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bit of help on 0%transffers
hi all still prity new on here trying to clear as much debts of this year as possible my question is this i have a credit card with a balance of 2700 and am thinking of applying for a 0% balance transferr now the problem is this i owe about 10,000 on cards store cards and cataulogs so credit score is poor so i was…
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Advice please
Hi, I think Ive dropped a boo boo !! today I applied for a barclaycard platinum credit card to transfer a balance from a higher interest card and also to spend on. They advised they would make their decision within five days. I applied for interest free credit two weeks ago with Next retail and it was accepted. I am sure…
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Delaying transfer on Barclays Platinum
I have a balance to transfer when my 0% runs out in April. If I apply for the Barclays Platinum card now, will I be able to do the transfer within the 60 days of applying and still get the £20 rebate?
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Choice between Barclaycard Plat or MBNA Plat Plus
Hi All, I'm looking to get back on the stooze and have narrowed my choice to between the Barclaycard Platinum and MBNA Platinum. My inclination is to go for the MBNA but before I make my application I thought I'd tap into the collective wisdom here first. Aside from what's advertised does anyone have any anecdotal info…
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Stoozing using Credit Card cashback and paypal
I have seen a few similar-ish posts on this forum, but nothing that directly addresses it (that I can find) so I will ask the question: I would be interested in comments on whether the following "scenario" would work: "I have a new Amex credit card which pays 5% cashback in the first three months. If I use the amex to…
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saving advice
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Cashflow now based on pension due October 2011?
Been unemployed since Nov 2009 due to ill-health but not getting any benefits. Savings gone and VISA balance up to £9000 (so about £150 interest per month) and struggling but still positive (just). Local Govt pension due in Oct 2011 will provide lump sum of about £35,000 and income of about £12,000pa. Is there a way I can…
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tescos 0% purchase only credit card
hi i wonder if anybody can help ,we got a 0% purchase only credit card (tescos)and we wish to settle our car loan , if we use this card to pay this loan off, would it be classed as a purchase at 0% or would it be classed as something else .thanks
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HSBC Prem CC or Stooze?
Hi all, Not used this credit card part of the forum before, so hi and hope you can help. I am going to be making a number of large purchases over the next 12-18months. I currently only have a HSBC Premier credit card, no others (apart from the odd (2) store cards). Now I am disciplined, love my spreadsheets (yes boring I…
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Paying mortgage with low interest credit card ?
Hi - would be grateful for any links to articles which describe the process of paying off mortgage with 0% credit card - or any other clever 'loop holes' to make money work harder. I have an Alliance & Leicester mortgage that allows unlimited overpayments. I am about to write to them for a copy of my Mortgage T&Cs to see…
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Ladies Day Royal Ascot 2011
Hi I am going to Ladies Day on 16th June does anyone have a promotion code or know if there are any offers in a magazine I can use. Thanks Wendy:rotfl:
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Missed/gaps in N.I. contributions {NI cs}
Hi, this is my first posting so please excuse any gaffs, I'm impressed with the wealth of knowledge u guys have so I wondered if anyone out there could help me ?? I have some gaps in my NI cs when I became disabled 4 yrs ago so I could not claim any benefits other than NI credits which I had to fight for right up to the…
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Cash back con
Hi, Not sure if any one else has come across this con. You visit your local supermarket and purchase quite a few items and as you are paying by CC or DD card the cashier may ask you if you want any cash back. You say no thanks and pay for all your shopping and leave the store. You get home and have a quick look at the…
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Do i keep these cards or not?
I have Amex + tesco cc. I used these both to book a holiday/trips etc for our holiday to Asia & New zealand. If i got rid of both cards would that have any effect if i had any problems with the holiday/trips etc that i booked. If i had to claim for anything would it be harder to make any claims. Hope this makes sense.…
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MBNA repeat offer strategy
Dear Stoozers, This month I'll be making a couple of large purchases totalling around £2000 that I need to finance through to June. I already have a 12 month 0% BT offer sitting on my Barclaycard account, so buying on one of my other cards and immediately BTing is my fall-back option. I don't need a year's credit though,…
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Balance transfers on current cards.
I have a Virgin card that I have never used, have had it for over a year. My existing balance transfer with First Direct ends in Feb/Mar, and I notice that Virgin are feering a deal at present would it be available to existing card holders of unused accounts?
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American Express bonus points
Just a warning if you are thinking of taking the Amercian Express Card with the offer of bonus points if you spend £500+ for the first 3 months. This is not based on the first 3 months statements but starts from the day you join. Have just been caught out on this one.:mad:
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eurocarparkslimited
has anyone been fined £60 for parking at waitrose supermarkets? Does waitrose own eurocarparks ? Why treat your customers like this. I had their credit card and I have cut it up in disgust. DO NOT PAY!
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What do you do when you run out of cards?
I don't know how many are available, but... I have the Tesco card - that's almost maxed at 2.25k, which lasts 12 month. I took out an AA card which has a limit of 2.8k which lasts 10months. You keep going, you keep getting cards & either keep maxing or the time expires. Some you get, some you get refused for & before long…
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Stupid Credit Card Default...HELP!
I was off sick from work with depression for 4 months, had a really rough time with it and i'm still seeing a counsellor. As sick pay isn't very much everything just went on credit card and i was paying it off at the end of the month with what i had in sick pay. unfortunately i went over the credit limit, it wasnt because…
