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Cards without contactless facility
Does anyone know of a provider who will let you get a credit card that does not have the contactless payment facility? My current provider (MBNA) says that all their cards come with this now, so I'd like to switch.
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Looking Forward To Getting Involved
Thanks...this looks really interesting. I am looking forward to having my says!
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Life After Egg Money
As we all know the Egg Money card is the fast stoozers best friend due to its credit card/current account hybrid characteristic allowing positive balances to be transferred at no fee. I know its not till Novemeber or December but whats going to happen after BarclayCard take over Egg Money? Surely its the death of the…
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0% credit card best to stooze to ISA or 1% cashback card?
I have approx £2,800 each month of money I normally put on a credit card and pay it off in full when it is due. Would I be better putting this £2,800 onto a 0% on new balances for 13 months and putting the £2,800 cash into a 2.85% ISA each month OR would I be better just getting a 1% cash back on all purchases credit card…
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Applying for the M&S card (too early?)
Hi, Current position I have been stoozing on the Tesco card over the past 11 months and now have spent £2600 on the card. The 0% ends on the 17th April and I'm all set to pay off the card in full a week or so before. I also have a halifax credit card that get's paid off in full every month (currently about £270 on there).…
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Completely n00b question
Pardon my ignorance, but is it possible to use prepaid credit cards as a mule?
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Cheaper cash abroad
I want to convert about £5000 into euros to pay for wedding photographers etc in October this year. Which is the most cost effective way of doing it without having to walk onto flights from the UK with vast wads of cash in you r bag?
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Is this deformation of character ?
Hi Newbie post so excuse if this is not in the correct place. We recently moved house and the bank failed to change the address on one of our accounts (despite having a letter instructing them to do so) - the following mess this caused was horrendous. Threatening us and stressing us beyond the limit. At the time we finally…
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Credit Cards and Direct Debits - Help
Hi,I'm not sure if you can do this or not but is it possible to set up normal direct debits - electric, mobile, water, council tax etc to be paid by your credit card? The reason why i'm asking is i have a tesco clubcard credit card and would like to up my clubcard points to help pay for the nicer things - trips to the zoo,…
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Where can you get a card at 18 with no credit history?
I've applied for various cards claiming to be perfect for people with no credit score, but then they turn me down, and the only reason I can think of is that I have no credit score, which obviously isn't it as the cards are for people with no credit score. I'm so confused. Where offers credit cards when you have no credit…
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Super balance transfer using egg money
Hello All I had a card offer from Santander drop through the letterbox yesterday offering a 0% balance transfer with zero fees. Tempting. I used to use Martin's tip which involved using the egg money card to make the balance tranfer to, and then withdraw the money to a bank account. However, I had an email from egg in July…
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Warning BarclayCard
I closed a Barclaycard account in February. Their letter to me included “you will be welcome back if you ever chance your mind”. Approx two weeks ago I applied for a new card. The application was accepted after 3 days and a card arrived within 5 days. I made two payments on line with this to a major holiday company and a…
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what card next? help needed urgent
I have £1400 left to pay on nationwide card which ends next month. I can easily pay this money easily off now in the next 3-4 months, but will still have to get a new card to do so. I have previoulsy had, a virgin card, barclays and now nationwide. CAn I get a play card, that is 0% transfer if paid within 6months, even…
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Stoozing Refresher Help Needed!
Hi everyone I did a little bit of stoozing a couple of years ago and I'm thinking of trying it again. I have an offset mortgage at 3.75% and I'd like to put the stoozing cash into it to get the interest payments down, rather than putting it into a separate savings account. Is there a way I can use the calculator to check…
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Creation Finance Credit Company
I purchased a bed from dreams 12 months ago. The due settlement date was 20th February. However, I was 5 days late. Soon as I realised I rang and immediately paid what I owed. I already paid 922 and owed £100. When I spoke to the rep he told me that because I was 5 days late, I owed £431 interest and if I didnt pay this by…
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Credit cards abroad
Hi there I have a credit card, which i applied for when i was living abroad in new zealand back in 2005. 6 years on i am struggling to pay the min payments due to the currently climate. i have attempted emailing and i am asked to call...however due to the time differences this is quite hard. Its now been 2 weeks they have…
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Credit Card Newbie
Hi, About 6 months ago I applied for a Capital One credit card (I had a below average credit rating from my mispent youth - no bankruptcy or CCJ's, but a few missed DD's here and there). They gave me a £200 limit which they upped to £400 after 3 months, and I've been spending on it and paying it off at a rate well above…
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Santander Introduce the Stoozable Overdraft
They're abolishing debit interest and moving to daily fees like Halifax before them: http://www.santander.co.uk/csgs/Satellite?appID=abbey.internet.Abbeycom&c=Page&canal=CABBEYCOM&cid=1237880423035&empr=Abbeycom&leng=en_GB&pagename=Abbeycom%2FPage%2FWC_ACOM_TemplateG The interesting thing is that they have capped the…
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Santander Zero 0% until 28th Feb offer - question
I am current using a 0% until 28th Feb offer on my Santander Zero card. Now I am used to MBNA's 0% offers which say until 'month' statement date. However the Santander Zero says 0% on purchase until 28th Feb on purchases. It seems to suggest on purchases made until 28th Feb and that the deal ends on 28th Feb even when my…
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egg card
Hi i'm new to this so please forgive me if i mess up..I paid off my Egg card over a year ago but they say i still owe money for so called late charges. they tell me they are going to put a ccj on me, but i dont owe them any money. Is there any thing i can do.
