HSBC EX PAT FROZEN ACCOUNT

Barristerboy

Dear Readers

I am a barrister and am therefore not allowed to hold client money. All my fees are anyway subject to voluntary KYC checks. I also have a large inheritance from a very reputable London firm of solicitors who were my late mother's executors. My fees are paid into a current account and my inheritance into a rolling 3 month deposit as I don't want to risk loosing it. Account opened 2023.

So far so good. In January 2025 I received an email from the Review Team at HSBC Ex Pat on Jersey asking about various payments. I answered and they wrote back thanking me.

2 weeks later on 24th January my account has been frozen. Since then a wall of silence.

I don't know what it could be. I only joined the bank on Jersey because my sons bank there.

I have set up a temporary account with Revolut but it does not seem to like receiving fee income.

This is all causing havoc with my professional life and I am very regulated by the Bar Standards Board and the Solicitors Regulatory Authority.

Any ideas would be most grateful. 

eskbanker

Is it a personal account or a business one?

wmb194

Barristerboy said:

Dear Readers

I am a barrister and am therefore not allowed to hold client money. All my fees are anyway subject to voluntary KYC checks. I also have a large inheritance from a very reputable London firm of solicitors who were my late mother's executors. My fees are paid into a current account and my inheritance into a rolling 3 month deposit as I don't want to risk loosing it. Account opened 2023.

So far so good. In January 2025 I received an email from the Review Team at HSBC Ex Pat on Jersey asking about various payments. I answered and they wrote back thanking me.

2 weeks later on 24th January my account has been frozen. Since then a wall of silence.

I don't know what it could be. I only joined the bank on Jersey because my sons bank there.

I have set up a temporary account with Revolut but it does not seem to like receiving fee income.

This is all causing havoc with my professional life and I am very regulated by the Bar Standards Board and the Solicitors Regulatory Authority.

Any ideas would be most grateful. 

Third party deposits? Using a personal account for business?

Why Revolut? Why not a proper bank?

flaneurs_lobster

Is it likely that a practising barrister would mistake "loosing" for "losing"? Or be "very regulated"?

Or be seeking advice on a consumer/money-saving website?

Or telling us all about their "large inheritance"?

Come on.

Hoenir

Barristerboy said:

 In January 2025 I received an email from the Review Team at HSBC Ex Pat on Jersey asking about various payments. 

Something has been flagged up........................ 

Ayr_Rage

Why would you want an offshore account if you are not an expat?

All sounds a bit fishy.

@flaneurs_lobster you missed  HSBC Ex Pat 

flaneurs_lobster

I wonder, if by any chance, someone might be able to assist the unfortunate Prince barrister to access their large fortune by offering the use of their own bank account, perhaps in return for a 10% fee?

flaneurs_lobster

Ayr_Rage said:

@flaneurs_lobster you missed  HSBC Ex Pat

Well to be fair, HSBC Expat is a real thing (based in Jersey and HK).

Ayr_Rage

flaneurs_lobster said:

Ayr_Rage said:

@flaneurs_lobster you missed  HSBC Ex Pat

Well to be fair, HSBC Expat is a real thing (based in Jersey and HK).

Agreed, but expat is one word, adding to the loosing error.

LOL.

Middle_of_the_Road

flaneurs_lobster said:

Is it likely that a practising barrister would mistake "loosing" for "losing"? Or be "very regulated"?

Or be seeking advice on a consumer/money-saving website?

Or telling us all about their "large inheritance"?

Come on.

The OP in reality, is probably a Barista 🙂

eskbanker

Middle_of_the_Road said:

flaneurs_lobster said:

Is it likely that a practising barrister would mistake "loosing" for "losing"? Or be "very regulated"?

Or be seeking advice on a consumer/money-saving website?

Or telling us all about their "large inheritance"?

Come on.

The OP in reality, is probably a Barista 🙂

That'll be why they're not allowed to hold client money, except for the coins in the jar at the end of the shift....