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Is this an option???
Good morning, Wondering if any of you knowledgeable people could answer me this question please? We have two CC - Virgin which the 0% BT offer comes to and end in Sept, so we've now opened a Barclaycard with 2 years 0% on and transferred the outstanding balance onto that. Is it now possible to do a cash transfer from the…
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A question from a newbie
Hello all I'd like to get into stoozing but I'm not sure if I'm grasping the maths behind it. I think I've got it but I'd hate to assume I have and make a terrible error on my first try. I've made a spreadsheet of what I believe the calculations would be based on the interest rate/amount borrowed/etc being input by the…
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Thank you
i followed your advice and succesfully transfered balance from a high interest credit account to the Barclaycard 2 year card....... brilliant.it can be done.:beer:
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MBNA Scam....
I'm in the fortunate position, after problems in the past, of having a very decent credit record. A couple of weeks ago, I applied for a Virgin credit card, the longish interest free period caught my eye. I've a Vanquis credit card (yes I know) which I took out in the not-so good times and after accepting almost monthly…
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Not enough credit to transfer existing debt?? help!??
I have a few credit cards and have spent the last two years transferring the balances to these to take advantage of 0% balance transfers. I am now in a position where I cannot get any further credit and the card companies are only giving me a small amount of credit (not enough to transfer balances to). I only owe a very…
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paying off credit card
Help please I have a barclaycard which I have used about four times in the last eighteen months and paid off when I have received the bill, is it normal practice for barclaycard to bill for a penny (0.01) which I have received now twice, are there others out there getting this
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Stoozing: credit rating implications for 2nd cardholder
Hello, If I were to stooze a credit card and get my partner onboard too as additional cardholder, would the growing outstanding balance have any credit scoring implications for her, or is the primary cardholder the only one whose credit rating is at risk given the high (temporary) debt?
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credit card compensation...scam????
i have recently been contacted by a company re ppi mis selling. on informing them that i had no loans they went on to say taht i could be in line for compensation on my credit cards. the reason being that my credit limits have increased without medicals taking place. the figure they are talking about is £4000+. how they…
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Stoozing a Professional and Career Development Loan
Hello, A bit of advice required on the most productive stoozing method for my upcoming studies. I've worked a few things out but don't want to miss a trick! I am due to start a postgraduate course in Sept with tuition fees of £5.5k. As a slow stoozer (no egg card), I've been looking at the best way to pay this. The fees…
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Best balance transfer deal
I followed the link on this website to apply to the Barclaycard (Premium) 0% balance transfer with 2.8% fee and £20 cash back. The actual application only stated the 3.2% fee. I completed thinking that Barclaycard would amend the offer. I phoned them today and they said 'the link' was the wrong application form. I could…
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What protection do I have if I purchased fake concert tickets
I bought some concert tickets from a scam site, the credit card company initially declined the transaction but allowed it to go through after I confirmed it was me buying the tickets. They assured me there were no issues with the merchant. I have contacted them but say I can do nothing until the point (middle of next year)…
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banking from abroad
can you please tell me why i can't open an english bank account when i live abroad? i am a british citizen, my pension is paid direct to an english account and i pay british tax. all i want to do is open a new account to transfer money cheaper to france.
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Default on Credit Cards
Hello, A friend of mine was telling me earlier that as credit cards are unsecured loans there is no legal obligation to pay them back, so long as you are prepared to be credit blacklisted for however many years it is. Being a student with a good credit rating but no hope of buying a house for decades, could anyone…
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Loss adjustors
Please can someone advise how I delete this? Did it in error and I can remove it!
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suing banks re switch over nightmare?
hi iIrecently decided to swtich bank accounts then changed my mind. I called the bank shortly after to stop the switch they said they would and I received a letter saying the swicth had been cancelled. Next thing I know my rent has not been paid, all my direct debits were wiped and I am now in the process of apologising to…
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Any advice gratefully received!
Hello! I've asked a similar question before but have confused myself! I've just managed to get 0% BT for 19 months Barclaycard and have made one transfer from Santander card. I'm also thinking of doing the following but don't know if I can- please advise! Pay Next balance with HSBC card (currently empty as I've just asked…
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Welcome Finance
Hi there everyone. This feels very strange as i've been reading posts on here for what seems like ever!! So let me take small steps and start with what i feel is my biggest money problem as of today!! What do people know about Welcome Finance?? I have a loan with these guys and after struggling and falling behind for a…
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Is this legal?
I had an idea to turn a 0% on purchases card into a 'super balance transfer' card, but im highly concerned that it might constitute fraudulent behaviour! Please let me know what you think, as I wouldnt touch this if it was at all outisde of the law. Steps 1) Set up a website with an online payment facility (this can be…
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Are there any fast stooze options available at the moment?
I'm currently slow-stoozing and finding it a great wheeze.... however I am quite impatient, so I was wondering if there were any fast-stooze options available at the moment? I have already done the M&S travellers' cheques route, but is there anything else? I appreciate that the M&S card could be used as a mule, but with a…
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What debt-to-income ratio can you reach before CC providers start refusing you?
Question's in the title, pretty much. I realise that there is not a fixed ratio which all providers will subscribe to, but assuming an otherwise good credit history can anyone suggest a ball-park figure? (I am of course talking about the availability of 0% purchase/BT deals suitable for stoozing, not sub-prime CC…
