I'm brand new quick intro anyone?

hi
so I'm new to stoozing got one credit card which i newer used, got no loans and no debt.
just read the article and thought why not to try and get them few extra pennies .
problem is I don;t know where to start.
you guys talking about few credit cards egg acounts (which is to late for me as far as i know).
should I apply for one of the 0% balance transfer cards and start spending (shoping fule ups ets) jus on that ar do you transfer your balance to the saving account in full?
how do i know that my option is the best at the mooment?
do i have to stick to one saving account for some time or just keep an eye for a better option?
any help will help :P:beer:

Replies

  • busybee100busybee100 Forumite
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    Part of the Furniture 1,000 Posts
    Forumite
    This site might help as well.
    http://www.stoozing.com/index.php

    can't help myself just browsing;) but interested in a long 0% then stashing the monthly spend instead of paying it off as we do now. I'll have to start simple though until I know what I'm doing:o
  • mike_pl wrote: »
    hi
    so I'm new to stoozing got one credit card which i newer used, got no loans and no debt.
    just read the article and thought why not to try and get them few extra pennies .
    problem is I don;t know where to start.
    you guys talking about few credit cards egg acounts (which is to late for me as far as i know).
    should I apply for one of the 0% balance transfer cards and start spending (shoping fule ups ets) jus on that ar do you transfer your balance to the saving account in full?
    how do i know that my option is the best at the mooment?
    do i have to stick to one saving account for some time or just keep an eye for a better option?
    any help will help :P:beer:

    Hello

    I think you might be a bit confused – I would recommend you read this article thoroughly: http://www.moneysavingexpert.com/cards/stooze-cash-credit-cards

    You can get a 0% on purchases card, do your normal shopping on that, and then transfer your salary to a savings account.

    If you have an outstanding balance on another credit card, you can get a 0% balance transfer card and transfer it across. There is a small one-off percentage fee for this.

    You can also get a 0% 'super balance transfer' card and transfer money direct to your bank account. There is a fee for this too. With low interest rates on savings accounts, it is unlikely to make you any money.

    Get the highest-interest savings account you can, of course…. see here: http://www.moneysavingexpert.com/savings/savings-accounts-best-interest
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