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Will this work?
Hi, Im new to stoozing, and I want to use the process to clear some debt (approx 5x my monthly disposable income in the form of graduate overdrafts that are about to start accruing interest) and stick some money in an investment ISA. I had trouble getting a virgin money card about a year ago due to my lack of credit…
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5 late payments on credit file.... Please help!
Hi there, I am looking at buying a new house soon with my partner so I have checked my credit file and there are 5 late payments on my file from Barclaycard! I believe these are not my fault and was hoping to get them removed. Firstly let me explain why they have been put on my credit file. After transferring a balance…
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One bill - Bill Management
Can anyone help or advise..... a friend gets paid weekly and is struggling to meet his bills on time as they all go out at different times of the month. Can anyone recomment a One Bill Management Servise whereby you pay a fixed amount each week/month and they pay all your bills. Not sure this is the right way to go but…
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Lloyds
Hi I've been trying to get a copy of all my credit card charges. I bank with Lloyds TSB & have done so for 4 years. They have told me this will cost me £6 per statement. I then told them that they're obliged to give me a list of all my charges under the data protection act for £10. They this wouldn't include all my bank…
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Estate Agents have withdrawn our property from the market
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beds and mattress on the market and were to buy them from
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Which Credit Card - Honeymoon & 0% deal
Hi people, I'm looking for some help if possible. Some background info. My fiance and I have a relatively good credit score, I have 1 default on my record from just under 6 years ago (expires in July), my Experian score was 940 last week. We both have 1 credit card each which we use and pay off in full every month. We I…
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Credit Card Transfers
Being retired is it possible to transfer a credit card balance to a 0% card, and which one?. as within 12 months i will be a position to clear the presence balance.
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From CC to bank account?
I have a couple of grand limit on my card and partner has about the same on their card. Is it possible to put a couple of grand in my bank account from my CC, then in about a months time (before interest due) pay it off with partners card? By the time payments due hope to have cleared it from earnings?
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Virgin Money CC - money transfer/SBT
Hi guys, Confused a bit. Spoke to someone at Virgin Money to enquire about their CC. Going via MSE link (confirmed on phone) you can get a BT fee of 1.5%; customer service rep says SBT (money transfer) to current account is charged a 4% fee while on the stoozing.com site, they say the SBT fee is 1.5%. Who's right? Ta…
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26K unsecured loan
Hi, I'm a newbie to this site but need advice - please help! I have 26k of unsecured loan and 37k of equity but cannot remortgage for 2 years. The 26k is at 9.89% interest costing me £250.00 per month Do i try to get credit cards on 0% and spread the amount - if so, where do I calculate what the repayments would be (I…
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Any for Students ie low income
I know there are a few credit cards around for students but none of them offer good introduction rates or cash back.. does anyone know of any?:j
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Virgin money card
I currently have £4500 stoozed from santander cc in a halifax isa. Six months interest free is up in August so I'm looking around for somewhere to transfer the debt to or pay it off come August. Is this the best deal at the moment? http://uk.virginmoney.com/virgin/credit-cards-v17/?source=MSP-BSI-51366-64441 If I'm reading…
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Sending money abroad
I want to send a large amount of money to a EU country but all the banks say it will take a minimum of three days, whereas I want an immediate transfer. Other than using the expensive methods is there some way I can send the funds in a hour or so ?
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redressclaims
Hi, just had a phone call from the above and they have said they can get my credit card debit written off, is this possible ? also i have a credit card on a reduced payment plan now taken over by opus and i have been late with a few payments (but up to date with them) . opus rang me on friday to say as i have not paid on…
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Cliam turned down
Hi I put a PPI claim in against GeMoney for £3000 for a policey I took out on 2004. After the standard 8 week wait I received the standard letter saying my case was not justified and that was there last word on the matter. They said I could appeal against this but I never got around to doing it.I contacted Gladstone…
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M&S 0% 15 months - Where's the best place to put the stoozed funds?
Hi, I've not stoozed before, but I've been reading about it for a couple of years.I'm intending to apply for the above card and would use it to buy sterling travellers cheques to then convert into cash. I am contemplating where would be the best place to put these funds. To give some background, the only 'saving' I have…
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Electronic Transfer fee to close account
Hi, there everyone - hoping someone can advise. I have been stoozing on a 0% card with no problems, banking the money in a Regular Saver Bond. When both 0% card and Bond come to their respective ends, I would like to transfer all the money and close the Bond in readiness to pay the final bill on the 0% card. However, the…
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Barclaycard not honouring 0% interest
My wife switched to barclay card after they advertised 0% interest on balance transfers in November. Since tranfering money she has been charged interest at 16.7%. when she phoned up to complain they said sorry for the mistake but the interest should be 6.9%. which is still not right. Can you give me advice please about…
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how many c cards at 0% can you have????
hi all, im trying to get my head around stoozing for the benefit of my mortgage, though me and husband already have a 0% cc each on balance transfers (nationwide) i was thinking about applying for another for purchases(ster trav cheques) to do the op mort thing but not sure how this would go as i am still on maternity.…
