-
Lost banking details - what to do?
My wife wants to apply for a Natwest credit card (to take advantage of a no-fee balance transfer). She had a personal bank account with them several years ago that was closed down in 2022. When she tries to apply, she is told that she is an existing customer and to log on to online banking. However, while she has her…
-
I need a UK bank account but live abroad.
I have UK income but live abroad and need a bank account that does not require UK residency. Ideally providing a debit-card that offers worldwide free ATM withdrawal at mid-market exchange rates. Starling Bank is ideal but does not support foreign addresses. Are there any similar debit-cards on offer from any banks that…
-
OH has Santander 123 still, add me for a joint account?
Hi, Looking into setting up a joint account with the OH. She seems to still have a fully fledged Santander 123 account, still giving tiered cash back. Do Santander honour the full tiered cash back for existing customers? This account doesn't seem to be available any more. If we try to add me to the account to make it a…
-
Transfer - Missing Money
Like most I have a selection of bank accounts for
different things, recently I completed a transfer of £100 from my Halifax account to my Shawbrook account which went through fine and no problems so the next day I sent through £4900.00, I received a text to say the money had gone into my account however the next day I…
-
Recycled Bank Account Numbers
I have had Easy Access Savings accounts with Cynergy Bank now for a number of years. Previously every time I opened a new account, the new account number would just increase by 1 digit, i.e xxxxxxx1, xxxxxxx2, However, when I opened a new account this time, I was allocated an account number I had previously had that was…
-
Don't forget to cancel Blue Rewards when...
Don't forget to cancel your Blue Rewards account if you cancel, say, a Rainy Day Saver account. I cancelled just the latter, thinking the Blue Rewards was linked and would also be cancelled... only to discover that I have been charged (twice!) for a Blue Rewards account that I thought had gone! :) (Barclays' response was…
-
Bank account advice (Paragon)
Really need some advice. My Wife sold her house earlier this year, the plan is for us to buy something new together. For safety she spread her equity amoungst a couple of banks, to keep within the FCSC protection limit. We are now in the process of purchasing our together home and she has started contacting the banks to…
-
List of banks with hard vs soft searches for current accounts
Hi all, With the many switching offers popping up and many in need for current accounts for switches, yougov, etc. I thought it would be good to compile a list of which banks do a hard search and those with soft searches only. The list below is a collection of user reviews and I do not take any responsibility for false or…
-
Missing cheque
Taking me months to receive a refund from 02, paid cheque in at the post office now missing, so annoying but who takes responsibility? . Unlikely for o2 re-issue as they said they have sent cheque prior to this one that I actually got to pay in . It’s obviously a very common occurrence looking through the threads on here…
-
Lloyds Bank delayed transactions
Recently the android app and online portal has shown a change for the worse. I use Lloyds as my major hub for movement of funds to/from other banks and savings providers. Lloyds used to show BACS transfers 15 mins after midnight, SO out actioned 30 mins after midnight, and DD actioned 1 hour after midnight.Now Lloyds don't…
-
International transfers - Revolut is a joke
Hi All,I expected a transfer in USD to Revolut. Yesterday I have even upgraded from Free to Metal(more than Premium) plan 5am - information that the transfer is waiting and they need to verify some information and lift the restrictions. 10:30am - the face recognition + I selected what is this about + attached the…
-
LBG Everyday Offers Not Available
Anyone else noticed this across the various LBG accounts? Sometimes there, sometimes not. Currently I only have it on my Lloyds account but wasn't there earlier. Last night was on the app but not on web. Not showing on MBNA or Halifax.
-
NatWest Group Travel Account
So NatWest/RBS/Ulster have now updated their apps and now offer a Travel Account linked to your Current Account, just wondering if it's any good?, how it compares to other accounts/services elsewhere?
-
Victim of Scam site. Contacted Bank. Next Steps?
I Googled "changing driver licence address" and didn't notice that the first link was a sponsored advert. It looked legitimate. It was www.changeukdriver.net. I inputted all my details including driving licence number, National Insurance number etc and paid the £39 fee. Afterwards I mentioned it to my brother who…
-
Card fraud attempts - is it me?
HiSorry this is bit of a rant/moan. No I have not been defrauded.Earlier this year somebody called up about a suspect transaction on my credit card. They wanted me to go through security. I didn't but called my bank instead who cancelled the card and sent me a new card.Then 2 months after receiving this new card, another…
-
Bank account on “temporary block” - revived 10/09/24
The only account I have which is Co-Operative have blocked my account use for what they claim is suspicious activity. I’ve had a call with them three days ago and explained everything they asked for but I still have no access I don’t have any cash I need access to my funds for food! I called again this morning and they…
-
Cashback on Gift Cards?
I have a Santander Edge Current Account and get 1% cashback at supermarkets. I give my daughter £100 cash a week to help her pay her bills which she spends mainly in Asda. If I bought a £100 gift card along with milk and bread in Asda, would I get 1% cashback for the Asda shop of £102.85 or just on £2.85?
-
Barclays Switching Offer Didn't Work!
I very carefully followed the instructions on MSE for switching my account. This included using only the Barclays App, moving more than 2 direct debits, and signing up for Blue Rewards. The offer said that I would receive £175 switching reward, and the monthly £5 Blue Rewards fee would be waived. I was also required to pay…
-
Is this a scam
I sold an item this morning, to be delivered Friday. 550 appeared in my bank account under transaction description automated credit. Purchaser has just messaged me his bank details and requested a refund as his circumstances have changed. Is this a bacs payment or another payment type? Am I right to delay the refund?
-
Asked to pay for course via bank transfer.
I'm attending a practical course by a medical doctor who sent me payment details for their bank account - should I be concerned or is there any way I can protect myself? Many thanks
