend but also has a drinking problem which replaced a drug habit. He has inherited a large sum of money which he wants me to look after as he knows he will just waste it. Is there an account I can open that is his but I manage, I’m not sure he’d go for a POA so I’m a…
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CASS system doesn't work with dormant accounts
During covid, my local bank closed down and now my nearest one is about 20 miles away. I thought i'd use the cass system to close the account but apparently this cannot be done. I didn't actually realise it had gone dormant but after 3 years it had. It would actually cost me more to make the journey to and from the bank to…
