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mortgage payment
Hi, i'm curious to know whether i can make over payments using a credit card? I'm trying to remortgage and need an extra two grand to get twenty per cent equity deal. I've got a tesco credit card with £2500 limit, but would balance transfer amount to another 0% card once mortgage is complete. Or is it possible to balance…
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Newbie needs clarification re. Egg Money - stoozing
Hi All, I'm a bit confused: I've had an 'Egg Money' card (it's green at the moment) for years, but have never used it. Egg tell me that my credit limit is £1,500. I could borrow 95% of this amount from them. The minimum amount I would need to pay back to them would be 2% of the balance per month if providing I pay all the…
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Time between 0% MBNA Cards
What's the percieved wisdom at the moment for the time to wait between closing a MBNA 0% CC account and applying for the next 0% MBNA offer? I had a Virgin card which I cancelled after the 0% deal finished in July 2009, when would you recommend applying for the next one without risk of being turned down or getting a poor…
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Some advice - Stooze cards coming to an end
Hi all, I'm after some advice. I've been slow stoozing for a little while and myself the the OH have the following cards: -Tesco-approx £1350, limit of £1500 - Mine-0% deal ends early April -AA (MBNA)-approx £2k, limit of £3k - Mine -0% deal ends early April -Halifax -approx £2k, limit of £3k - OH - 0% deal ends late April…
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Santander 0% BT no fee
Hi, i saw in the weekly email about Santander offering 0% BT with no fee - I think it's for existing customers (includes Abbey and A&L customers). Does anyone know if they are offering this if you already have the Santander credit card? or is it for existing customers that don't have this card?
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Buying a car thinking about using 0% credit card to pay for it but which one.
Hi, I have bought a new car (be delivered some time in DEC) and was thinking instead of using my savigs I pay for it on a credit card and pay it off over a period of time. But which card to choose from I was thinking a sainsburys one as I have nectar card points but can't determine whether I would make any on the purchase…
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What can I do with this offer?
I have been offered 0% for 12 months on all purchases over £250 made before 31 dec, on my MBNA Credit Card. Limit is £5000, current balance £0 I can't seem to think of any way to take advantage of this offer. Slow stooz is not an option as I'm currently using my Halifax Clarity and Egg money Card for my monthly spend. Is…
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Am I done For
No doubt the classic. I took a low interest loan on my Credit Card - and used another for purchases. Unfortunately a purchase went through on the loan card and now I am stuck with interest accrueing on the Higher Interest Rate. I have phoned the CC but to no availl - basic answer was tough live with it or clear the loan.…
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Loft conversion urgent advice needed...!
I am about to purchase a first floor one bedroomed flat and share the freehold with the downstairs flat. I wish to convert the loft space but am unclear as to my rights. Can anyone advice me based on the following; -the lease specifies that I would own the roof and joists and beams beneath the floorboards of the upper…
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Help
I am going to NZ for a month and want to know the cheapest way of accessing my cash. I don't want to carry a lot around with me but do not want to get hammered by charges when I buy food, petrol etc. Any ideas from folk who have travelled ?
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Ok to apply for new card?
Hi, I've had a FD mortgage approved (subject to valuation). Is it safe to apply for a new credit card now (actually with First Direct)? Thanks.
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The Housing Ombudsman
Hi, I posted this in the wrong forum and have now moved it to the buying renting and selling property forum. Sorry for the mistake. Fiona
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How do I get cash from a Credit Card without an Egg Money Card?
So, I can't get an Egg Money Card, as i had one and didn't use it for years and it then closed due to inactivity. I need to wait a year before opening a new account. This leaves me in a tough spot, as i'd like to get cash from a credit card, but don't know the best way to do it (or if it's possible) without an Egg Card.…
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Big Q
Hi everyone, I will be in USA for awhile and I do not know any of these helpfull forums w/ tips for daily life , like this one . This one is one amazing blessing. Any ideas, PLEASE!!!!! Any websites w/ forum topics in USA . PLease let me know.
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Prepaid Gift Cards
Does anyone know who does a prepaid gift type card where you can load some money onto a card and gift this to say your staff at Xmas or use as a promotional tool to entice people to say take a holiday with you and you give them £50 to spend when they are on holiday? I know they are quite common in the U.S. but I can't find…
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marie Claire £2.00 from Tesco
Re: money saving offer in Marie Claire - usually £3.50 - if bought from Tesco the magazine is only £2.00 saving yet more money.:j
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few questions about using 0% purchase card for stoozing
Newbie questions: ok say i have a sky player subscription, a 3 mobile broadband an vodafone broadband contracts would i be able to put these on a 0% purchase card while i put the cash in top instant access isa? i think sky player is paid by recurring card payments so i can easily just change the card details online to pay…
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Balance transfer will they let me transfer the full amount?
Hi ....... I have £10,800 on a credit card and I would like to transfer it to a 0% card so I can pay it off without the enormous interest that I am paying now. If I do manage to find a card, will they allow me to transfer the full amount? or do they set their own limit?? Any help appreciated ~ Thanks
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Stoozing a Mortgage
Has any one stoozed a mortgage before. I have a flexible mortgage, can overpay as much as I want and draw down when needed. I noticed on my statement that it said that interest is calculated on the closing balance for the account as at the end of the previous month. I will hopefully be in the position to pay off my…
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When to pay off card to avoid fees?
I have a card with 0% on purchases until 25th October. I have the money ready to pay off and I just wondered how soon before this date I would have to do it to prevent them trying to take the DD / charge interest. If I call up and pay it all off tonight could I close the card down straight away?
