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my bank didnt close my account four years ago

dogmother
Posts: 1 Newbie
I closed my account and moved abroad some years ago. Recently I returned to the uk and the TSB bank says I did not close my account and I have incurred 700 in charges(the account had a monthly fee) however, I distinctly remember cancelling the account with phone and mail.
I wouldnt have found out they held charges,however, I had read martins blog on recovering charges. Over the years I know I had had lots of late fee charges of 25pounds etc so thought about recovering them when I discovered this terrible news. My question to anyone would be. Where do I stand at proving I closed the account. Will I have to pay the 700 charges and should I still try to claw back my charges incurred while I held the account. :mad:
I wouldnt have found out they held charges,however, I had read martins blog on recovering charges. Over the years I know I had had lots of late fee charges of 25pounds etc so thought about recovering them when I discovered this terrible news. My question to anyone would be. Where do I stand at proving I closed the account. Will I have to pay the 700 charges and should I still try to claw back my charges incurred while I held the account. :mad:
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Comments
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Do you have a copy of the letter that you wrote to close the account? and a statement that showed you owed nothing at that date?
Did you provide a forwarding address abroad?
How many years ago was this that you wrote the letter and moved?A smile enriches those who receive without making poorer those who giveor "It costs nowt to be nice"0
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