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getting the cash back, this one is a bit of a puzzle, any advice would be great
Hi all. I am trying to claim back all my late fees and charges from my current credit card and and my old ones. But my current one is a paperless statement and only goes back 12 months, Can I just write to them and ask them to tell me what I have been charged over the past three years? The statements I have had have been…
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Shrinking my mortgage term
I have a life time tracker mortgage currently at 1.85% above BOE rate and 18 years left to run. I want to shrink the term and can overpay by roughly £100 per month or even a little more, my question is what is the most cost effective way to achieve this?...............should I overpay or, is it more economical to invest…
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freeview v satview with record function
I have Sky multiroom and want to reduce my costs. Anyone know which is better to use and how easy these are to set up? Do freeview and satview still loose signal sometimes? This is no good if you are recording.
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HELP!! - BT gone wrong?
I have a tesco credit card with a £5500 limit and have just asked barclaycard to BT £10000 to it. Today I checked and had to phone tesco who say they need to check with barclaycard. I was going to use the surplus to pay off another card further down the line. I was hoping the surplus would go into my bank account, but it…
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Credit card limit increased same time as interest rate is increased!
Hi, I have a LLoyds TSB Platinum card which was on the introductory 0% for 15 months, but has since transferred to the 'standard rate.' However, the standard rate wasn't the 17% I was expecting, but started off around 24%. A couple of months ago my credit limit increased by £2000 (without me asking, but I've not used any…
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cash from credit card
Hi This question may have been answered, my apologies if it has. I recently got a barclaycard plat with 21 months on BT and 3 months on purchases. I have transferred my old tesco card debt on to the card. Now I am looking to spend another 500. My question is , can I spend or get a cash advance on the Tesco card and BT it…
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rubbish estate agents - what can i do?
Hi my first post! we sold our hold the first week of June to first time buyers. We then found a house, and an offer was accepted on it the last week of June. The people we are buying off have relocated and the house is only 5 or 6 years old. we are now the 22nd August and still have no date to move, basically the people we…
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Barclaycard 3.2% (2.8% after cashback)
I've just got all my bumpf through for my balance transfers but can't see anything about how this cashback mullarky works - has anyone else been through it. The New Delhi hotline was thin on answers as well! I'd be very grateful for any assistance.
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Natwest credit card advice- closing cards
Hi I'm a newbie to all this, but really struggling for some sound advice. Any help would be appreciated! Firstly, I'll give you some background information. I'm 23, live with parents and have an income of about £28000 a year. In terms of loans I had a £3000 graduate loan with Natwest 3 years ago and I repayed this in full…
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help.....confused
Hi all can anyone please tell me if there is any way I can improve my financial situation on two cards that i have . Barclaycard -£4030 at 0.561% also on the same Barclaycard -£1601 at 0.514% both rates till debit paid.Limit on this card is £7,300 and I do not use the card it is just used for the low interest rate till…
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Loan to CC newbie
Hi everyone I have a Career Development Loan from Barclays and want to transfer the balance to a 0% credit card. I havent got a egg money card (how do I get that?) or if there's a card out there that I can Super Balance Transfer currently. thanks.
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Assured Shorthold Tenancy
I am looking for 5 year minimum rental but have been advised by one agent that the maximum Assured Shorthold Tenancy is 3 years. Is this correct. I have looked at the .Gov.uk site that deals with these tenancies but cannot find an answer.
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what can be balance transferred?
Hi everyone, I have been looking around for the answer to a very simple but very daft question. What can be balance transferred? Is it only credit card balances? or can I transfer my overdraft from my current account? The reason for the question is that I am buying a "new" car and the retailed has said that they will not…
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What will stoozing do to my credit report/rating?
This sounds like a very obvious issue, but I have done a couple of searches on here and on stoozing.com and I can't find any threads which specifically cover it. I am just starting to stooze. I previously had two credit cards, neither of which offered any interest-free periods or other benefits, so I paid off both accounts…
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Do any CC's provide accident/injury/illness cover as standard?
I have recently had an accident, for which I have been immobilised thus I am absent from work for 7 weeks. I am the holder of 6 Credit Cards. Are there any cards that offer sickness/injury/illness cover? Thanks all
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Egg to Barclaycard transfer a no goer?
Good job I checked that Barclaycard took over the Egg credit Card division. This presumably means it isn't possible to perform a super balance transfer to their long 19 and 24 month 0% card from Egg money?
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MBNA SONYCARD minimum £1 interest charge
I carried out a balance transfer for a friend onto a 0% for 12 months offer. I had the intention of paying this off before the end of the offer. This month I have received my statement from MBNA Sonycard which now has a charge of £1 for "minimum interest charge". Is it legal for MBNA to suddenly begin adding this charge? I…
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Currency in Mexico
Hi all, can you still use US Dollars in Cancun Mexico
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New 0% purchase credit cards
I have done a little stoozing a year or so ago and have just cancelled all my (now expired) 0% purchase cards with the plan to start again. I did ot have a barclay card so that is my 1st then I will go to Tesco M&S etc after 6 months. Until earlier this week I had probably £50k of credit (all unused) that I have just…
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Credit Card Charges
I recently paid off my credit card in full and 8 days before payment date, as I was going away for some time. I now find that the card company have charged me £38.00 interest on the card I paid off and now are charging me 2 X £12.49 for failing to make payments If I paid the total amount on the statement how can they ask…
