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Overdraft stoozing?
Hello I am 18 and starting Uni in October. I have been using credit cards responsibly since I turned 18 in January. I just checked my credit score today and it is 999 rated excellent. This means that it is very likely I can get a 0% guaranteed overdraft of £2000 with no charges. I won't need an overdraft as I have a part…
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Credit card debt cleared because of loophole
I have been getting calls from a firm telling me they can clear my credit cards if I took them out before 2007 and if they have changed or amended any of my credit agreements without a signature. It is some sort of loophole. Is this for real or it is a bogus company? Anyone know?
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Stoozing Calculator
Hi folks, As part of the update of the Stoozing: Make Free Cash from Credit Cards article, we've added a calculator to make working out your wonderful profits easier Stoozing Calculator Hopefully this will be useful for some of you Dan
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Does this look/sound like a good idea?
I've been accepted for both the Virgin credit card and MBNA credit card [despite both being the same company] which offer cash transfers within the first 60 days of opening the account, £3600 and £3000 respectively for 20 months at 0%. The Virgin card has a 4% fee for obtaining the cash, the MBNA has a special rate of…
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Stoozing - When to Balance Transfer?
With Barclaycards 2 x low BT 0% deals available currently just after some advice. I have a slow stooze on the go including 8 months remaining on a Tesco 15months 0% card which is to the max with £3k in a 3.1% ISA to match what I owe on the card. My question is would you sacrifice the remaining 8 months on this card for…
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Looking for non mbna card to transfer
Hi , i have a virgin credit card with 0% interest which runs out november have looked at a couple of transfer deals with low transfer fees but the problem is they will not accept transfers from other mnba cards anyone know what cards aren't mnba.thanks cathy
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first cashback card how to mac small limit?
hi there I've just received my aqua casback card with a small 250 limit on it. i know you all talking big bucks here :P but one got to start somewhere ;) and here is my question how and when is the casback awarded? does every I've done some shopping and used a bit of that limit and question is can I max it up to 250 like…
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How smart to this are companies getting?
I have been stoozing for a year, mainly slow but with some faster methods when opportunity arises. I have stoozed about £32k in 12 months, across 5 cards. Problem is i have just been knocked back on 2 applications. With no changes to my circumstances. payment history perfect, salary sufficiently high to justify any…
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Models own nail polish giveaway
There's a giveaway over on this blog :) you get the chance to win 2 Models Own Nail Polishes! beautyinmymind.com/competitons/models-own-nail-polish-giveaway/
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Confused...??
Hi all, I have a CC limit of £3900 and a next a/c with £900....(i use the cc to pay the next a/c....giving those extra days...) I pay my cc in full every month....so is there any point in moving my Santader cc....should I open a 0% transfer account and use my current CC.... confused .... xXx
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Advice for an amateur
Have a balance of £3,900 on Tesco CC due to finish 16th Sept. I have offers of BT to MBNA 0% until 20/8/2013 @3.5% charge Barclaycard 0% until 13/5/2013 @ 2.9% charge Any advice which to go for? Thanks
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long time existed on credit
I built up my credit on credit cards to reach nearly the 2000 pound mark then finished them off and closed them. Now I need some credit again only to find after a couple of years im offered a poultry 400£ ???? Wot append?????:(
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Paypal refund?
I bought a voucher through paypal, more than 45 days ago, the company has ceased trading and I can't use my voucher. Has anybody had any success reclaiming through Paypal or should I try my credit card ?
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How to get rid of a large overdraft
Hi, I've never posted before. I just wanted some advice on how to go about getting rid of a £4000 overdraft. We have a poor credit rating due to missing loan repayments and having an interest only mortgage just now. Can't get and don't really want anymore credit. Every month we are going over the £4000 and are getting…
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Any Cash back with that?
Just a quick question. I am using a Purchase card to stooze. I was wondering when cashiers at shops ask you if you would like any cash back with your purchase, does this go as a cash advance (like taking it from a ATM) or does it just go ontop of you purchase price so I still get the 0% interest for stoozing? Many thanks…
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Balance transfer and min payments
I want to make use of a 0% BT offer but only have a small balance of £500 to transfer at the moment. The 0% on purchases ends after 3 months. After that, I guess I would be charged interest immediately on any purchases. To keep the balance at £500 but not pay interest, is it worthwhile to buy something for £6 every month…
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Student Lodgers insurance
Hi there, Hi, I've just bought a place which will have two of my friends living in there with me for the next few years. Is it possible for me to get contents insurance for student lodgers as most insurance companies i have spoke to have been so difficult with the fact that they are students and i live there too. any…
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Capital one credit increase
Hi i have a credit card with capital one where they gave me a 500 limit.i have had it for 3 months and used it and payed off monthly.i have asked them about a credit increase and they replied saying that they review accounts and will let people know if they are eligible for increases.anyone else had any experiences with…
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New mule method - sucessfully done
in a nut shell: transfer money at balance transfer rates to another credit card that has no balance, putting it in credit. Get the credit refunded to your bank account. Successful done from Barclaycard to bank account via MBNA card. long version: I been trying to figure out how to use my credit cards to get the cheapest 0%…
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Paying council tax with credit card.
Hello all, I'm "slow stoozing" with my natwest your points credit card, which ofcourse involves trying to put most spending on it (apart from companies who gives dicounts for DD, mortgage payment, etc, etc). The council tax is one such monthly payment whch doesn't give any benefits/discounts paying it via DD. First off is…
