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Best card
Hi All I'm looking for some advice regarding shifting debt to a credit card. I've currently got with Nat West: 1) a credit card with approx £700 balance 2) an account with approx £1500 overdraft Is there a credit card I could transfer the existing card balance and get a cash advance for, and then pay just 0% for a…
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GMAC - Car Finance.
Hi, Im sorry if this is a question that has been answered in different threads, or if the answer can be found in the stoozing articles, but i require a direct answer. I have around £5k debt with GMAC, the car finance company. I stupidly took out the policy over 60 months in 2010 and i wish to pay it off before me and my…
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Balance Transfer Card
Hey guys, just been accepted for a virgin balance transfer card and the limit is much more that I require. I see that other have transferred the funds to thier bank and earned some free money by way of interest. Would, but with a fee of 3% is this really worth it? Where can one stash the cash with instant access for and…
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Nationwide Select - 18 months 0%
Hi, You may have seen an earlier stoozing thread indicating that I'm hoping to slow stooze on credit cards and transfer money to my mortgage account: https://forums.moneysavingexpert.com/discussion/3435903 On 18th January Nationwide launched their Select credit card which gives 18 months @ 0% on purchases:…
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New to stoozing
I have read up a bit on stoozing and was wondering if you could give me some advice. I would like to get into this and would go down the route of purchasing things on a card and let my savings build up in a higher interest savings account rather than transferring the money into a savings account. The only thing is, I…
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Before I commit to a stooze....
Hi All, I was looking for a bit of advice before I make a stooze. I've just had an accepted application for the Virgin credit card which allows money transfers into current accounts - £5k credit limit for 20 months for 0%. This will cost 4% fee (£180) So I'll be borrowing £5,180 until Nov 2013. I was planning to make a…
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Early repayment mortgage help
I am trying to find a mortgage that we can repay over a total of 2.5 to 3 years without getting penalised massively in early repayment charges. I have spoken to a few financial advisers, mortgage brokers and they seem to be blinkered into selling me a longer term loan We need the following 1) A primary mortgage that allows…
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Sanity check please, Stoozing noobie!
Hi there, I have 2 MNBA credit cards, branded AA and also Amazon. 1 says in the cash money transfer section: 0.0% until 1 February 2013 on all Money Transfers completed before 31 March 2012 A transfer handling fee will apply of 4.0% of the transaction (minimum of £3.00) I have a credit limited (not used of £3000) I have a…
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I've made a schoolboy error - Tesco 0%
Hi all, I've made a schoolboy error a few days back on my Tesco 0% spending card. I have been trying to make purchases to keep as close to the limit as possible, but my maths failed me and I've gone a couple of pounds over the limit. Does this mean that I've now forfitted the 0% for the rest of the term? I've paid the…
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First time Stoozer coming to end of 0% deal. Please confirm my assumptions.
Hi all. After years of running cashback cards and paying off in full each month I decided to have a crack at stoozing and took out the Captial One cashback card with 6 months @ 0% on purchases. I have a current balance of approx £9000 with a direct debit set up to to pay the minimum payment automatically each month. My…
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Stooze: Mortgage or ISA
Hi, I have decided to start stoozing and have opened up an M&S card at 15 months 0% and set up a minimum DD. I now cant work out what is the best thing to do with the cash. Either: a) Open up a cash ISA and deposit money at c:3% interest b) Over pay my flexible mortgage. Current balance 95k, paying 1.49% interest. With…
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Amex Platinum
Can anybody advise me on the following; I took out an Amex Platinum credit card following the link from moneysavingexpert.com with the expectation of 5% for the first three months and then after 1.25%. A year later I discover a £300 membership fee from Amex with reference to the same card. I contacted Amex regards this and…
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Amex Platinum
Can anybody advise me on the following; I took out an Amex Platinum credit card following the link from moneysavingexpert.com with the expectation of 5% for the first three months and then after 1.25%. A year later I discover a £300 membership fee from Amex with reference to the same card. I contacted Amex regards this and…
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Freezing interest on credit card
What can I do to ask my current credit company to freeze interest on my credit card.
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Freezing interest on credit card
How do I go about asking my existing credit card holder to freeze interest on my credit card.
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Tesco Credit Card not giving me £1000!!! How to do Stoozing like this?!!
I got the Tesco Clubcard Credit Card and got the £1000 limit. I spent nearly £900 on the first month. I paid the minimum repayment of £25 for last month. But I haven't been able to to use the card as they say I need to pay the whole £900 to get the full £1000 limit for this month. Now, how am I going to do the credit card…
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credit card dd
Looking for help on how to stop a direct debit set up on a credit card ?
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Which credit card to get??
I'm looking to take out my 1st credit card to purchase flights online, but I'm not sure which one will provide the best coverage.
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overpay a BT to virgin cc - surplus to current account?
hi Just double checking what I think Ive understood from reading other threads.... Ive just been accepted for RBS 22 months @ 0% 7K limit. Need to do a £2.5 balance transfer to pay off a virgin coming to end of 0%. If I transfer £6k from the new rbs to virgin, what will happen to the surplus £3.5k? I may need thee cash…
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CAPITAL ONE Balance Transfer Warning
I wanted to warn you of misinformation I was given by Capital One. Their call centre assured me that a balance transfer was protected and free for a year, but this is not the case if you make any purchases. I have been a customer for a while, paying off my full balance each month. They contacted me with an offer for…
