We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

bit of help on 0%transffers

hi all
still prity new on here
trying to clear as much debts of this year as possible
my question is this
i have a credit card with a balance of 2700 and am thinking of applying for a 0% balance transferr
now the problem is this i owe about 10,000 on cards store cards and cataulogs so credit score is poor so i was wondering if anyone can help with my questions

Q1 with having a poor credit score(record) i have been refused credit but with wanting to do a balance trensfer will i still be refused

Q2 if i do get refused will it show on my credit record as refused credit

Q3 if it does not affect things how is offering the best 0% at the moment

thanks in advance
[STRIKE]littlewoods[/STRIKE]
[STRIKE]argos[/STRIKE]
overdraft £100
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.4K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.5K Work, Benefits & Business
  • 601.3K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.