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Advice needed on Balance Transfer
Hello, I've just transferred the balance of my Halifax CC to MBNA and there is just over £2k of space left on the MBNA card, which is 0% for 14 months, and I can make further balance transfers to it in the first 60 days... My Platinum Barclaycard is 0% on purchases until Oct with a £5k limit and is about two thirds full,…
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Balance transfer question?
Does a cash advance at a high interest rate on one card convert to 0% as part of a balance transfer deal to another?
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not getting accepted for new credit card
I have a barclaycard at the moment with £1200 credit limit. at this point i have a CC debt of £200. i want to move that to a new credit card with 0% balance transfer fee I have tried twice in the last 12 months to apply for one but i keep getting declined. any ideas why ? i just want to take advantage of the balance…
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Lloyds CC & fees offer
I just noticed that Lloyds have a 'special offer' for newly opened credit cards re. usual fees: Currently they offer '0% for 14 months' on 'Platinum Credit Card '- which with a 1.5% fee (instead of the usual 3%) looks quite good
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Stoozing: Free Cash from Credit Cards - Is it appropriate to promote in 2011 ?
I am a founder stoozer - I even invented my own system for it. I had £70,000 on credit cards continually stoozed for 6 years from February 1999 - Maybe I should have bought a house with it instead of playing safe with Premium Bonds and the like :p ... but that was then, and now is a totally different climate - one we…
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Transferring card balances from partners cards
Can you tell me if it's possible to transfer a credit card balance in some one else's name to a 0% deal that is in my name? I would like to apply for a 0% balance transfer deal as I have a good credit rating. However the balances I would like to transfer to this card are in my partners name. Is this even possible? Thanks
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woolwich won't port my current reserve facility
Hi All, I'm a first-time poster so my apologies if this question has been asked already. I am porting my current mortgage with Woolwich. I have absolutely no debts and am not asking to borrow any additional funds. I used 7k from my 12k mortgage reserve to pay fees etc and to ready my house for sale. I have been informed by…
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san francisco android phone pattern lock
My son has locked his San Francisco android phone by forgetting his pattern sequence. It is asking him to log into his google account to unlock. He claims he does not have a google account. Does anyone know how to fix this?:eek:
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How many current accounts can you have?
How many current accounts can you have? Can you have current accounts at different banks? For example, could I open up different current accounts at different banks in order to qualify for some of their offers? e.g. Halifax £5/month, First Direct introductory offer. I know many stipulate that x-amount is required to be…
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Pre agreement
Hi All, I'm new posting on this site and would just like some guidence. I've applied for the Nationwide credit card for 17 months 0%, received my pre agreement last week and they have said I have 90 day to return this or my application will be cancelled. I'm wanting to the send the agreement back as after about 60 days as…
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Should I make something out of this?
Hi, Bit of a newb in this area....but think I can make ssome money here? I have just had a halifax clarity credit card ( think you still get a fiver back a month if you spend £300 in the previous month? ) Now I noticed that you could transfer a balance over ( I have about £700 debts on other cards which I will pay off at…
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Should i add stoozing to my current savings?
Ok guys here goes! Planning on making a purchase on an engagement ring to the sum of £1200.00. I was thinking if she's going to be getting the rock... i want a reward for being shackled. ( jokes!). From this month I plan to be saving £50 too. Instead of buying the ring outright, i would plan to purchase it on the…
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my bank didnt close my account four years ago
I closed my account and moved abroad some years ago. Recently I returned to the uk and the TSB bank says I did not close my account and I have incurred 700 in charges(the account had a monthly fee) however, I distinctly remember cancelling the account with phone and mail. I wouldnt have found out they held charges,however,…
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Just When You Think Your Credit Worthy...Wham!!!!!!
Hi Guys, I have been trying to build my credit up for some time now. I use creditexpert.co.uk (which is experian) as way to view my score and find out if I am eligible for credit deals. Last time I checked my score I was pleased to see that I had moved from poor to fair(721). Credit expert informed me that I could be…
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Has the MBNA gravy train stopped?
Well for the first time in 5 years I don't have any money at 0% on one of my 4 MBNA cards. At first it was balance transfers but then they started introducing transfer fees so I just used the 0% purchases. Now I've just paid back my last card and no more offers are coming in (apart from balance transfers with fees) Good…
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Cards without contactless facility
Does anyone know of a provider who will let you get a credit card that does not have the contactless payment facility? My current provider (MBNA) says that all their cards come with this now, so I'd like to switch.
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Looking Forward To Getting Involved
Thanks...this looks really interesting. I am looking forward to having my says!
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Life After Egg Money
As we all know the Egg Money card is the fast stoozers best friend due to its credit card/current account hybrid characteristic allowing positive balances to be transferred at no fee. I know its not till Novemeber or December but whats going to happen after BarclayCard take over Egg Money? Surely its the death of the…
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0% credit card best to stooze to ISA or 1% cashback card?
I have approx £2,800 each month of money I normally put on a credit card and pay it off in full when it is due. Would I be better putting this £2,800 onto a 0% on new balances for 13 months and putting the £2,800 cash into a 2.85% ISA each month OR would I be better just getting a 1% cash back on all purchases credit card…
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Applying for the M&S card (too early?)
Hi, Current position I have been stoozing on the Tesco card over the past 11 months and now have spent £2600 on the card. The 0% ends on the 17th April and I'm all set to pay off the card in full a week or so before. I also have a halifax credit card that get's paid off in full every month (currently about £270 on there).…
