Credit cards

💳 Useful threads on this board * Best Balance Transfers Discussion Area 💳 Related content on MoneySavingExpert.com * Our main Credit Cards page * Our Getting your first credit card guide * The Credit Card Eligibility Calculator * Credit Club * Our American Express tips & tricks guide 💳 Other boards on this forum * Our…

Just had a look at the Co-operative Bank's credit card pages, to find this message: We're not currently accepting credit card applications while we update our services. We're sorry for any inconvenience. I know the Co-op Bank is currently updating all manner of their systems, and this looks to be part of that process. Just…

Halifax moved to Lloyds. For the Clarity credit card which I always use abroad due to great/nil fees as historically recommended by MSE :-) , will the new card have exactly the same benefits abroad ? Thanks

Hi, Apologies if this has already been asked elsewhere.😊 I'm looking into applying for a credit card at the moment, and I can see some have minimum salary requirements, e.g. must be earning above £7000 to apply. I fulfil that criteria for now, but I just wondered, what would happen if I lost my job or had a period between…

I have recently received my new AMEX Platinum Reward card which I applied for having read MSE's analysis of it's benefits, specifically the introductory 2% maximum reward rate (for purchases over £10K pa) available to new applicants until 12/01/2027. I have just received confirmation that I have activated the card…

I have a Santander cashback card - 1% cashback, £3 per month fee. It averages at around 0.5% cashback. I've thought about getting the Lloyds Ultra at 1% for a year and then looking to see what the best offers are when the cashback drops? Would I be stupid to give up the Santander card all the while it's paying a good level…

Hi, Could anyone please confirm whether it's possible (or not) to to log in to Barclaycard online banking without use of the mobile app? To access online banking currently I enter my customer number (online) and then receive a notification in the Barclaycard App on my phone which I approve and then I can view my account…

just a rant thats all, out shopping today, teatime today cc app req a auth for sportdirect online £170, it wasnt me and i live on my own looked for my card and somehow fell out my backpocket, called natwest straightaway, and straight through cancelled the card they also blocked the device used, no other transactions were…

I’m looking for a credit card that combines a long 0% purchases period with fee-free non-sterling transactions abroad. After quite a bit of research, the best option I’ve found so far is the Santander All in One, which currently offers 15 months at 0% on purchases and no foreign transaction fees. However, I can’t seem to…

Just seen that Lloyds have released a new Cashback CC with both no FX and 0.25% cashback. https://www.lloydsbank.com/credit-cards/ultra.html What are people's thoughts in comparison to the Barclaycard Rewards offering that is so often discussed around here?

In anticipation of the closure of the Barclaycard Online Servicing web facility on 19th August, I decided to investigate the current Barclaycard facilities in Barclays Online Banking. As a long-time user of the CSV export facility of transactions, I tried the facility on the Barclays site. Not only are the columns in a…

Luckily after 40+ years of hard graft, I'm a relatively comfortably off retiree with a private pension, state pension and some savings. I've always paid off the balance of my current CC on time and never paid any charges. I have no loans, no dependents or debts, but when I tried to apply for a CC with my established Zopa…

I have a Halifax clarity card ( not changed to a Lloyds one yet), but the app on my phone has changed to Lloyds. Just back from France and paid for the hotel with the card, and a few contactless purchases with no problems. However when I tried to pay for some train tickets online, the website referred me back to the app…

Evening, I signed up for the Barclay card on the 11th Sept, it was accepted and I have the card which works fine. Has anyone else who signed up had the Apple TV+ code through at all? regards, Greg

I pay my card manually as a direct debit comes far too early for me. When I try and pay via bank transfer in the Amex app, it takes me to Lloyds app and all seems ok, when I''ve competed at Lloyds is redirects me back to the Amex app, but the Amex app has logged me out and no sign of payment I tried a few times but always…

Are credit files ( hard searches) checked when offering BT? I've opened 3 CC of late for 0% purchases (M&S, Lloyds & RBS) all now maxed out, but now my BT offers have dried up (Natwest, HSBC & Barclays) where before I has having them every month.

Santander have launched a new credit card, paying up to 3% cashback, with no f/x or annual fees. Details at https://www.santander.co.uk/personal/credit-cards/santander-rewards-credit-card

Noticed a transaction on my barclaycard last night that I didn’t recognise so was gonna call them today, anyways before I could call today I had a notification that my barclaycard had been removed from my apple pay so called them up, they said my card has been suspected for fraud use in the past couple of days and they…

https://forums.moneysavingexpert.com/discussion/5923766/dca-guilty-of-fraud/p1 Hi, I have posted about this before, see link above for original thread which i titled: DCA guilty of fraud? I have just received another letter from link again detailing my payments and showing that i have not missed any payments but followed…

Searching for reward credit cards online, and Yonder came up. I can't find anything about Yonder on MSE website or forum, but there's a couple of posts on Reddit. It sounds brilliant, but remembering the mantra "if it looks too good to be true, it probably is....." makes me suspicious! And if it's that great, why hasn't…

Next month, I am planning large purchase (£6K). I usually put things like this on a 0% interest credit card, pay it off over 12 months, then close the card. In the MSE newsletter there was an offer for 12 months free Apple TV with a Barclaycard balance transfer credit card- is there a way to get this perk with the 0%…