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Egg Mule - get in quick
Last Thursday I Balance Transferred an amount to Egg, putting my account in credit on Monday. On Wednesday I Balance transferred the positive balance to my current account. Funds aren't showing in my bank yet, but the transfer is showing on my Egg transactions. I reckon that you could just about squeeze one in before the…
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56 days repayment and saving account
it may sound silly for most of you but i'm new to credit cards and stoozing. so i read a bit and just a quick question is it worth doing my shopping with my credit card clearing it within that 56 free days.. and keeping monay on let say Lloyds Vantage current account and get up to 3.00% AER variable (2.96% Gross) on…
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0% for 15 months and 51 days
Hi Martin, I am new to the idea of stoozing. I am thing of using Tesco card they are giving 15 months 0% interest free on new purchases as you have mentioned on your site, but in the small print it say: Interest Free Period* Maximum 51 days for purchases if you pay your balance in full and on time, and have paid the…
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Tramore
[EMAIL="aileenbrett2@aol.com"]aileenbrett2@aol.com[/EMAIL]I SEEM TO BE IN A VICIOUS CIRCLE,I HAVE MY USER NAME BUT UNABLE TO FIND MY PASSWORD DESPITE LOTS OF TRIES WHEN I AM TOLD ITS GONE TO MY E/M BUT SOMEHOW I CANT GET ANY FURTHER,I AM AN OLDIE WHO FINDS IT HARD TO UNDERSTAND BUT SAW SOMEONE OF 105 THIS MORN ON TV USING…
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Yes loans fees
I recently applied for a loan through YES loans. They took £69 from me as an admin charge but on the basis that I was successful in taking a loan. They stated that if you DID NOT take a loan they would refund the money. They conveniently operate a 30 day return policy on your £69 and you have to write in or fax stating…
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credit card advice needed.
I had three credit cards. A and B with the same bank, (both had very large and i'm talking thousands credit limits on them.) I used A to the limit and then balanced transfered it 0% interest to credit card C which was with another bank as this was unused and had a very large credit limit which could transfer all of A…
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Halifax 22 Month Balance Transfer
Hi I applied and received a Halifax 22 month balance transfer card, but am now not sure what to do with it! It has a limit of £3000.00, transfers are charged at 3%. I do have a mortgage with NR which allows overpayments, is it worth transferring my monthly spend on a tesco card to the halifax card, and using the cash I…
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dual fuel, single occupancy questions
I'm about to move into a new build 1 bed flat that's well insulated and has gas and electric. It'll only be myself in there and I don't anticipate high usage, especially on gas, as strangely enough it has an electric shower and I have a dishwasher, so the only time I anticipate using gas is when washing hands/cooking(which…
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Mobile phone insurance warning
Apologies if this has been posted before. My wife and I followed the advice from Martin Lewis to have our mobile phone insurance put on our household insurance. About a year after taking out the insurance, my wife dropped her 3 month old iphone down the loo. It was a write off. Never mind I thought, it's insured. On…
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Best bank account for working abroad
Hi My daughter is going abroad to europe to work for the winter. her wages need to be paid into a UK bank account. What is the best account to use to reduce charges for withdrawing cash abroad. Can anyone advise?
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Help get me into debt...
Hi, 0% interest debt by the way! :D Now that I’ve caught your attention with the title, I’m after a bit of advice… Back in 2007, I stated my aim to become mortgage free before 12/12/12. My mortgage diary is here: https://forums.moneysavingexpert.com/discussion/572849 Well, we’re doing ok, but I’m short of my December 2012…
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Stoozing bad for credit rating?
Hi Guys, I have been loyal to Tesco credit card for years and have finally decided to start stoozing. My only question is that I have just put my house up for sale and will be looking to borrow more money when it sells (hopefully). If I have a CC debt from stoozing will this affect my borrowing? Thanks Paul
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Will there be effect on the Credit score for paying minimum amount on 0% Card.
Hello Experts, I have the Capital one Cash back credit and have around 2500 balance on the same. All this balance is made up of purchases and none from balance transfers and cash withdrawels. The card says that it has 0% interest on the purchases till Apr 2012. I paid full balance till last month by DD but now planning to…
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Student Snoozing
Im a second year student at University, been looking at Snoozing for sometime now, I wondered if it would benefit me more than your regular 9 - 5 worker with the 0% overdrafts I get, but also wondered as to the effects it will have on my credit rating. Thanks for any help.
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Increasing credit card limits without asking
I am hoping you can help answer a few question and worries for me regarding a credit card debt I have. I was given a Vanquis credit card [which I applied for as I needed it to go on holiday] and the credit limit was £300 which was great as I had got myself in trouble in the past so this limit was perfect. However over…
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Barclays takeover of EGG
Hello folks, With the intention of paying my debt in full in the next couple of weeks I have asked EGG if they would consider accepting a reduction in my outstanding balance of £4000. I was informed that EGG, unlike some other credit card companies does not offer this option and I must pay whatever balance exists at the…
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I closed my mbna card but still have a balance Can I reopen it?
Hi all I emailed mbna 8 months ago to close my credit card until I reduced the balance a little, now I have, does anyone know know if I would be ae to reopen this? There is still a balance and I pay every Month so just wondered if it is just straight forward to email them and ask to reopen it!!! Any advice would be great…
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Pre-paid credit cards.
I was thinking of getting one of these as they seem a good way of getting money when necessary to a family member, they keep the card, I top up as necessary. I have read the guide on here and now understand how they work, that is they all have charges of some sort. So then I thought, why not just have a credit card but…
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MBNA rewards vs. Tesco clubcard points
hi everybody, just wondered if anyone can advise me as to which are better overall (as in worth the most in monetary value!) - MBNA rewards points, or Tesco clubcard points. I have a MBNA (standard) credit card, and a Tesco one. I'm not eligible for any of the decent cashback cards so am trying to make the best of it, but…
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cash abroad
Now that the Post office platinum card doesn't allow you to draw cash abroad without charge is there a card which does?
