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Egg Credit Card Balance Transfer To Current Account Help??
Hi, I've applied for a Egg Credit Card with 0% interest till june 2011 (3% fee for balance transfer). If i wanted to transfer money from the Egg card to my current account, how would i go about doing this? I'd have no money on the Egg card, just wanting to borrow some money for a short time and pay it back via direct…
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RBS 0% cheques and no BT fee
My friend has had a letter from RBS with a 0% and no balance transfer fee until Feb next year. There are also cheques with this. Looking at the small print on the letter, it appears you can put these straight into a non-RBS current account on the same terms. Would that be correct, is it as simple as that?
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0% till May bill - so when do i start getting charged interest?
OK. So my bill comes in May. Am I OK to avoid any interest if I pay off in full before the payment date quoted on my May statement? Or does interest start to accrue from the statement date?
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Natwest Free Bal Transfer Offer what should I do?
Hi, Natwest have offered me 0% til Feb next year - I know that doesnt sound great but the good bit is no transfer fee and cheques so in theory I could use the offer for almost anything? I guess I could put it in a mortgage or ISA? Thoughts?
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Overdrafts Loans and Egg Money
Hi All, Just wanted to check to makesure there are no flaws in my plan:- I currently have an outstanding overdraft of £2000 and an outstanding loan of £2000 with Lloyds TSB. I also have a Lloyds TSB airmiles Duo Credit Card with no outstanding balance and a credit limit of £6750. They are currently offering me a 0% balance…
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Economy & 0% cards... are they safe?
It seems we're about to enter a period of very tough times economically, whoever wins the election. Does anyone have an opinion (or has anyone read anything) on whether there's a possible economic scenario looming whereby 0% credit cards are no longer offered? I'm about to apply for the Virgin (0% BT & purchases) and don't…
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No Mule Card
Although I have a Egg Credit card I was refused an Egg Money card about 3 months ago and I need one to get hold of some stoozing money. I read on one of the other threads that Virgin Money is the same as Egg money, is this correct. I also wondered whether it would be possible to balance transfer to one of these new prepaid…
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Negotiating the Virgin balance transfer fee?
Hi, I remember reading on here before that it's possible to negotiate the Virgin balance transfer fee. Can anybody confirm that this is true? I ask because they're currently offering me 0% on transfers to a current account (4% fee) until December (existing customer deal). So that's about 7 months. Now I know that 7 months…
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I don't want to pay tax on my hard earned cash
I have had a cash business since i was 18 and have never paid any tax on my earnings. It's now got to the point where my £40's are piling up in my bedroom in my shoe boxes. Now i want to buy a house/car and all of a sudden i have to prove my income and show accounts. Is there any way i can get away with this without paying…
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Moneybookers
Hi, Had a look for this, can't see it answered anywhere. Can't find any Ts & Cs regarding it. Does anyone know how an upload to Moneybookers is treated by the credit card companies? Is it classed as a cash advance, in which case oodles of fees to apply... or could it be a purchase? Thanks, :)
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credit card before2007!!!
can any 1 help me please?? have a cap 1 credit card taken out well before 2007 have started the process to try and write off the debt and used the template letters very helpful:jOnly problem is seem to be going round in circles have requested cca twice chq encashed by them for £1! but whatever template letter i send they…
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Offset mortgage, slow stoozing and credit rating
Hi, have been an interested lurker here for a little while. We have a FirstDirect offset mortgage fixed at a 5.79% til December. I'm really interested in slow stoozing, as a way of making our mortgage payments go a bit further. Between us we have 2 personal FD cards and a corporate Amex, all of which are cleared in full…
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Is Stoozing Worth It?
Hi! I used to stooze. I had a stooze pot of some 65,000 some years ago. This was in the age of no balance transfer fees and fairly decent savings rates. I was checking out stoozing again but there are no caps on transfer fees and fees of up to 4%!!!! The savings rate is pretty naff also. How can stoozing possibly be…
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credit cards ??
can anyone advise me on weather i should get a credit card or not, i dnt need one but think it would be a gud way to save money, but i hav no idea which one to get
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applying for balance transfer deals or consolidating loans
Hiya, I am tryng to find a way to save money on interest and also enjoy the flexibility of doing so....i need your experienced help on this. I have the following debts LOAN 9,000 (Paying 262 /month) have 45months lefts LLYODS CC --DEBT OF 5533 VIRGIN CC DEBT OF 3933 am better off trying to pay my cc off with bt or shd i…
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what should i do with empty accounts?
hi there everyone. i'm a long time lurker looking for some advice about my stoozing and the cards i have. i've been stoozing against my offset mortgage and am now in a position where i need to work out my next steps. i've detailed my accounts below. BANKLIMITBALANCEAPRNOTES Virgin£6100£zeroN/Adid long term balance transfer…
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Alliance & Leicester - Overdraft for Stooze.
Hi all, First time stoozer, I had a quick look on the forum, and understand the concepts etc. Couldn't see any thoughts on the current A&L £2000 0% overdraft for 12 months. The way I see it: Month 1 Open account - pay in £500 Pay myself £2,500 (into my mortgage offset account) Month 2-12 Pay in £500 on the 2nd Pay out £500…
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wishes to be debt free
been refused credit card in sept and would like to know if i would be likely to be refused a loan to consolidate debt up to limit on cards (loan around 8000 needed)
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Help i have done something really stupid - need piece of mind
Help URGENTLY I think I might have made a huge mistake I have signed up for a First Millenium Platinum Card thinking it was a credit card until this arrived: Congratulations! You are approved! £5000 Unsecured First Millennium Platinum Merchandise Credit Line from E-Credit Plus! FIRST MILLENNIUM PLATINUM SHOPPING CARDS are…
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Santander - BT to card in another name
Hi I have just found out that Santander only allow BT to a card in my name. I would like to move a balance in the other half's name onto this card of about £7k. I don't currently have an Egg money account. Ideally I would like to avoid double BT fees and/or another application for a credit card. I have an empty Nationwide…
