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Monzo
hi all , tried getting a chase account but couldn’t so I’ve ended up with Monzo whilst I clear my debts etc as couldn’t get any other account due to credit score. im abit worried after reading many reviews people having accounts frozen etc I know there is probably reasons behind this! However I wouldn’t be in a position to…
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Problem with Santander Online Banking via Tethered Mobile 4G
HiI'm having ongoing problems with Santander's online banking using tethered mobile 4G. I've done a bit of google searching but can't find an obvious solution. Just wondering if anyone has a similar problem. The problem is more or less every time a try and logon. At various stages it just takes me back to the login page.I…
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High interest accounts with direct debit or Standing Orders
My wife is going into a care home. I have sold various investments to generate enough cash to pay for the care home for a year or two. Now I need to be able to put this money somewhere where it will earn a decent amount of interest, and from where they can suck the money via direct debit. Most savings accounts seem to say…
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Lloyd's withdrawing free accounts for community groups
As a community group with limited banking needs we have been able to obtain free banking from the major high st banks for many years, for a long time with Nat West and now with Lloyds. But having switched to Lloyds on the basis of a free current account 2 years ago for an updated online account (needed after all banks…
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Barclays App compulsory move to paperless to CONTINUE to account information
Interested that Barclays App "loading checking preferences" doesn't ask my preference but forces you to go paperless by pressing CONTINUE to get to your account information. I know I want to stay with paper but I have to go paperless to use the app and then reset to go back to paper. That's not checking my preferences…
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Cannot receive new debit card as post is stolen from home
Hi, I have a shared post box, and mail regularly is stolen. As such, when i order a new debit card, i cannot order it to my address. It is not possible to arrange to pick a new debit card up from a Lloyds Bank branch either. So how do i receive a new debit card?
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Metro Bank - using debit card in Europe
The MSE site says there are no fees when used for purchases in Europe. However my reading of the MetroBank website is that there's a 2.99% fee with nothing being mentioned regarding that no applying in Europe. I thought the bank had changed its treatment of overseas usage since my last overseas trip. Can anyone with recent…
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Recommendations for a Joint Bank Account ?
After being single for several years I’ve started a new relationship and we’ve been together for 6 months. We both work full time, and have good jobs. I’m mortgage free, although not much savings. He has a small mortgage and savings from an inheritance. We have no plans to live together or unite our finances. We both have…
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Unauthorised recurring payments
Hi newbie here! just realised I’ve been stung on my chase card via the Apple Pay wallet. I supposedly set up a recurring payment to a company called flavor-fusion.com for £29.90 per month from feb 24. As this card is generally used for hols most of the payments have been declined insufficient funds. I have at no time had…
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Santander accounts
Hi all - hope youre all ok. Can anyone answer 2 quick questions about Santander pls? 1) I opened an Edge account, deposited £500 and received the bonus of £36. Can I close it now and just keep the £36? 2) Ive just had an email from them about the Edge Saver at 6%. Convoluted but could I open this and keep it but then still…
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Odd security question
Several times recently I have been asked a completely pointless security question by a bank (most recently by Co-Operative Bank, but not only them). It's no great issue, but I wonder why the bank asked a question that added no security whatsoever. I was first asked my date of birth, which is a reasonable security question.…
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Faster Payments into Ulster Bank savings account & daily interest
Hi All, I have a Loyalty Saver account with Ulster Bank that I use to store extra cash. It calculates interest daily. I noticed that sometimes my money transfers from another bank (HSBC) to Loyalty Saver are showed as made on a later day despite the money arriving to the account the same day. It looks like despite the…
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Joint accounts - why they don't seem to be offered as standard
Currently am I a Chase account holder. Noticed on a few of these new banking companies moving to the app only getting something with Joint accounts seems difficult. Would anyone know why for example Joint accounts aren't just a standard fixture for anyone creating current/spending accounts?
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Starling Joint account creation not allowed
Hi all, Does anyone else have this issue? I used Starling for a couple of monhts, liked to so transfered my accounts from my old bank but no I find they will not allow me to open a joint account even though I work full-time, have no mortgage and have an excellent credit history. They will allow my wife to open a joint…
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Visibility of next day transactions
I used to bank with HSBC for years but moved to Nationwide about 3 or so years ago. What I really miss about HSBC is that their app would show what transactions would be coming in / going out of your account the next working day. This is a tool I find essential for managing my money. It's got to the point where I'm fed up…
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Nationwide app down?
Just wondering if anyone else is having issues with the Nationwide app? Neither myself or my wife have been able to access it for the last couple of days.
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Barclays fraud team blocked account
My 80 year old mother has been with Barclays since she was 16. She has recently decided to close her accounts as the local branch was closed and the nearest Barclays was too far to travel. As an online customer she tried to move money into her new Santander account and also into my account as she wants to give me a gift.…
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Bank account holders name
We own an apartment on a complex abroad ,the account we pay our maintenance to is a U.K. Santander account in the name of the complex ,does there have to be a named person on this account ? , if so how do we find that name . Thanks.
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HSBC Cheque issue
Hello... my friend is trying to pay in a cheque issued by the US IRS in dollars into his elderly housebound father's account but branch won't accept as he has no current photo ID ... just going round in circles... please help !
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What (UK) laws/regulation exist around the necessity for banks to send paper letters/post?
👋 all, Hope you're OK! As title For numerous reasons (happy to elaborate) I'm tired/exhausted/angry - bordering on distressed as I'm neurodivergent - of receiving paper letters/post when I've stipulated paperless Usually when I contact the org to confirm/update my communication preferences they tell me they *must*…
