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New to the Credit Cards board? Start here
💳 Useful threads on this board * Best Balance Transfers Discussion Area 💳 Related content on MoneySavingExpert.com * Our main Credit Cards page * Our Getting your first credit card guide * The Credit Card Eligibility Calculator * Credit Club * Our American Express tips & tricks guide 💳 Other boards on this forum * Our…
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Chase credit card
An email today as a Chase current account holder.Heads up to keep watch over the next few days for the upcoming launch of a credit card - current account holders will be the first eligible to apply apparently. Hopefully they will allow additional cardholders.
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John Lewis credit card - rewards reducing
Not sure if other people are aware, points going to the basement floor. Was 1 point for £4 eleswhere. Now 1 point for £10 elsewhere. https://www.theguardian.com/business/2025/jun/07/john-lewis-points-credit-card-purchases
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Zable login issues
is anyone having issues logging into the app as when i go to log in it asks me for email address which i put in and then a link is emailed to me to login but after doing all that it goes back to the start again. so is anyone else having problems logging on?
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Cant get a new credit card
Hi all, I'm trying to get a credit card with better benefits but nothing comes up on eligibility. I currently have a capital one card £4000 limit, spend around £100 a month on it and always clear it at the end of the month. Credit history is all good, Ive had some loans over the last 6 years and never defaulted. Any…
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Should I close some of my 12 credit cards
I have amassed 12 credit cards over the years currently with a £51,600 combined limit, I did have 13 but I closed 1 last year (118118Money). A lot of them are sub-prime as they were applied for when I had a low credit rating (default and CCJ) however I do now have some good cards including Amex (£10k limit), Chase (£15k…
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PayPal credit confusion
Evening all. On the 2nd of January I made a large payment to PayPal Credit. The full amount £4800. This left my bank and showed the balance on my credit account back to zero. On the 6th January this showed as being paid back into my bank account however the money is not there in my ‘available’ funds. Just shows it on the…
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Ghost credit card ruined my credit score.
Before I start, I want to state that I have written a formal complaint to the credit card company and I am thinking of suing them, so I can't mention their name here, however I would be interested to know if this has happened to anyone else. I took out a credit card almost 5 years ago, a single credit card. I received the…
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Quite urgent - need pre paid credit card for holiday car rental
Hi all. In 18 days I’m in Spain for a holiday and have rented a car at the airport. Just found out I need to present a CC in my name with a balance of at least £4k. I don’t have a CC at the moment.. and I thought perhaps one of 2 strategies .. please help / advise strategy 1 is to apply for basic CC from my bank (monzo or…
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Credit Card for Student with Seasonal Work
We are a little old-school and only make online payments using a credit card as to not expose our current account unnecessarily. We want the same for our son, but he's a college student who can only work through the holidays so not earning £10k pa which seems to be a threshold for cards. Is there a card on the market that…
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Balance Transfer
Hi, How long should balance transfer take. I did a balance transfer from my Chase to my RBS Credit card on 07th January 2026. It shows as a pending transaction on my RBS account. Thanks :-)
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Balance Transfer CC and Mortgage
Hi, We’re looking to apply for a mortgage and, as a first step, are working to complete the Agreement in Principle (AIP). We currently have four balance transfer credit cards with outstanding balances. Although these are on 0% interest, we are making monthly repayments and expect the balances to be cleared within the…
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Random Declines - could be dangerous
I have both top recommended travel cards, Halifax Clarity & Lloyds Ultra, and took them both on holiday with me just before Xmas. Both card issuers are part of the Lloyds Banking Group, so presumably, use the same systems. Neither banks needed to be told where I was travelling to, beforehand. Upon arrival in foreign parts…
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When to pay off Balance Transfer
I have couple of chunky 0% interest balance transfers that expire on 18th and 25th February. The Direct Debit is slated for 2nd February, and is currently set to the minimum (as it has been for the duration of the BT). There are no other purchases or other transactions on the card. Is it OK to let the direct debit run and…
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Barclaycard Rewards
Hi all :smile: are there any credit Cards out there that's better than Barclaycard Rewards?
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Reconciling my Amazon spending
I spend a lot of money with Amazon but I like to reconcile my purchases as listed with Amazon with the credit card I use to pay. It is always a bit tricky but since I started using the Barclays( Amazon) card I am finding it nigh impossible. Anyone else have this problem or am I just getting old ? I know most people don't…
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Instant use credit card with welcome bonus?
Does anyone know if there is currently a credit card with a welcome bonus (cashback, supermarket points, gift card etc) that can be used instantly (without having to wait for a physically card by adding it to Apple wallet for example)? Looking to purchase flights in the next 48 hours, so thought it’s a good opportunity to…
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PayPal Credit credit card
In an email from PayPal Credit I see mention of a credit card: Nothing really around that I can find apart from a coming soon page on their US site (although the link starts on the UK FAQ page) https://www.paypal.com/us/digital-wallet/ways-to-pay/credit-services/paypal-credit
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Charged interest for balance transfer on Asda Money Credit Card
Hi all, I recently signed up to an Asda Money Credit Card to do a balance transfer as it was advertised as 0% for 12m. However, they started charging interest (around £100) as I missed a minimum monthly payment as I set up a direct debit up too close to the due date and a payment was missed. They made no attempt to contact…
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Balance transfers
Hi am wondering if anyone can help me please, I’m looking at funding a surgery privately, it may cost around £10.000, I have an offer with my bank for a personal loan but after paying off current loan and paying for this years holiday it will leave me around £2000 for the surgery deposit, I have 2 credit cards both with…
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M&S credit card offer ??
Hi everyone, I signed up for the M&S credit card through a MoneySavingExpert offer back in November/early December. I’ve finally received the card, but I’ve completely forgotten the exact details of the signup bonus! Does anyone happen to remember what the MSE-exclusive offer was at that time? My searching skills are…
Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.
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Most recent: The valley of death - seek advice on 0% spending cards stoozing, offers drying up, what to do next? by madbilly
Today at 10:06PM
