-
First time Stoozer coming to end of 0% deal. Please confirm my assumptions.
Hi all. After years of running cashback cards and paying off in full each month I decided to have a crack at stoozing and took out the Captial One cashback card with 6 months @ 0% on purchases. I have a current balance of approx £9000 with a direct debit set up to to pay the minimum payment automatically each month. My…
-
Stooze: Mortgage or ISA
Hi, I have decided to start stoozing and have opened up an M&S card at 15 months 0% and set up a minimum DD. I now cant work out what is the best thing to do with the cash. Either: a) Open up a cash ISA and deposit money at c:3% interest b) Over pay my flexible mortgage. Current balance 95k, paying 1.49% interest. With…
-
Amex Platinum
Can anybody advise me on the following; I took out an Amex Platinum credit card following the link from moneysavingexpert.com with the expectation of 5% for the first three months and then after 1.25%. A year later I discover a £300 membership fee from Amex with reference to the same card. I contacted Amex regards this and…
-
Amex Platinum
Can anybody advise me on the following; I took out an Amex Platinum credit card following the link from moneysavingexpert.com with the expectation of 5% for the first three months and then after 1.25%. A year later I discover a £300 membership fee from Amex with reference to the same card. I contacted Amex regards this and…
-
Freezing interest on credit card
What can I do to ask my current credit company to freeze interest on my credit card.
-
Freezing interest on credit card
How do I go about asking my existing credit card holder to freeze interest on my credit card.
-
Tesco Credit Card not giving me £1000!!! How to do Stoozing like this?!!
I got the Tesco Clubcard Credit Card and got the £1000 limit. I spent nearly £900 on the first month. I paid the minimum repayment of £25 for last month. But I haven't been able to to use the card as they say I need to pay the whole £900 to get the full £1000 limit for this month. Now, how am I going to do the credit card…
-
credit card dd
Looking for help on how to stop a direct debit set up on a credit card ?
-
Which credit card to get??
I'm looking to take out my 1st credit card to purchase flights online, but I'm not sure which one will provide the best coverage.
-
overpay a BT to virgin cc - surplus to current account?
hi Just double checking what I think Ive understood from reading other threads.... Ive just been accepted for RBS 22 months @ 0% 7K limit. Need to do a £2.5 balance transfer to pay off a virgin coming to end of 0%. If I transfer £6k from the new rbs to virgin, what will happen to the surplus £3.5k? I may need thee cash…
-
CAPITAL ONE Balance Transfer Warning
I wanted to warn you of misinformation I was given by Capital One. Their call centre assured me that a balance transfer was protected and free for a year, but this is not the case if you make any purchases. I have been a customer for a while, paying off my full balance each month. They contacted me with an offer for…
-
Beginning my stoozing adventure (or is it folly)
Hello folks, Sorry if this gets a bit long winded and is probably no big deal but I seek some clarification and hopefully benefit from the experience and knowledge of others in here. I'm completely debt free, never had any credit or debt problems whatsoever and looking to stooze my monthly rent and as much penalty free…
-
pay fee for balance transfer - why bother?
Possibly a question with an obvious answer but i'll ask anyway... Is it possible to pay off the debt of one credit card with another, but not as a 'balance transfer', just as a payment? Is there a fee for this? If not what's the point in paying for a balance transfer? I'm currently holding some barclays debt in a savings…
-
M&S CC and vouchers
Just thought I'd share about my slow-stooze M&S credit card. I fairly quickly reached the £4k credit limit, and have since been making the minimum payments each month. However, to my delight I have discovered that I regularly get sent M&S vouchers simply because I have a debt on the card. I seem to get sent £9 in general…
-
RBS Platinum card 1% for 13 months
Wow. For anyone needing a BT in a hurry, consider this one. Applied Sunday night, accepted instantly with a better first credit limit than all other cards except my barclaycard. Balance was transferred from my other account, showing as paid off, yesterday (Thursday) - ie 4 working days after web application. That is FAST.…
-
HELP! hsbc credit card late fee charge.
Hi, I had my recent credit card statement and HSBC had charged my a late fee for January 2012. I was only £12 but I feel I have been falsely charged. My statements ask for the minimum payment to be paid by the 30th of the month. On the 2nd January 2012 I paid £770 onto my credit card which was received by HSBC on the 3rd…
-
can i pay off a new loan with a 0%credit card
Having just taken out a loan with zopa of £5000 over 5 years i was wondering what would be the best way to pay off so i dont pay the intrest.for example apply for a 0% credit card to pay off loan,can this be done?
-
Stoozing to clear Overdraft
It is possible for me to use an interest free credit card to clear my Halifax overdraft? They are charging me a fortune!!!
-
tastecard
remember this card is free for one month. After that you can get it for £30. just wait, they will email you with cheaper price.:T
-
Consolidation - Credit Card transfer fail
Hello People, would like some advice please. Have just under 16k over 3 credit cards and nearly 6k on a car loan. These debts have gradually increased over the last 3 years due to work and family issues, nothing glamorous at all, don't even own a flat screen tv! Just the ups and downs of life which we all have now and…
