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Egg card
Hi all, Just wondering if I'm in the minority to still have an egg card as a mule. I've read all the stuff on here about changes to T&Cs etc, but have just done another balance transfer last week, used egg card, no problems and no charges. Have I just escaped the changes, or is it because I've had it for so long that the…
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Advice on Electoral Roll Registration
The last time I applied for any credit was in January and I was refused (I wanted a Halifax Clarity as I was, and did, go to Hungary for dental work. Ended up with FairFX) and now I've just got round to trying to find out why I was refused. First step: I've just been down to my local council office and obtained an…
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personal protection cover
I have a mbna credit card and notice that I pay PPC every month. I dont remember if I opted to pay this but wondered if this is one of the claims you can make under the miss selling scenario. How could I find out if I opted for this or is it something they just add to the account?
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Continue ppi premiums?
My partners ppi on his capital one card has paid out for the max term of 12months after he became disabled, he is still unable to return to work, any advice as to whether its worth continuing the monthly premiums as they obviously wont be paying out anymore, he still has a fair bit to pay off as yet. sorry put this in the…
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Advice needed on Balance Transfer
Hello, I've just transferred the balance of my Halifax CC to MBNA and there is just over £2k of space left on the MBNA card, which is 0% for 14 months, and I can make further balance transfers to it in the first 60 days... My Platinum Barclaycard is 0% on purchases until Oct with a £5k limit and is about two thirds full,…
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Balance transfer question?
Does a cash advance at a high interest rate on one card convert to 0% as part of a balance transfer deal to another?
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not getting accepted for new credit card
I have a barclaycard at the moment with £1200 credit limit. at this point i have a CC debt of £200. i want to move that to a new credit card with 0% balance transfer fee I have tried twice in the last 12 months to apply for one but i keep getting declined. any ideas why ? i just want to take advantage of the balance…
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Lloyds CC & fees offer
I just noticed that Lloyds have a 'special offer' for newly opened credit cards re. usual fees: Currently they offer '0% for 14 months' on 'Platinum Credit Card '- which with a 1.5% fee (instead of the usual 3%) looks quite good
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Stoozing: Free Cash from Credit Cards - Is it appropriate to promote in 2011 ?
I am a founder stoozer - I even invented my own system for it. I had £70,000 on credit cards continually stoozed for 6 years from February 1999 - Maybe I should have bought a house with it instead of playing safe with Premium Bonds and the like :p ... but that was then, and now is a totally different climate - one we…
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Transferring card balances from partners cards
Can you tell me if it's possible to transfer a credit card balance in some one else's name to a 0% deal that is in my name? I would like to apply for a 0% balance transfer deal as I have a good credit rating. However the balances I would like to transfer to this card are in my partners name. Is this even possible? Thanks
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woolwich won't port my current reserve facility
Hi All, I'm a first-time poster so my apologies if this question has been asked already. I am porting my current mortgage with Woolwich. I have absolutely no debts and am not asking to borrow any additional funds. I used 7k from my 12k mortgage reserve to pay fees etc and to ready my house for sale. I have been informed by…
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san francisco android phone pattern lock
My son has locked his San Francisco android phone by forgetting his pattern sequence. It is asking him to log into his google account to unlock. He claims he does not have a google account. Does anyone know how to fix this?:eek:
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How many current accounts can you have?
How many current accounts can you have? Can you have current accounts at different banks? For example, could I open up different current accounts at different banks in order to qualify for some of their offers? e.g. Halifax £5/month, First Direct introductory offer. I know many stipulate that x-amount is required to be…
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Pre agreement
Hi All, I'm new posting on this site and would just like some guidence. I've applied for the Nationwide credit card for 17 months 0%, received my pre agreement last week and they have said I have 90 day to return this or my application will be cancelled. I'm wanting to the send the agreement back as after about 60 days as…
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Should I make something out of this?
Hi, Bit of a newb in this area....but think I can make ssome money here? I have just had a halifax clarity credit card ( think you still get a fiver back a month if you spend £300 in the previous month? ) Now I noticed that you could transfer a balance over ( I have about £700 debts on other cards which I will pay off at…
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Should i add stoozing to my current savings?
Ok guys here goes! Planning on making a purchase on an engagement ring to the sum of £1200.00. I was thinking if she's going to be getting the rock... i want a reward for being shackled. ( jokes!). From this month I plan to be saving £50 too. Instead of buying the ring outright, i would plan to purchase it on the…
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my bank didnt close my account four years ago
I closed my account and moved abroad some years ago. Recently I returned to the uk and the TSB bank says I did not close my account and I have incurred 700 in charges(the account had a monthly fee) however, I distinctly remember cancelling the account with phone and mail. I wouldnt have found out they held charges,however,…
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Just When You Think Your Credit Worthy...Wham!!!!!!
Hi Guys, I have been trying to build my credit up for some time now. I use creditexpert.co.uk (which is experian) as way to view my score and find out if I am eligible for credit deals. Last time I checked my score I was pleased to see that I had moved from poor to fair(721). Credit expert informed me that I could be…
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Has the MBNA gravy train stopped?
Well for the first time in 5 years I don't have any money at 0% on one of my 4 MBNA cards. At first it was balance transfers but then they started introducing transfer fees so I just used the 0% purchases. Now I've just paid back my last card and no more offers are coming in (apart from balance transfers with fees) Good…
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Cards without contactless facility
Does anyone know of a provider who will let you get a credit card that does not have the contactless payment facility? My current provider (MBNA) says that all their cards come with this now, so I'd like to switch.
