Debit carded wanted for new (savings) bank account (building society)

GringoGoesToVagas

Morning!

plant to open a bank account with a building society. However they dont offer a debit cards and the only way to take money out of the account is to visit them in the branch as they give you a pass book to do this

The account is called a "Manchester easy access saver" with the option of a "Nominated bank account"

Can I get a debit/ visa card from somewhere that I can link to that account so I can transfer the money from the account to that card and make cash withdrawals and online payment with with the card?

Thanks

ThePirates

GringoGoesToVagas said:

Morning!

plant to open a bank account with a building society. However they dont offer a debit cards and the only way to take money out of the account is to visit them in the branch as they give you a pass book to do this

The account is called a "Manchester easy access saver" with the option of a "Nominated bank account"

Can I get a debit/ visa card from somewhere that I can link to that account so I can transfer the money from the account to that card and make cash withdrawals and online payment with with the card?

Thanks

Nominated bank account can be any current account with any provider. You'll need to do the manual transfer first from the Savings account to the Current account before you can take money out with the Debit Card. 
I've not got any experience with Manchester but most transfers are instantaneous.

Emmia

If they only allow passbook withdrawals then I think you're out of luck.

Eyeful

1. If they allowed you to withdraw money only using a passbook, why the option of a "Nominated bank account"?
2. Just like your bank account to it.
3. If in any doubt, just ring them up directly and ask.

Isthisforreal99

Looking online that account pays a poor 2% - any particular reason you have your savings with them when there are far better options?

Barkin

GringoGoesToVagas said:

Can I get a debit/ visa card from somewhere that I can link to that account so I can transfer the money from the account to that card and make cash withdrawals and online payment with with the card?

If you still haven't managed to close your Lloyds account, you could use that.

How's the plan to have nothing to do with the banking system coming along?

lr1277

As far as I know, debit cards only come with current accounts. What I got from your initial post was that you wanted debit card not attached to an account. At least that is how it came across to me.

If you can live with a cash card, then the post office has a savings account with a cash card.

However if you want to pay for things with your card, then you will need a current account and its associated debit card.

Should you go down the Post Office route, I don't know if you can transfer money from the Manchester BS to the PO. But then you could keep your savings in the Post Office saver account and use its cash card.

Mark_d

GringoGoesToVagas said:

Morning!

plant to open a bank account with a building society. However they dont offer a debit cards and the only way to take money out of the account is to visit them in the branch as they give you a pass book to do this

The account is called a "Manchester easy access saver" with the option of a "Nominated bank account"

Can I get a debit/ visa card from somewhere that I can link to that account so I can transfer the money from the account to that card and make cash withdrawals and online payment with with the card?

Thanks

It sounds like this account you want to open is very limited.  You don't even get a cash card for ATM withdrawals.  Presumably you can't do direct debits or standing orders either.  It sounds like a savings account...and indeed that's what it's called.

If you want an account that operates like a current account, why not open one of these?  I currently use Kroo and I think I earn more interest than your savings account would pay.

GringoGoesToVagas

Emmia said:

If they only allow passbook withdrawals then I think you're out of luck.

dont understand???

GringoGoesToVagas

Isthisforreal99 said:

Looking online that account pays a poor 2% - any particular reason you have your savings with them when there are far better options?

the 2% makes very little odds to me

GringoGoesToVagas

Barkin said:

GringoGoesToVagas said:

Can I get a debit/ visa card from somewhere that I can link to that account so I can transfer the money from the account to that card and make cash withdrawals and online payment with with the card?

If you still haven't managed to close your Lloyds account, you could use that.

Im looking at making a small claims court/ county court/ money claims against them; how that?

Barkin said:

GringoGoesToVagas said:

Can I get a debit/ visa card from somewhere that I can link to that account so I can transfer the money from the account to that card and make cash withdrawals and online payment with with the card?

If you still haven't managed to close your Lloyds account, you could use that.

How's the plan to have nothing to do with the banking system coming along?

Not well! (from a persanol prespetive that is) and what with MK2 of the agenda over the sun rise. digital CBDC tattos are of the next. I have left it all a bit late to say the least!