% Limit Up.

Spammer50

I have reached the time limit on both my 0% interest credit cards. (Sainsburys and Tesco). I have tried to obtain another one (stooze) to transfer balance, but was refused.
I am not in a position to settle the balance on either card and have now been informed that the interest charges will be effective from next month.
I am obliged to pay the minimum balance, maybe a little more in some months.
Does anyone have any suggestions how I can avoid these interest charges please?

Tixy

All you can do is to pay off as much as you can afford each month to minimse the interest you pay - and make sure you reject any rises in your interest rates.
Maybe when your balances are a bit lower in a year or so you could try again for another 0% card.

planteria

nothing you can do other than pay the balances down, including charges, or move the debt somewhere else.
i would be developing a 'working relationship' with MBNA as soon as you can.