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rubbish estate agents - what can i do?
Hi my first post! we sold our hold the first week of June to first time buyers. We then found a house, and an offer was accepted on it the last week of June. The people we are buying off have relocated and the house is only 5 or 6 years old. we are now the 22nd August and still have no date to move, basically the people we…
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Barclaycard 3.2% (2.8% after cashback)
I've just got all my bumpf through for my balance transfers but can't see anything about how this cashback mullarky works - has anyone else been through it. The New Delhi hotline was thin on answers as well! I'd be very grateful for any assistance.
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Natwest credit card advice- closing cards
Hi I'm a newbie to all this, but really struggling for some sound advice. Any help would be appreciated! Firstly, I'll give you some background information. I'm 23, live with parents and have an income of about £28000 a year. In terms of loans I had a £3000 graduate loan with Natwest 3 years ago and I repayed this in full…
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help.....confused
Hi all can anyone please tell me if there is any way I can improve my financial situation on two cards that i have . Barclaycard -£4030 at 0.561% also on the same Barclaycard -£1601 at 0.514% both rates till debit paid.Limit on this card is £7,300 and I do not use the card it is just used for the low interest rate till…
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Loan to CC newbie
Hi everyone I have a Career Development Loan from Barclays and want to transfer the balance to a 0% credit card. I havent got a egg money card (how do I get that?) or if there's a card out there that I can Super Balance Transfer currently. thanks.
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Assured Shorthold Tenancy
I am looking for 5 year minimum rental but have been advised by one agent that the maximum Assured Shorthold Tenancy is 3 years. Is this correct. I have looked at the .Gov.uk site that deals with these tenancies but cannot find an answer.
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what can be balance transferred?
Hi everyone, I have been looking around for the answer to a very simple but very daft question. What can be balance transferred? Is it only credit card balances? or can I transfer my overdraft from my current account? The reason for the question is that I am buying a "new" car and the retailed has said that they will not…
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What will stoozing do to my credit report/rating?
This sounds like a very obvious issue, but I have done a couple of searches on here and on stoozing.com and I can't find any threads which specifically cover it. I am just starting to stooze. I previously had two credit cards, neither of which offered any interest-free periods or other benefits, so I paid off both accounts…
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Do any CC's provide accident/injury/illness cover as standard?
I have recently had an accident, for which I have been immobilised thus I am absent from work for 7 weeks. I am the holder of 6 Credit Cards. Are there any cards that offer sickness/injury/illness cover? Thanks all
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Egg to Barclaycard transfer a no goer?
Good job I checked that Barclaycard took over the Egg credit Card division. This presumably means it isn't possible to perform a super balance transfer to their long 19 and 24 month 0% card from Egg money?
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MBNA SONYCARD minimum £1 interest charge
I carried out a balance transfer for a friend onto a 0% for 12 months offer. I had the intention of paying this off before the end of the offer. This month I have received my statement from MBNA Sonycard which now has a charge of £1 for "minimum interest charge". Is it legal for MBNA to suddenly begin adding this charge? I…
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Currency in Mexico
Hi all, can you still use US Dollars in Cancun Mexico
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New 0% purchase credit cards
I have done a little stoozing a year or so ago and have just cancelled all my (now expired) 0% purchase cards with the plan to start again. I did ot have a barclay card so that is my 1st then I will go to Tesco M&S etc after 6 months. Until earlier this week I had probably £50k of credit (all unused) that I have just…
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Credit Card Charges
I recently paid off my credit card in full and 8 days before payment date, as I was going away for some time. I now find that the card company have charged me £38.00 interest on the card I paid off and now are charging me 2 X £12.49 for failing to make payments If I paid the total amount on the statement how can they ask…
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Is this an option???
Good morning, Wondering if any of you knowledgeable people could answer me this question please? We have two CC - Virgin which the 0% BT offer comes to and end in Sept, so we've now opened a Barclaycard with 2 years 0% on and transferred the outstanding balance onto that. Is it now possible to do a cash transfer from the…
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A question from a newbie
Hello all I'd like to get into stoozing but I'm not sure if I'm grasping the maths behind it. I think I've got it but I'd hate to assume I have and make a terrible error on my first try. I've made a spreadsheet of what I believe the calculations would be based on the interest rate/amount borrowed/etc being input by the…
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Thank you
i followed your advice and succesfully transfered balance from a high interest credit account to the Barclaycard 2 year card....... brilliant.it can be done.:beer:
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MBNA Scam....
I'm in the fortunate position, after problems in the past, of having a very decent credit record. A couple of weeks ago, I applied for a Virgin credit card, the longish interest free period caught my eye. I've a Vanquis credit card (yes I know) which I took out in the not-so good times and after accepting almost monthly…
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Not enough credit to transfer existing debt?? help!??
I have a few credit cards and have spent the last two years transferring the balances to these to take advantage of 0% balance transfers. I am now in a position where I cannot get any further credit and the card companies are only giving me a small amount of credit (not enough to transfer balances to). I only owe a very…
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paying off credit card
Help please I have a barclaycard which I have used about four times in the last eighteen months and paid off when I have received the bill, is it normal practice for barclaycard to bill for a penny (0.01) which I have received now twice, are there others out there getting this
