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Capital one credit increase
Hi i have a credit card with capital one where they gave me a 500 limit.i have had it for 3 months and used it and payed off monthly.i have asked them about a credit increase and they replied saying that they review accounts and will let people know if they are eligible for increases.anyone else had any experiences with…
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New mule method - sucessfully done
in a nut shell: transfer money at balance transfer rates to another credit card that has no balance, putting it in credit. Get the credit refunded to your bank account. Successful done from Barclaycard to bank account via MBNA card. long version: I been trying to figure out how to use my credit cards to get the cheapest 0%…
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Paying council tax with credit card.
Hello all, I'm "slow stoozing" with my natwest your points credit card, which ofcourse involves trying to put most spending on it (apart from companies who gives dicounts for DD, mortgage payment, etc, etc). The council tax is one such monthly payment whch doesn't give any benefits/discounts paying it via DD. First off is…
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stoozing well but the credit limit will soon be reached
hello all I’m using a Tesco credit card to stooze, with a first direct regular saver and a issue 1 flexclusive Isa (best interest rates possible: D) I started this in April/may with a 2000 limit; the credit I have left right now is 680. It’s going to run out. Do i: A) Apply for another 0% card, i think might be rejected…
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Cashback and free purchases abroad
I have the Sainsburys gold CC for free purchases and cash withdraws while on holiday. I intend to get married abroad and will be paying for alot of stuff on card so I thought hey get myself a cashback card and earn some money back, wedding discount if you like. My questions is, what would be the best card for cashback…
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Barclaycard - Half BT fees. To wait or snap up?
Hi all, I'm pretty new to credit cards and BT, so basic advice welcome. I've got around £4k on a Capital One card which is at 0% until October 2012. I also have a savings account with the same amount in - so affordability isn't an issue here. My credit record is also good and I meet all the criteria for what I want to do.…
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Turn poor credit rating to good
I went through a messy divorce and was left with a lot of debt and I had to go to a debt management company.i have four yrs left with this plan although I'm going to pay debt in full in six months. Will this improve credit rating? How long until I can get a mortgage ? What is a good credit score? All help appreciated
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New thing, Super Stooze, but is it worth it??
Got the opportunity to do a "Super Stooze" Just wandering if its worth the hassle? Got interest only mortgage of £26k, should have been paid last april but BS have extended term for another year. Its at 2.5% variable. Did have a complicated plan to repay but due to a recent windfall, now have cash available. Should I pay…
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Cancel/ replace a new-ish credit card
Hi all, I'd really appreciate some advice regarding a card I applied for in May. We got ourselves a Barclaycard for the 0% for 22 months balance transfer offer. We had a small balance on our current card, but unfortunately we had to pay quite an expensive bill for a physiotherapy programme. We figured that instead of…
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Cash back v John Lewis points
Im new to all this. I shop in waitrose, though that may have to change! I only have a friendship card and use it for everything and pay off in full, then use the points for food. I can't work out if the points are better value than cash back. Chrispy10
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Pay of M&S before applpying for new 0%?
How do I ensure I'll get he max credit level on a new card: My 0% period on my M&S card is coming to an end soon (with 4k of spend/credit on it) The question is - should I pay off the £4 owed to M&S before I go and apply for the new card? I am looking for the maximum credit level for the new Amex card obviusly. Many thanks…
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H p
Can any1 help I have a car on hp and I need to get shoot of it Iv have it for 5 years and still O for another 4 years . Shall I just stop paying for it .dont no wot to do about it :(
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BT Fees
I did a BT with Virgin and was charged a 1.99% fee. I have just received my first statement which is for the minimum 1% repayment. Never done a BT involving fees before. I was under the impression my first repayment would be 1% + the BT fee? Please could somebody confirm? Thanks
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NatWest Your Points;What is the value to redeem
Does anyone know the value in pounds sterling of NatWest Your points. I have accumulated a significant amount and was considering redeeming them for Easy Jet flights but they seem to have very little value if your compare the cost of flights on the Easy Jet website and the number of Your points you require it seems next to…
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Is Egg Money mule dead?
Just received new Barclaycard to replace old-style Egg Money Card. New card active 7 Nov + new website. 1% cashback still intact, but does anyone know if free BT of positive balances is still going to work, AKA the BT mule?
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Sanisbury's Gold CC - Free Cash Advances
I see that there are no fees for cash advances on Sainsbury's Gold cash advances. I have a Nationwide Select C/C with 0% on purchases and BTs for 17 and 18 months respectively. Thinking of applying for a Sainsburys Gold card, withdrawing the max in cash, and immediately doing a BT to my Nationwide card to avoid paying…
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Moving in with partner who lives in council house
Hi! My girlfriend lives in a council house, and I am planning to move in with her but I have no idea about the the criteria and how it will effect her current situation. Girlfriends circumstance! council flat Job seekers allowance Has a 5 year old child My circumstance! Work full time earning 45k Own 2 properties (one of…
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CC limit reached -what next?
I have reached £3896 of a £4000 limit with M&S C Card. - 6mths 0% remaining. This is a slow stooze started in Oct 2011. Money invested in West Brom cash ISA -3.07% tax free. Best balance transfers seem to be 2.9% fee ! this will wipe out gained interest will it not ? Should I get limit raised ? Start another 0% card ? or…
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Virgin card - no more offers :-(
I've held a Virgin card for years. Massive limit on it. Always with some 0% promotion or other, be it balance transfers or purchases. But for 6 weeks now no new offer. :-( I messaged them and was told they were no longer offering such promotions. Is it just me or have they stopped doing this for everyone?
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cash Abroad
Can i use the halifax credit card that does not charge interest on cash withdrawals to obtain cash abroad after transfering into the card a sterling amount from My bank account in the UK. Does that mean there would be no charges whatsoever as long as I didn't go over the amount transferred in?
