applying for balance transfer deals or consolidating loans

togweh

Hiya,

I am tryng to find a way to save money on interest and also enjoy the flexibility of doing so....i need your experienced help on this.

I have the following debts
LOAN 9,000 (Paying 262 /month) have 45months lefts

LLYODS CC --DEBT OF 5533

VIRGIN CC DEBT OF 3933

am better off trying to pay my cc off with bt or shd i consolidate it all in another loan?

please help

CannyJock

What's the APR on the cards and the limits on them?

You'll need to get a settlement figure for the loan to know how much you need to pay to clear it - it won't be 262x45.

What's your credit history like and have you checked your credit report to ensure everything's in order there?

Consumerist

Yes, more info needed.

The OP is a newbie and probably can't find the post again.

Another brilliant move by the site admin to switch off the default thread subscription option to "do not subscribe"