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BARCLAYCARD cashback 1% drop 0.35%
Just had a letter in today from Barclaycard cashback, They have just Changed there cashback policy. I was on 1% for £200 Then 0.5 after. I roughly spent £200/£ 400 monthy + or - (paid monthly) Now they have changed this to (base my monthly spend) = only to 0.35% what a total insult, I phone them: not much they could do but…
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William Goldberg
I have been using a DMP called William Goldberg Ltd since September 2009. I pay them by standing order on 1st of each month and they have told me that they send cheques to all three of my creditors on 10th of each month, but I have only recently found out that since I have been using the company, they have made 6 late…
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credit cards with 0% on purchases - not all they seem??
Hello all I am considering applying for a credit card which does 0% on purchases for 12 months (Tesco/Virgin/Sainsbury's/Barclaycard). My plan is to use it just once, for a purchase of about £1000, then to pay off that £1000 over 12 months so the amount is paid off completely by the end of the 12 month interest-free…
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making a claim on money spent on a credit card.
I wonder if anyone could advise me on if i can get my money back for my fridge freezer that has lasted 18 months,the shop that sold me it forgot to tell me the wholesalers had gone into liquidation a month before we bought the fridge freezer ,it cost £350 and was paid for on the credit card. If i can how do i go about it ?
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Civil service pension - low amount to transfer
Due to the recruitment ban my contract was not renewed by the Civil Service. I now have 2 options with my Nuvos pension, I can transfer it (but I am told by an independant financial advisor and bank that most people will not transfer it as it is too costly for just £2,500) or have my conts back (only £383). I was only…
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Question re points and credit transfers
Hi - quick scenario. I would normally buy my rail ticket (£3000+) on a 12month interest free card and pay it off over 11 months. However - is it feasable to buy the ticket on my other card (amazon) to get the loyalty points and then pay it off using a new 12month 0% on new purchases card? Does paying one credit card with…
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can anyone help with information on my rights against MBNA
To whom ever will listen to me, I have been trying to contact many places on the internet for advice or help and keep getting to the end of the conversation and they say we will just take a payment of £XXXX and then we can start a case, so I am un-sure if I actually have a case or not. |MBNA credit card informed me Jan 08…
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Best free credit search
Hi Im not sure which board this comes under, but im looking to get a free credit search,hopefully without having to cancel after the first search. Is their any body who can recommend a proven good one. Thanks PP
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Closing a credit card with a credit balance.
Hello, I have an old credit card that I have just BT to a new card. The DD and a mistake in the BT total means that the old card now has a balance in credit by several hundred pounds. What happens when I ask to close this card? Will a cheque be sent/ bank credit to me for the balance? Anyone have any experience of this?
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BMI amex free flights?
I took out a BMI amex card as I had read on the site that if I spent 250 in the first 90 days it would mean free flights. This I did but no points are showing up on the Diamond Club membership page. Does anyone know how to claim the free flights?
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kwik fit credit card
Hi, was just wondering if you could tell me who provides the service for Kwik Fit Credit Card? Thanks.
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no fee for currency bought with a credit card
If you have a post office credit card and purchase currency from the post office there is no charge, as far as i know if you use any other credit card to purchase currency from anywhere you will always get charged.
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Balance Transfer without the fee
Not sure if this is going to be useful for anyone. I hope it is. I recently contacted Barclaycard to get my interest rate reduced. No luck there. So my next move was to transfer as much of the balance as possible to another card with a lower interest rate. When transfering I managed to talk my way into wavering the balance…
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M&S 1% travellers cheque SBT
Hi there, I've been accepted for an M&S credit card - just want to get some clarity on the 1% SBT with travellers cheques. I think I have to: Order online as much as I can paying a 1% fee on the travellers cheques and then: o cash them in at my branch account (A&L) OR o take them to an M&S travel bureau to cash them It's…
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When 0% isn't 0% - yorkshire mastercard
Yorkshire Bank have an attractive offer with their MasterCard. Or so I thought. 0% BT for 16 months for a 3% fee sounded good. I was pleased to get a good credit limit and find out I could transfer direct from a bank as well. But there's a nasty catch I luckily discovered just in time: the 0% only applies to the transfer,…
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Best Super Balance transfer Card
Hi, I am interested in which card provides lowest cost to do a SBT? I have an Egg Money card but I think they charge to do a SBT to my current account. Also have a Virgin Card but I know they charge 4%. I was looking at an alternative Post office, MBNA rewards american express credit cards but not too sure if they charge…
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Way to get most money
Hi, I'm currently in my last year of school and am then taking a gap year before going to university. I have a work placement from August through to March, after which there are some other things that I want to do. While I am working, I want to do some stoozing and make the most money I can. I'll probably be dealing with…
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Credit card right
Hello, got a quick question here. I paid 165pound to City Moves with credit card to book our moving date. They said the money is refundable. Last 2 weeks, I tried to call them to cancel our agreement but they never come back to me about the refund despite that I left 3 messages and spoke to 2 different people. Its says in…
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Capital gains tax
I gave my parents the money to buy their council house in 2003 and they placed it in trust to me.On the trust deed it refers to myself as the purchaser.My mother died last year and my father has now moved into residential care.My father can now sign the house over to me.If he does am i liable for capital gains tax also if…
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Aer Lingus...beware low cost airlines.
This may not come as a surprise to all of you who are looking out for cheap flights but my experience with Aer lingus should alert some of you that booking early with low cost air lines does not always mean the cheapest price. I booked several months ago for a flight to Knock (Ireland ) from Gatwick and the best price was…
