-
Kroo dropping interest rates (change in calculation) from November
Just had the email, they're now setting the tracker interest margin at base rate -1.1% instead of -0.9% so from 26th November it'll be 3.9% instead of 4.1% (until the BoE drop rates) Pondering alternatives to store cash - I want a monthly payment of interest so any linked easy-access saver would have to do that. I am not…
-
Unknown monthly bank credits
My elderly mum has credits into her Santander current account, in the sum of £221.67 every month. They appear as BANK GIRO CREDIT REF PLL, PPA followed by a series of numbers which vary each month. She cannot remember what they are, and the bank say they don’t know and can’t help. Does anyone know what they might be or how…
-
Are my bank details on a faster payment to my sons account?
Hello, I have sent some money from my Santander account to my sons Monzo account by faster payments. He has let me know that he doesn't need the money and will return it to me. Will he have my bank details from the original transfer or will I have to give them to him? tia sx
-
Getting hold of deceased Grandma's bank statement
Hello everyone, hopefully someone can give me some guidance of an issue we have with getting visibility of my grandmas bank statement. My grandma passed away in 2021 and my mother and uncle were beneficiaries and executors of her will. Until 2020 my mother was in control of my grandmas finances for paying the care home and…
-
Chase Merchant Category Code List
Does a thread already exist somewhere discussing the MCC codes used by chase when it comes to getting cashback? I usually spend quite a bit on amazon and want to make sure I'm getting cash back for certain items when usually you wouldn't get cash back when buying such items through a different merchant.
-
Cashback v Interest
I have two .5% CC and a Chase 1% debit card. I bought some oil today (£622.44) and paid for it on my one of my CC as I worked out it's better The cc will be paid in 43 days time and the cash is sitting in a Chase saver paying 4.85% I have worked it out that the 0.5% cashback I lose it made up for the gain in interest. The…
-
Chase request for information
Ive just received a message from Chase asking me for further personal details. I text them asking whether a request for income details was necessary? They said it was necessary to monitor money laundering? As they dad info was needed for my app to continue to work Is this a legitimate request
-
Missing money following bank transfer between my own accounts from different banks !!
Like most I have a selection of bank accounts for different things, recently I completed a transfer of £2000 from my Santander account to my Natwest account, however despite confirmation from Santander and supply of reference number no funds have been received in my Natwest account. Accounts are long standing and I have…
-
Unexpected/unauthorised online payment fee - is this allowed?
My wife just paid a council invoice using a debit card and the council's Capita-powered online payment system. We anticipated a possible charge for using a credit/debit card so carefully checked the invoice, the council website, and each page in the payment process. There was absolutely NO mention of fees, and the figure…
-
Online bank won't return my £!! What are my rights?
When it works, online banking is great. I was able to set up a prepayment card with Transferwise (now just WISE) so my HomeHelp could buy things for me without needing access to my personal bank account. Unfortunately I then had to change my phone number and was offline for a while. NOW. I am locked out of my account and…
-
Nationwide Fairer Share Payment 2024
Nationwide’s Board will decide on whether we can make a payment for 2024. That will depend on how well we have performed financially. The Board will make that assessment – and confirm this year’s eligibility criteria - after the financial year ends in April. Look out for an announcement on 23 May 2024.…
-
Lastminute.com
I have an upcoming trip to London booked with Lastminute.com. I paid the trip in instalments and the last payment they claim they were unable to take. I have tried two debit cards, a credit card and Paypal but I have been unable to make the payment. The issue is clearly with them, but I was wondering if anyone else has had…
-
Nationwide Aviva Travel insurance - impossible terms
Does anyone else find some of the new terms in the travel insurance policy impossible to meet: eg under the belongings section for a claim you to provide Proof of purchase of the
lost, stolen or damaged
item
• Proof that you owned the
money and its value. How many people have receipts for everything in their suitcase. How…
-
Trust Bank Account for Disabled Person
Hi all We need to find a bank that offers “Trust Bank Accounts” so that we can setup an account for our daughter. I am told that this can be difficult as banks are not interested in providing the service. Does anyone have any experience or can you recommend a bank that will help? Our bank (NatWest) stopped providing the…
-
UK bank account for depositing Euro notes (cash) - without converting to GBP
Hi, I would like you to advise a UK bank account that allows me to deposit Euro notes (read: cash) in UK bank account without having to convert them into GBP
-
Chip sign up problem
I just signed up for Chip to get the sign up boost on the ISA. When I click to put money into the account it only gives me one opinion of automatic connection to my bank. However it keeps failing with an error. I doubt Halifax (my bank) has a problem. Anyone else tried today or recently with or without success?
-
Revolut- confirm personal details again
I’ve had a Revolut account for a few years now. Mainly used for spending abroad on holiday so not used every day. I received an email this evening asking me to confirm my details to help them remain compliant. When I logged in it just asked me to confirm my personal information and add my occupation and reason for using…
-
Cheque clearances.
Hello, I have a couple of relatively large cheques I'm going to take to a bank/bs tomorrow, I don't need the money asap but I would like to have it available if possible this time next week as one of my ISAs funding window closes then. Are there any particular banks or building societies who are better in this situation? I…
-
Best Way to handle large EUR to GBP Transfer for House Purchase?
Hi everyone, My mum is generously gifting my brother and me money to purchase a flat in London, which means she needs to transfer around €650k for the transaction. Our solicitor has already verified the source of the funds, so that part is all sorted. My mum's bank in Italy, Fineco, offers a currency conversion service…
-
Who is best for Telephone Banking
Something close to 30 years ago, I was one of NatWest's guinea-pig customers for their "new" telephone banking system. Living miles from a branch, I thought it was most wonderful and I'm still with it today. However, I now find it is most horrible, and it has been going that way since long before Covid. I suspect that…
