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Nationwide Select - 18 months 0%
Hi, You may have seen an earlier stoozing thread indicating that I'm hoping to slow stooze on credit cards and transfer money to my mortgage account: https://forums.moneysavingexpert.com/discussion/3435903 On 18th January Nationwide launched their Select credit card which gives 18 months @ 0% on purchases:…
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New to stoozing
I have read up a bit on stoozing and was wondering if you could give me some advice. I would like to get into this and would go down the route of purchasing things on a card and let my savings build up in a higher interest savings account rather than transferring the money into a savings account. The only thing is, I…
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Before I commit to a stooze....
Hi All, I was looking for a bit of advice before I make a stooze. I've just had an accepted application for the Virgin credit card which allows money transfers into current accounts - £5k credit limit for 20 months for 0%. This will cost 4% fee (£180) So I'll be borrowing £5,180 until Nov 2013. I was planning to make a…
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Early repayment mortgage help
I am trying to find a mortgage that we can repay over a total of 2.5 to 3 years without getting penalised massively in early repayment charges. I have spoken to a few financial advisers, mortgage brokers and they seem to be blinkered into selling me a longer term loan We need the following 1) A primary mortgage that allows…
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Sanity check please, Stoozing noobie!
Hi there, I have 2 MNBA credit cards, branded AA and also Amazon. 1 says in the cash money transfer section: 0.0% until 1 February 2013 on all Money Transfers completed before 31 March 2012 A transfer handling fee will apply of 4.0% of the transaction (minimum of £3.00) I have a credit limited (not used of £3000) I have a…
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I've made a schoolboy error - Tesco 0%
Hi all, I've made a schoolboy error a few days back on my Tesco 0% spending card. I have been trying to make purchases to keep as close to the limit as possible, but my maths failed me and I've gone a couple of pounds over the limit. Does this mean that I've now forfitted the 0% for the rest of the term? I've paid the…
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First time Stoozer coming to end of 0% deal. Please confirm my assumptions.
Hi all. After years of running cashback cards and paying off in full each month I decided to have a crack at stoozing and took out the Captial One cashback card with 6 months @ 0% on purchases. I have a current balance of approx £9000 with a direct debit set up to to pay the minimum payment automatically each month. My…
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Stooze: Mortgage or ISA
Hi, I have decided to start stoozing and have opened up an M&S card at 15 months 0% and set up a minimum DD. I now cant work out what is the best thing to do with the cash. Either: a) Open up a cash ISA and deposit money at c:3% interest b) Over pay my flexible mortgage. Current balance 95k, paying 1.49% interest. With…
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Amex Platinum
Can anybody advise me on the following; I took out an Amex Platinum credit card following the link from moneysavingexpert.com with the expectation of 5% for the first three months and then after 1.25%. A year later I discover a £300 membership fee from Amex with reference to the same card. I contacted Amex regards this and…
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Amex Platinum
Can anybody advise me on the following; I took out an Amex Platinum credit card following the link from moneysavingexpert.com with the expectation of 5% for the first three months and then after 1.25%. A year later I discover a £300 membership fee from Amex with reference to the same card. I contacted Amex regards this and…
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Freezing interest on credit card
What can I do to ask my current credit company to freeze interest on my credit card.
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Freezing interest on credit card
How do I go about asking my existing credit card holder to freeze interest on my credit card.
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Tesco Credit Card not giving me £1000!!! How to do Stoozing like this?!!
I got the Tesco Clubcard Credit Card and got the £1000 limit. I spent nearly £900 on the first month. I paid the minimum repayment of £25 for last month. But I haven't been able to to use the card as they say I need to pay the whole £900 to get the full £1000 limit for this month. Now, how am I going to do the credit card…
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credit card dd
Looking for help on how to stop a direct debit set up on a credit card ?
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Which credit card to get??
I'm looking to take out my 1st credit card to purchase flights online, but I'm not sure which one will provide the best coverage.
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overpay a BT to virgin cc - surplus to current account?
hi Just double checking what I think Ive understood from reading other threads.... Ive just been accepted for RBS 22 months @ 0% 7K limit. Need to do a £2.5 balance transfer to pay off a virgin coming to end of 0%. If I transfer £6k from the new rbs to virgin, what will happen to the surplus £3.5k? I may need thee cash…
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CAPITAL ONE Balance Transfer Warning
I wanted to warn you of misinformation I was given by Capital One. Their call centre assured me that a balance transfer was protected and free for a year, but this is not the case if you make any purchases. I have been a customer for a while, paying off my full balance each month. They contacted me with an offer for…
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Beginning my stoozing adventure (or is it folly)
Hello folks, Sorry if this gets a bit long winded and is probably no big deal but I seek some clarification and hopefully benefit from the experience and knowledge of others in here. I'm completely debt free, never had any credit or debt problems whatsoever and looking to stooze my monthly rent and as much penalty free…
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pay fee for balance transfer - why bother?
Possibly a question with an obvious answer but i'll ask anyway... Is it possible to pay off the debt of one credit card with another, but not as a 'balance transfer', just as a payment? Is there a fee for this? If not what's the point in paying for a balance transfer? I'm currently holding some barclays debt in a savings…
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M&S CC and vouchers
Just thought I'd share about my slow-stooze M&S credit card. I fairly quickly reached the £4k credit limit, and have since been making the minimum payments each month. However, to my delight I have discovered that I regularly get sent M&S vouchers simply because I have a debt on the card. I seem to get sent £9 in general…
