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Which Credit Card - Honeymoon & 0% deal
Hi people, I'm looking for some help if possible. Some background info. My fiance and I have a relatively good credit score, I have 1 default on my record from just under 6 years ago (expires in July), my Experian score was 940 last week. We both have 1 credit card each which we use and pay off in full every month. We I…
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Credit Card Transfers
Being retired is it possible to transfer a credit card balance to a 0% card, and which one?. as within 12 months i will be a position to clear the presence balance.
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From CC to bank account?
I have a couple of grand limit on my card and partner has about the same on their card. Is it possible to put a couple of grand in my bank account from my CC, then in about a months time (before interest due) pay it off with partners card? By the time payments due hope to have cleared it from earnings?
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Virgin Money CC - money transfer/SBT
Hi guys, Confused a bit. Spoke to someone at Virgin Money to enquire about their CC. Going via MSE link (confirmed on phone) you can get a BT fee of 1.5%; customer service rep says SBT (money transfer) to current account is charged a 4% fee while on the stoozing.com site, they say the SBT fee is 1.5%. Who's right? Ta…
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26K unsecured loan
Hi, I'm a newbie to this site but need advice - please help! I have 26k of unsecured loan and 37k of equity but cannot remortgage for 2 years. The 26k is at 9.89% interest costing me £250.00 per month Do i try to get credit cards on 0% and spread the amount - if so, where do I calculate what the repayments would be (I…
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Any for Students ie low income
I know there are a few credit cards around for students but none of them offer good introduction rates or cash back.. does anyone know of any?:j
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Virgin money card
I currently have £4500 stoozed from santander cc in a halifax isa. Six months interest free is up in August so I'm looking around for somewhere to transfer the debt to or pay it off come August. Is this the best deal at the moment? http://uk.virginmoney.com/virgin/credit-cards-v17/?source=MSP-BSI-51366-64441 If I'm reading…
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Sending money abroad
I want to send a large amount of money to a EU country but all the banks say it will take a minimum of three days, whereas I want an immediate transfer. Other than using the expensive methods is there some way I can send the funds in a hour or so ?
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redressclaims
Hi, just had a phone call from the above and they have said they can get my credit card debit written off, is this possible ? also i have a credit card on a reduced payment plan now taken over by opus and i have been late with a few payments (but up to date with them) . opus rang me on friday to say as i have not paid on…
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Cliam turned down
Hi I put a PPI claim in against GeMoney for £3000 for a policey I took out on 2004. After the standard 8 week wait I received the standard letter saying my case was not justified and that was there last word on the matter. They said I could appeal against this but I never got around to doing it.I contacted Gladstone…
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M&S 0% 15 months - Where's the best place to put the stoozed funds?
Hi, I've not stoozed before, but I've been reading about it for a couple of years.I'm intending to apply for the above card and would use it to buy sterling travellers cheques to then convert into cash. I am contemplating where would be the best place to put these funds. To give some background, the only 'saving' I have…
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Electronic Transfer fee to close account
Hi, there everyone - hoping someone can advise. I have been stoozing on a 0% card with no problems, banking the money in a Regular Saver Bond. When both 0% card and Bond come to their respective ends, I would like to transfer all the money and close the Bond in readiness to pay the final bill on the 0% card. However, the…
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Barclaycard not honouring 0% interest
My wife switched to barclay card after they advertised 0% interest on balance transfers in November. Since tranfering money she has been charged interest at 16.7%. when she phoned up to complain they said sorry for the mistake but the interest should be 6.9%. which is still not right. Can you give me advice please about…
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how many c cards at 0% can you have????
hi all, im trying to get my head around stoozing for the benefit of my mortgage, though me and husband already have a 0% cc each on balance transfers (nationwide) i was thinking about applying for another for purchases(ster trav cheques) to do the op mort thing but not sure how this would go as i am still on maternity.…
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Temp trying to get 0% transfer credit card.
New to posting so please help. Have applied for a 0% transfer credit card but have been turned down as I temp. Does anyone know a credit card company who do not penalize you for temping??? Thanks.
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Quick question: Barclaycard Platinum
Hi all, I have recently applied for, and received, a Barclaycard Platinum with 0% Purchases for 12 months and I am going to start slow stoozing. So my plan is to make purchases using the CC and at the end of every month review them and transfer the equivalent amount from my current account into my ISA. Is this the correct…
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Self Employment?
I would like some advice about self employment. I work for a property company in London and live in Sussex. If i became self employed would i be able to claim my travel expences to and from London. I work in various locations around London looking after differant properties , carrying out repairs and general up keep of the…
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Stoozing buying a car??
Hello, Just came across the article on stoozing and it seemed very interesting. I am looking at buying a car in the near future, I have already saved up the cash in an ISA. I have no other debts but do have another credit card which I pay off each month. Are there any restrictions on these cards? Can I simply get a Tesco…
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2% charge on council tax when paying by stooz CC - is it worth it?
Hi Im a newby to this and Im waiting for my Tesco CC (0% for 15 months and 1 clubcard point per 4 pound spent) to arrive and I was about to pay my council tax today with my debit card but then thought is it worth waiting for my stooz CC and use that? The charge for using a CC for this is 2% and I owe 224 pound. The way I…
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is it worth it
I used a calculater to work out profit using basic figures and BT of £4000 to be told to expect profit of around £30. Maybe i worked it out incorrectly but is stoozing actually worth the hassle. I would do all that form filling etcc for less than £100 profit
