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Egg Money Methods
Hi Folks, Been lurking here and at stoozing.com for nearly a week now building up my knowledge on stoozing and about to give it a go. I was initially going to go for a slow stooze and have applied for a barclaycard platinum with 0% on purchases for 12 months (approved and on its way) and a post office easy access saver to…
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Should I cancel credit card when 0% offer ends?
I'm sure this question has been asked before but I can't find an answer. Can anyone tell me if I should cancel my Tesco credit card now that the year's 0% on purchases has ended. I have paid it off and now use the Virgin offer. Can I cancel it and apply for it again at a later date as a new customer I wonder? Many thanks
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Counterfeit perfume bought on ebay
Can anyone please help? I ordered some perfume on ebay and have been sent a bottle that is clearly counterfeit. I have left negative feedback and demanded a refund from the seller. I've also complained to ebay. What else can I do, I just want my money back.
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Virgin Credit card interest rates
Hi, I had taken a virgin credit with 15 months BT at 0%. BT got expired in Nov 2010, after that the interest rates were reverted to 18.6% which i do not have a problem. After a month they sent me a letter saying my rates were going up to 27% from 18.6%, i called tham and asked to opt out, which they did. I was looking at…
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Mortgage Stooze
I know there's a few threads dealing with this subject but I thought I'd see whether anyone has any success/horror stories with this particular tactic. I'm 1 month into the 12months interest free period for purchases on a Barclaycard Platinum. I called their customer services last night to check whether a mortgage payment…
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When & how - your final stoozing payment?
I'm not sure of the specific date, but i know my Tesco card was opened in July this year, which means the 12 month will pass at some point in July next year & therefore the 0% ceases. Right now i'm just paying the minimum payment via D/D How do i change this for the final payment - to pay it all off? Do i have to do it…
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mortgage payment
Hi, i'm curious to know whether i can make over payments using a credit card? I'm trying to remortgage and need an extra two grand to get twenty per cent equity deal. I've got a tesco credit card with £2500 limit, but would balance transfer amount to another 0% card once mortgage is complete. Or is it possible to balance…
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Newbie needs clarification re. Egg Money - stoozing
Hi All, I'm a bit confused: I've had an 'Egg Money' card (it's green at the moment) for years, but have never used it. Egg tell me that my credit limit is £1,500. I could borrow 95% of this amount from them. The minimum amount I would need to pay back to them would be 2% of the balance per month if providing I pay all the…
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Time between 0% MBNA Cards
What's the percieved wisdom at the moment for the time to wait between closing a MBNA 0% CC account and applying for the next 0% MBNA offer? I had a Virgin card which I cancelled after the 0% deal finished in July 2009, when would you recommend applying for the next one without risk of being turned down or getting a poor…
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Some advice - Stooze cards coming to an end
Hi all, I'm after some advice. I've been slow stoozing for a little while and myself the the OH have the following cards: -Tesco-approx £1350, limit of £1500 - Mine-0% deal ends early April -AA (MBNA)-approx £2k, limit of £3k - Mine -0% deal ends early April -Halifax -approx £2k, limit of £3k - OH - 0% deal ends late April…
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Santander 0% BT no fee
Hi, i saw in the weekly email about Santander offering 0% BT with no fee - I think it's for existing customers (includes Abbey and A&L customers). Does anyone know if they are offering this if you already have the Santander credit card? or is it for existing customers that don't have this card?
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Buying a car thinking about using 0% credit card to pay for it but which one.
Hi, I have bought a new car (be delivered some time in DEC) and was thinking instead of using my savigs I pay for it on a credit card and pay it off over a period of time. But which card to choose from I was thinking a sainsburys one as I have nectar card points but can't determine whether I would make any on the purchase…
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What can I do with this offer?
I have been offered 0% for 12 months on all purchases over £250 made before 31 dec, on my MBNA Credit Card. Limit is £5000, current balance £0 I can't seem to think of any way to take advantage of this offer. Slow stooz is not an option as I'm currently using my Halifax Clarity and Egg money Card for my monthly spend. Is…
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Am I done For
No doubt the classic. I took a low interest loan on my Credit Card - and used another for purchases. Unfortunately a purchase went through on the loan card and now I am stuck with interest accrueing on the Higher Interest Rate. I have phoned the CC but to no availl - basic answer was tough live with it or clear the loan.…
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Loft conversion urgent advice needed...!
I am about to purchase a first floor one bedroomed flat and share the freehold with the downstairs flat. I wish to convert the loft space but am unclear as to my rights. Can anyone advice me based on the following; -the lease specifies that I would own the roof and joists and beams beneath the floorboards of the upper…
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Help
I am going to NZ for a month and want to know the cheapest way of accessing my cash. I don't want to carry a lot around with me but do not want to get hammered by charges when I buy food, petrol etc. Any ideas from folk who have travelled ?
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Ok to apply for new card?
Hi, I've had a FD mortgage approved (subject to valuation). Is it safe to apply for a new credit card now (actually with First Direct)? Thanks.
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The Housing Ombudsman
Hi, I posted this in the wrong forum and have now moved it to the buying renting and selling property forum. Sorry for the mistake. Fiona
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How do I get cash from a Credit Card without an Egg Money Card?
So, I can't get an Egg Money Card, as i had one and didn't use it for years and it then closed due to inactivity. I need to wait a year before opening a new account. This leaves me in a tough spot, as i'd like to get cash from a credit card, but don't know the best way to do it (or if it's possible) without an Egg Card.…
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Big Q
Hi everyone, I will be in USA for awhile and I do not know any of these helpfull forums w/ tips for daily life , like this one . This one is one amazing blessing. Any ideas, PLEASE!!!!! Any websites w/ forum topics in USA . PLease let me know.
