2% charge on council tax when paying by stooz CC - is it worth it?

Goodas1980

Hi Im a newby to this and Im waiting for my Tesco CC (0% for 15 months and 1 clubcard point per 4 pound spent) to arrive and I was about to pay my council tax today with my debit card but then thought is it worth waiting for my stooz CC and use that?

The charge for using a CC for this is 2% and I owe 224 pound. The way I see it is that my ISA is paying 3.2% and I get 56 clubcard points.

Question is am I correct in thinking it IS still worth it despite the 2% charge which will cost me just short of a fiver?

Help very much appreciated!! :money:

SecLender

Well it's free money, so yes.

The only downside I can see is that you are using up some of your CC limit that you could be spending on things that don't incur a charge.

If you don't envisage taking your card up to it's limit within the 0% period then go for it.