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Warning - MBNA removing credit facilities
I had 3 MBNA cards (Virgin, play.com, Amazon) with a total of £5k unused available credit; £500 of that on a Virgin card. All payments on all credit lines are up to date with no missed or late payments. Three weeks ago MBNA offered me various 0% deals on all 3 cards but the best was on the Virgin card (0% BT 13 mths, 2.9%…
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address fraud
Someone has started using our address and phone number to order stuff. Obviously a couple of things have slipped through otherwise I wouldn't have realised this. The latest is a sim card from giffgaff. I'm at a loss to know what to do about it as the police won't act unless a crime has been committed (which apparently it…
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% Limit Up.
I have reached the time limit on both my 0% interest credit cards. (Sainsburys and Tesco). I have tried to obtain another one (stooze) to transfer balance, but was refused. I am not in a position to settle the balance on either card and have now been informed that the interest charges will be effective from next month. I…
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BoS
I have just signed up to the santander zero cc to transfer a stoozed debt from tesco cc. I phoned Bank of Scotland to cancel an old cc of theirs as I don't use it and I don't like having too many card accounts. Retentions team intimated they would have made me a 0% no fee offer if I'd asked and asked me to leave the…
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prepaid credit card
Hi All, I live in a far area where no post office or pay point near to my residence and its really difficult to top up my prepaid credit card, my question is, IS THERE ANY WEBSITE I CAN BUY 360 MONEY VOUCHER OR EPAY VOUCHER ONLINE. if you know the answer plz write the website address here and this would be really…
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New Barclaycard - time to Stooze!
Hi all. I recently came into a sum of money which is enough to pay off my current credit card debt, and leave me with a few hundred spare :) I thought that I would give applying for the 'Barclaycard 0% BT 2.9% fee for 17 months with £20 off if you transfer more than £3k before 31st Jan a go', see what would happen, just…
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Dutch guarantee scheme
Hello, I have a mortgage with ING, and am also considering moving my savings there as they offer good rates. However, I'm concerned about what might happen in the (admittedly unlikely) event that ING go bust. I understand that my savings are protected up to €100,000 and that my mortgage would probably be transferred to the…
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Sainsbury's Card
I applied for a Sainsbury's Card, but when it arrived - apart from having a much higher APR than advertised, but I understand that's fairly normal - the small print said that the 0% for 12 months only applies to Sainsbury's purchases. It's on my credit file anyway, so I went along with that, but I am very annoyed. Has this…
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Stoozing for gifts?
I had a look at this forum and the blog that Martin did that went with it, which led me to think about the free gifts that come with opening a credit card. I had a look on Money Supermarket and I was able to find the BMI card which offers 4,000 destination miles if you spend £250 on the card with in the first 90 days of…
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credit reports
how does this work. i was trying to get a credit card and was declined i dont know why but the bank in question said i can get a credit report from equifax and i have been on the web site but cant get my credit report as i dont have a credit card because the declined me so how does this work i am very confused :angry:
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Repaying Halifax Loan with Balance transfer card
I've just bee accepted for a £9300 limit on the new Barclays Platinum card with a 17 month interest free period. The reason I applied is because i have a Halifax personal loan at 14.9% with circa £8k outstanding that i want to pay off more effectively. They won't credit a loan account directly as it's classed as a cash…
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Santander CC - 16 Months BT - £0 FEE - Existing Customers Only
As a "valued customer" (I have a Santander account with a zero-balance which I haven't used in over 12 months), I've today received an application pack for the new Santander Credit Card (this is the red one, not the black 'Zero' card). There's a special offer for existing Santander customers - they're offering 0% on…
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0% Balance Transfers
Hi People of MSE I have had my Barclaycard for around 2 years now and up to £2875. Is it worth my transferring my balance on a 0% transfer and pay this off. Its currently costing me about £25 a month on Interest. The best one Ive seen is 16 months 0% but a fee of 2.88% of the transfer figure. Is this good? Your help will…
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Debt free without paying a penny?
I've been looking on the internet to find ways to reduce my credit card/loan debts. I came across this site... getoutofdebtfree .org (I cant post links) They say you can get out of debt without paying a single penny. Is this legal or possible? I'm very worried that following this method may cause more problems for my debt.
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bit of help on 0%transffers
hi all still prity new on here trying to clear as much debts of this year as possible my question is this i have a credit card with a balance of 2700 and am thinking of applying for a 0% balance transferr now the problem is this i owe about 10,000 on cards store cards and cataulogs so credit score is poor so i was…
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Advice please
Hi, I think Ive dropped a boo boo !! today I applied for a barclaycard platinum credit card to transfer a balance from a higher interest card and also to spend on. They advised they would make their decision within five days. I applied for interest free credit two weeks ago with Next retail and it was accepted. I am sure…
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Delaying transfer on Barclays Platinum
I have a balance to transfer when my 0% runs out in April. If I apply for the Barclays Platinum card now, will I be able to do the transfer within the 60 days of applying and still get the £20 rebate?
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Choice between Barclaycard Plat or MBNA Plat Plus
Hi All, I'm looking to get back on the stooze and have narrowed my choice to between the Barclaycard Platinum and MBNA Platinum. My inclination is to go for the MBNA but before I make my application I thought I'd tap into the collective wisdom here first. Aside from what's advertised does anyone have any anecdotal info…
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Stoozing using Credit Card cashback and paypal
I have seen a few similar-ish posts on this forum, but nothing that directly addresses it (that I can find) so I will ask the question: I would be interested in comments on whether the following "scenario" would work: "I have a new Amex credit card which pays 5% cashback in the first three months. If I use the amex to…
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saving advice
