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Next 0% Offer
Hi all, I am after a bit of advice about getting another 0% card for purchases. My situation is as follows; I have 3 credit cards at the moment; Natwest: Current balance 150, limit 4400 (no 0% offer) Santander: Current balance 2800, limit 3600 (0% BT until March 11) Halifax: Current balance 4000, limit 4100 (0% purchases…
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using a credit card to transfer money on gaming websites
Ok this may be a stupid question, so forgive me... But i recently logged on to jackpot joy to take advantage of the cashback offer (which has worked for me...wow lol), and seen that you can transfer money from a credit card, and then withdraw it to a bank account. In theory does this mean if you have a credit card with a…
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credit card get money back - HELP!
does anyone know if you can still try and reclaim any money owed from credit card charges even if you have recently paid off the the card?? thanks :-)
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first time stoozer not got a clue any info greatly appreciated
hi there, i always pay off the balance of my cc at the end of each month tho this months a bit tight and ive got 950.00 on my tesco cc to be paid by 24th and ive just noticed that nationwide are doing 15 months at 0% so do i apply hope that it gets throu on time then either pay it off or move it to another o% cc is that…
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Another "Not exactly Stoozing" question...
...But you guys have more experience of this sort of thing than anyone... I will soon be applying for 2 new Current accounts as well as another credit card. I'm aware of the need to space CC applications out, my last one was at the end of June and I was going to wait until late September for the next one. I'm wondering how…
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Stoozing - do 0% no fee balance transfers exist?
I'm a first time stoozer and am weighing up how to go about it first time. My plan is just to take the max. credit limit and put it in savings for the 0% interest period. A few questions though: Do you still have to pay a minimum payment each month even though you don't want to (as it doesn't matter if you do or don't at…
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Stoozing a Charge Card?
I use an Amex Charge Card for a lot of my regular spending. OK, there's an annual fee but reward points and some of the card benefits compensate somewhat. It's occurred to me that this is like an interest free credit card but only for a month at a time because it has to be paid off every time. However, there's usually…
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First time stoozer - help needed!
Hi, as the title says i'm a first-time stoozer, who having read the MSE guide to stoozing will probably be better off using the simply spend method - which i intend to now do. However, I have a question - in the guide, martin says the best card to use is the tesco clubcard credit card. I went to tesco's website for the…
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Barclaycard Goldfish rewards
Just got a letter from barclaycard to say that they will effectively be halving the value of rewards points from August. Any points currently held can be cashed in at existing rates so make the most of them while you can. Steve
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Help Needed on BMI Baby Credit Card Free Flight Offer
Hiya, I was wondering if anyone has applied for a BMI Baby Credit Card for the free flight offer. I am hoping for both me and my partner to apply for one and get two free flights. However, after reading the t & c's on the website I was wondering if: 1) The flights you can book are really restricted as on the website it…
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To risk a slow stooze application or not
I'm going on maternity leave in 7 weeks and am trying to keep as much money sat offsetting our mortgage as possible. Took out a first direct card for 0% BT in April - owe £12k on £13k limit. Have virgin card with mix of BT and 0% spends owe £10,500 on £17k limit. Tesco cc for monthly spend cleared every month. Currently…
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MBNA credit cards
I was told today by MBNA that i couldn't increase my minimum payment by direct debit, the only way to pay more was through the bank or throught the MBNA website. I this normal? We are told everyday direct debit is the quickest easies way of paying bills etc but it seems to me credit card companies find every excuse to…
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Stoozing
I thought I understood but now I'm confused again. I got a tesco clubcard 0% cc in march 2010 with a limit of £5k and spent £4900 on it in May. I am saving into my a+l isa and will have the money to repay the debt well before it's due in march 2011. I am making minimum repayments on the tesco cc. Should I be spending on…
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Stoozing Warning: From self-employed to unemployed & very annoyed
A warning about stoozing & benefits. I've been self-employed for just over 2 years following continuous permanent employment for 13 years. A contract ended recently, another fell through & similar work in the near future didn't seem likely, so I decided to sign on for benefits while going for a permanent job again. I don't…
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Goldfish points
Remember goldfish points are slashed on 1st Aug. Cash them in before then. Don't delay do it today.:money:
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Understood the simply spend method, but have question:
Looking at the Tesco clubcard route I understand you need to make the minimum payment each month. If this is done, do you get charged any interest at all, or none? Or is it only 0% interest if you pay the FULL amount each month? Second Q: My Nationwide C/C has a limit of £1500 on it. If the idea is to spend solely on this…
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Travelling and informing banks and CC Companies
I strongly suggest that anyone with NatWest cards tell their bank or the NatWest security centre before going abroad unlike the stated 'not necessary' status on the main page. I speak as one who has had to make several expensive mobile phone calls in the past to get the block removed. The same also goes for Barclaycard who…
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A&L O/draft
Hi Sorry if this has been covered. I haven't done any stoozing for ages but this caught my eye. A&L do an interest free overdraft for 12 months, no fee and you don't have to switch any DDs (though they do give you £100 if you use their switching service). The overdraft limit is reasonable so it's a free stooze. Now I had…
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Never spend on balance transfer card -Exception?
I understand why I should never spend on a card opened to accept balance transfers - the interest free balance transfer gets paid off before any money plus interest from new transactions . However, the Terms & Conditions of my new Santander credit card say that they will make my account dormant and charge a fee if there…
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Title Deeds change of name and Deed of Gift
Last July my late mother left me her property in her will and probate has been completed. In Feb of this year I rented out the property and in receipt of monthly income. I contacted the Land Registry to find out the property has never been registered and they sent me the necessary forms to change to my name (which I hav'nt…
