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applying for balance transfer deals or consolidating loans
Hiya, I am tryng to find a way to save money on interest and also enjoy the flexibility of doing so....i need your experienced help on this. I have the following debts LOAN 9,000 (Paying 262 /month) have 45months lefts LLYODS CC --DEBT OF 5533 VIRGIN CC DEBT OF 3933 am better off trying to pay my cc off with bt or shd i…
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what should i do with empty accounts?
hi there everyone. i'm a long time lurker looking for some advice about my stoozing and the cards i have. i've been stoozing against my offset mortgage and am now in a position where i need to work out my next steps. i've detailed my accounts below. BANKLIMITBALANCEAPRNOTES Virgin£6100£zeroN/Adid long term balance transfer…
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Alliance & Leicester - Overdraft for Stooze.
Hi all, First time stoozer, I had a quick look on the forum, and understand the concepts etc. Couldn't see any thoughts on the current A&L £2000 0% overdraft for 12 months. The way I see it: Month 1 Open account - pay in £500 Pay myself £2,500 (into my mortgage offset account) Month 2-12 Pay in £500 on the 2nd Pay out £500…
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wishes to be debt free
been refused credit card in sept and would like to know if i would be likely to be refused a loan to consolidate debt up to limit on cards (loan around 8000 needed)
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Help i have done something really stupid - need piece of mind
Help URGENTLY I think I might have made a huge mistake I have signed up for a First Millenium Platinum Card thinking it was a credit card until this arrived: Congratulations! You are approved! £5000 Unsecured First Millennium Platinum Merchandise Credit Line from E-Credit Plus! FIRST MILLENNIUM PLATINUM SHOPPING CARDS are…
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Santander - BT to card in another name
Hi I have just found out that Santander only allow BT to a card in my name. I would like to move a balance in the other half's name onto this card of about £7k. I don't currently have an Egg money account. Ideally I would like to avoid double BT fees and/or another application for a credit card. I have an empty Nationwide…
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balance transfer
Hi, I hope someone can help me i have an overdraft of just under £2000 i don't use the account anymore but am putting in money every month but about three quarters of it is eaten up in charges, what i want to know is could i get a balance transfer from the bank to a 0% balance transfer credit card hope this is…
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cc best rewards
Our company regularly spends £4000/month using a credit card which we pay off monthly. It seems a shame not to benefit financially from this. Does anyone know what cc would give us the best bonus &/or be the most profitable to use? All advice would be appreciated Many thanks Lafinca
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Overseas purchases and transferring to a 0%CC. Is it possible?
At the moment I have a post office CC which has 0% commisssion on overseas purchases for 3 months. At the end of this period can I transfer this type of credit to a 12 month 0% transfer balance CC in the same way as you would with a normal CC balance transfer?... I've got no idea and don't know how to find out!! Thanks
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New Stoozie
Hi All I'm new to the whole stoozing process and after reading many old threads it seems I missed the golden days! I have started small and would really appreciate any tips for next steps. So far I am stoozing the £5 per month x3 accounts on the Halifax and RBS current accounts. I have a £1000 standing order leaving my…
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Best rewards/cash back credit card for £11,000 purchase?
Hi, my mum and dad are buing some double glazing for the house that is going to cost around £11,000 I believe. They have already paid the first £2,000 deposit on a credit card. My mum asked me this morning about the best credit card to use where they may get some money back etc for using it. They will pay off the credit…
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Can I get Life of Balance deal??
In a bid to get a grip on my debts.... Has anyone tried and succeeded doing something similar?? I have 2 credit cards, one with Nationwide £1700 (around half its limit) another with Virgin (MBNA) £4700 (near its limit). I have a now clear Barclaycard (recently transfered the remaining £235 to Nationwide card) with a…
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What is the name of the egg card to use for this?
Hi all. Is the name of the egg card to use for stoozing called the: Egg Money World MasterCard, which is £1 a month? Thanks all. H
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Stoozing for Sport Relief :)
Alright, call me a sap and maybe it's something to do with opening a second bottle of wine on a Friday night and watching the Chris Moyles bit, but I've just donated my Egg cashback to Sports Relief. £200 that I don't need, and they get an additional 25% tax relief on it too. Cheers Egg, keep up the good work :)…
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Timing of Application
I have a MBNA cc with balance £3090 interest free until 20/5/2010. I can apply for an Egg cc with interest free BT until 31/5/2011. Any advice on when to apply and when to organise BT. Thanks
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Where is egg cashback
My egg money cashback has disappeared from my statements :eek: I believe this is paid in March, but there's no sign of it in my account. Anyone know what's happening and when it will be paid.
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ford focus radio codes
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credit card dispute
Hi all I am in dispute with Barclaycard over a transaction to tickets2bthere for almost £400.00. They asked for any corispondence from the company and when I informed them that there was none, they said that they will not be paying out as there is not enough evidence. The Evidence is there in black and white on my statment…
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How to raise house buy shortfall
Hi My husband and I (I am NOT the queen) are about to sell our house and buy another. We are unable to secure a mortgage - have just been turned down by First Direct as my husbands employment is a new position and he is still in a probationary period and I am in the same position. We were aiming to raise a 25,000 mortgage…
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Amex - cash for not closing your account
All, £20 for keeping your card 1 month longer!. If you are near clearing your account or try even if u aren't, give Amex a call. You can haggle for new purchase offers but I got £20 to be credited to the account just to stay with them 1 month longer. Bonkers, told the guy I will close it and take the £20 next month, Amex…
