balance transfer

tappers_2

Hi,
I hope someone can help me i have an overdraft of just under £2000 i don't use the account anymore but am putting in money every month but about three quarters of it is eaten up in charges, what i want to know is could i get a balance transfer from the bank to a 0% balance transfer credit card hope this is understandable:):)

Rufus_348

If you use a super balance transfer credit card (i.e. a 0% balance transfer credit card that allows you to transfer to bank account) you could pay off your overdraft and then pay back the credit card with 0% interest.

You'll have to have a fairly good credit history to apply for most of them, though.

More at these links:
http://www.moneysavingexpert.com/loans/cut-loan-overdraft-costs
http://www.credit-card-comparison-online.co.uk/guide/best-buys/super-balance-transfer-1.html

Hope this helps