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Stoozing: free cash from credit cards

Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.

Credit into ISA?
I never use my Barclaycard but I think I have the Barclaycard Classic: * 0% interest on balance transfers until September 2011 from opening your account (2.5% handling fee applies) I don't know what balance transfers are nor what handling fees are. But what I wanted to ask was this: My limit is around £1600, I won't use…
mbna want to switch
hi just wanted to know which credit cards i could switch my balance of £800 with mbna to? was reading that mbna dont let you switch to certain ones. my 0% apr deal was up last month thanks
Best Credit Card to swap to ?
Hi all, I currently have an EGG credit card which I've had for about 8years now and i've always paid my balance off in-full at the end of the month. This worked well when EGG gave cash-back for every pound spent, some years i'd get £30+ back. But now EGG have stopped this benefit and I currently get ABSOLUTELY no reward or…
baying a used car on my credit card
hi i am looking to buy a used car for about £2000. i have a bed credit score so the rate i got for the fiance was 24.9% apr so i was thinking about getting this on my credit card as it is only 15.9% apr am i right in thinking this would be the best thing to do
Samsung American style freezer problem
Hi, very first post. I have an RS20CCSV and there is a constant rattling sound coming from the FREEZER not the fridge just started this evening. When the door is opened this stops. Temp seems ok at present.Can anyone help? Not under warranty anymore bought 2005. I have searched for responses under this title but can only…
New Santander Acc + Stoozing
Hi, I've opened the current account at Santander that pays £100 for signing up (+ extra £35 via topcashback) and then an extra 5% interest on any balance in your acc, up until the first £2,500 in the account. My question is this; If I got the egg money card (the one in Martins stoozing guide :money:), and did a BT to my…
Warmfront, before getting in any deeper ...
Hi, thinking of applying for the Warmfront scheme? Hmmmm ... It is taking up to 6 months to get the work done, but apparently it's also taking up to 9 months before an installer even comes out to have a look at the job with a view to quoting for it. We had a survey some time ago and were told that we qualify for a new…
How do you spend £700+ a month?
Hi all, I am a fairly new stoozer, taking the slow, simply spend approach. Really excited, things are going well and fitting in with my normal monthly expenditure, on a credit card (Virgin) with the equivalent put into a little savings pot (AA) Loving the adventure and the idea of getting me credit rating pushed up a bit…
0% credit cards - do they really exist?
does anyone know if there is a credit card with 0% on purchases where you only need to pay off a minimum balance without charges being made for non payment of complete amount owed? or am i dreaming? i do not see that having to pay it all back every month is going to get me out of my situation, whereas paying a small amount…
RBS far too slow
Back in June my MBNA balance transfer deal was due to end at the end of the month so I swapped and requested a BT to RBS. CC & pin arrived and I thought all was well, then MBNA send me the latest bill, with interest. No the happiest bunny in the world I pay off just over the minimum and blame myself for not swapping…
Which card do I need?
I need some advice on which type of card to apply for. I need to bridge a gap in my finances until my first months wage as I am a graduate starting a new job. I have been refused an overdraft on my current account due to non-consistent deposits of cash from student cheques and think that applying for a card card is my only…
Payment arrangement - MBNA - advice
Hope you can advise me. I have credit card debt of £10k of which £4.5k is with MBNA. I gave MBNA my financial details (income, budget etc) four months ago and agreed a payment arrangement with them of £10 a month for six months, to be reviewed at that point. I have been making these payments. I had a letter last week from…
Using PayPal for 'backdoor' Super Balance Transferring?
Apologies if i've got the understanding wrong: SBT is when you take out a credit card, lets say your limit is 1k, so you send 1k direct from your C/C to your high interest account & stooze away, paying off the minimum before paying it all back at the end? But i'm sure i've been told cards have been changing that. Either…
Acceptability of Amex Platinum credit card
The Amex Plat'm CC is the best for cashback for large users. A past problem with Amex cards has been merchants do not like them 'cos of higher processing fees. Is this still a problem or are the Amex CCs as widely accepted as VISA and Mastercard? Experiences please
How to register for Egg Cash Back ?
Hi all I have an Egg Money Card, and their website is littered with invitations to register for the new cash back site (run by Quidco). But whenever I try - and I've tried multiple times over the last few weeks - I get this:Sorry that page isn't available The page you're trying to get to isn't available at the moment.…
Next 0% Offer
Hi all, I am after a bit of advice about getting another 0% card for purchases. My situation is as follows; I have 3 credit cards at the moment; Natwest: Current balance 150, limit 4400 (no 0% offer) Santander: Current balance 2800, limit 3600 (0% BT until March 11) Halifax: Current balance 4000, limit 4100 (0% purchases…
using a credit card to transfer money on gaming websites
Ok this may be a stupid question, so forgive me... But i recently logged on to jackpot joy to take advantage of the cashback offer (which has worked for me...wow lol), and seen that you can transfer money from a credit card, and then withdraw it to a bank account. In theory does this mean if you have a credit card with a…
credit card get money back - HELP!
does anyone know if you can still try and reclaim any money owed from credit card charges even if you have recently paid off the the card?? thanks :-)
first time stoozer not got a clue any info greatly appreciated
hi there, i always pay off the balance of my cc at the end of each month tho this months a bit tight and ive got 950.00 on my tesco cc to be paid by 24th and ive just noticed that nationwide are doing 15 months at 0% so do i apply hope that it gets throu on time then either pay it off or move it to another o% cc is that…
Another "Not exactly Stoozing" question...
...But you guys have more experience of this sort of thing than anyone... I will soon be applying for 2 new Current accounts as well as another credit card. I'm aware of the need to space CC applications out, my last one was at the end of June and I was going to wait until late September for the next one. I'm wondering how…

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Sainsbury's Bank's savings, credit cards and loans will be taken over by NatWest from 1 May. For most, this means little change for now as the Sainsbury’s brand will remain, though it's expected to be phased out towards the end of this year. However, if you've over £85,000 saved across both banks, you'll need to move any excess elsewhere to ensure your cash remains protected.
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From Thursday 1 May, Sainsbury's Bank credit cards, loans and savings accounts will be run by NatWest as part of a deal between the two banks. You'll be moved to NatWest in the future, likely towards the end of this year, but for now the Sainsbury's Bank brand will remain and you can continue to use its products and services as before.

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Stoozing: free cash from credit cards

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Stoozing: free cash from credit cards

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