Savings account with "spaces" equivalent - replacement for Starling

purplestar1uk

I've used a Starling personal account for a few years and really appreciate the "spaces" option so I can save for specified things within it. They have now stopped offering interest on this account, having introduced a savings account that offers interest. But now I've opened one of those I've found you can't have spaces within the savings account.

Are there any interest-paying savings accounts that have an equivalent for spaces / savings pots? 

Thanks

Kat78MFW

With Chase you can have a current account that gives cashback on debit card spends. You can then open up multiple savings accounts and name each account as a separate savings pot. You can get boosted interest at 4.5% on your main pot and 3.5% on all the other pots.

M25

Chase is good as mentioned but the offer is getting poorer as time goes on. You can have several savings accounts and rename them as you please. Those accounts can be opened in a few seconds via the app.

The cashback (pay £1500.00 into account monthly) is very good too.

Desmond_Hume

Zopa does exactly what you want. 

safe_hands2

I second Zopa. Can also have pots for your ISA account, and it's flexible. It's slower and a bit more clunky to move money around than starling, but does the job. One thing I prefer to starling is that the monthly interest gets added to pots rather than just the primary account.

wiseonesomeofthetime

Just hope you never need Zopa customer service. My experience is it's appalling!

steven141

There is also Kroo as well. They still offer pots and pay over 3% APR for the current account balance. 

penners324

purplestar1uk said:

I've used a Starling personal account for a few years and really appreciate the "spaces" option so I can save for specified things within it. They have now stopped offering interest on this account, having introduced a savings account that offers interest. But now I've opened one of those I've found you can't have spaces within the savings account.

Are there any interest-paying savings accounts that have an equivalent for spaces / savings pots? 

Thanks

Interest is being stopped on 1st February 2025

charlieboy_2000

We went to the hassle of moving to Sarling because of their 'Spaces' product and that they paid interest on the current account/Spaces, only for Starling to 'pull the rug out' on those facilities and replace it with the (not so) Easy-Saver. When my wife applied on her account she was accepted. When I applied, I was rejected, this has nothing to do with credit scores, or income. Obviously, my wife can't stop laughing. Starling hiding behind T&Cs and saying everything is confidential. Since Starling's comms is smoke and mirrors with a criteria more secret than area 51, I can only assume that it's positive DEI policy that is sexist towards men?

Desmond_Hume

Yeah, I’m sure that’s definitely the reason mate…