NOW OPEN. The MSE Forum's energy-themed Ask An Expert event is open for questions. Visit the dedicated board to ask MSE Gary & MSE Andrew about gas & electricity


Hi all,

I have a CC limit of £3900 and a next a/c with £900....(i use the cc to pay the next a/ those extra days...)

I pay my cc in full every is there any point in moving my Santader cc....should I open a 0% transfer account and use my current CC.... confused .... xXx


  • edited 9 August 2012 at 1:10PM
    mrs_Tmrs_T Forumite
    1K Posts
    Part of the Furniture 500 Posts Combo Breaker
    edited 9 August 2012 at 1:10PM
    If you mean you have a balance of £900 owing to next then you could pay it with your santander credit card and then balance transfer that to a 0% card and put the £900 in a high inerest account.

    Table of available 0% cards here:

    Since most 0% cards give a 0% on spends period at the start you could just use the new card to pay next. This avoids the balance transfer fee.
  • jamesdjamesd Forumite
    25.8K Posts
    Part of the Furniture 10,000 Posts Name Dropper
    It's worth checking whether you can pay your Council Tax bill with a credit card and what the extra charge is. Quite a lot have no charge and if there is a charge it's likely to be less than a balance transfer fee. This can be a useful way to accumulate some money on a 0% for purchases card fairly quickly if you also time other purchases well.
This discussion has been closed.
Latest MSE News and Guides

Iceland's helping struggling pensioners

It's giving out free £30 food vouchers

MSE News

Who can suggest a top-notch bed?

This Forumite's mattress is in need of a base

MSE Forum

The Forum 'Ask An Expert' event

Ask your energy questions by Wed 5pm

MSE Forum