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Pre agreement
Hi All, I'm new posting on this site and would just like some guidence. I've applied for the Nationwide credit card for 17 months 0%, received my pre agreement last week and they have said I have 90 day to return this or my application will be cancelled. I'm wanting to the send the agreement back as after about 60 days as…
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Should I make something out of this?
Hi, Bit of a newb in this area....but think I can make ssome money here? I have just had a halifax clarity credit card ( think you still get a fiver back a month if you spend £300 in the previous month? ) Now I noticed that you could transfer a balance over ( I have about £700 debts on other cards which I will pay off at…
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Should i add stoozing to my current savings?
Ok guys here goes! Planning on making a purchase on an engagement ring to the sum of £1200.00. I was thinking if she's going to be getting the rock... i want a reward for being shackled. ( jokes!). From this month I plan to be saving £50 too. Instead of buying the ring outright, i would plan to purchase it on the…
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my bank didnt close my account four years ago
I closed my account and moved abroad some years ago. Recently I returned to the uk and the TSB bank says I did not close my account and I have incurred 700 in charges(the account had a monthly fee) however, I distinctly remember cancelling the account with phone and mail. I wouldnt have found out they held charges,however,…
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Just When You Think Your Credit Worthy...Wham!!!!!!
Hi Guys, I have been trying to build my credit up for some time now. I use creditexpert.co.uk (which is experian) as way to view my score and find out if I am eligible for credit deals. Last time I checked my score I was pleased to see that I had moved from poor to fair(721). Credit expert informed me that I could be…
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Has the MBNA gravy train stopped?
Well for the first time in 5 years I don't have any money at 0% on one of my 4 MBNA cards. At first it was balance transfers but then they started introducing transfer fees so I just used the 0% purchases. Now I've just paid back my last card and no more offers are coming in (apart from balance transfers with fees) Good…
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Cards without contactless facility
Does anyone know of a provider who will let you get a credit card that does not have the contactless payment facility? My current provider (MBNA) says that all their cards come with this now, so I'd like to switch.
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Looking Forward To Getting Involved
Thanks...this looks really interesting. I am looking forward to having my says!
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Life After Egg Money
As we all know the Egg Money card is the fast stoozers best friend due to its credit card/current account hybrid characteristic allowing positive balances to be transferred at no fee. I know its not till Novemeber or December but whats going to happen after BarclayCard take over Egg Money? Surely its the death of the…
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0% credit card best to stooze to ISA or 1% cashback card?
I have approx £2,800 each month of money I normally put on a credit card and pay it off in full when it is due. Would I be better putting this £2,800 onto a 0% on new balances for 13 months and putting the £2,800 cash into a 2.85% ISA each month OR would I be better just getting a 1% cash back on all purchases credit card…
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Applying for the M&S card (too early?)
Hi, Current position I have been stoozing on the Tesco card over the past 11 months and now have spent £2600 on the card. The 0% ends on the 17th April and I'm all set to pay off the card in full a week or so before. I also have a halifax credit card that get's paid off in full every month (currently about £270 on there).…
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Completely n00b question
Pardon my ignorance, but is it possible to use prepaid credit cards as a mule?
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Cheaper cash abroad
I want to convert about £5000 into euros to pay for wedding photographers etc in October this year. Which is the most cost effective way of doing it without having to walk onto flights from the UK with vast wads of cash in you r bag?
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Is this deformation of character ?
Hi Newbie post so excuse if this is not in the correct place. We recently moved house and the bank failed to change the address on one of our accounts (despite having a letter instructing them to do so) - the following mess this caused was horrendous. Threatening us and stressing us beyond the limit. At the time we finally…
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Credit Cards and Direct Debits - Help
Hi,I'm not sure if you can do this or not but is it possible to set up normal direct debits - electric, mobile, water, council tax etc to be paid by your credit card? The reason why i'm asking is i have a tesco clubcard credit card and would like to up my clubcard points to help pay for the nicer things - trips to the zoo,…
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Where can you get a card at 18 with no credit history?
I've applied for various cards claiming to be perfect for people with no credit score, but then they turn me down, and the only reason I can think of is that I have no credit score, which obviously isn't it as the cards are for people with no credit score. I'm so confused. Where offers credit cards when you have no credit…
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Super balance transfer using egg money
Hello All I had a card offer from Santander drop through the letterbox yesterday offering a 0% balance transfer with zero fees. Tempting. I used to use Martin's tip which involved using the egg money card to make the balance tranfer to, and then withdraw the money to a bank account. However, I had an email from egg in July…
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Warning BarclayCard
I closed a Barclaycard account in February. Their letter to me included “you will be welcome back if you ever chance your mind”. Approx two weeks ago I applied for a new card. The application was accepted after 3 days and a card arrived within 5 days. I made two payments on line with this to a major holiday company and a…
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what card next? help needed urgent
I have £1400 left to pay on nationwide card which ends next month. I can easily pay this money easily off now in the next 3-4 months, but will still have to get a new card to do so. I have previoulsy had, a virgin card, barclays and now nationwide. CAn I get a play card, that is 0% transfer if paid within 6months, even…
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Stoozing Refresher Help Needed!
Hi everyone I did a little bit of stoozing a couple of years ago and I'm thinking of trying it again. I have an offset mortgage at 3.75% and I'd like to put the stoozing cash into it to get the interest payments down, rather than putting it into a separate savings account. Is there a way I can use the calculator to check…
