Confused...??

shellp41

Hi all,

I have a CC limit of £3900 and a next a/c with £900....(i use the cc to pay the next a/c....giving those extra days...)

I pay my cc in full every month....so is there any point in moving my Santader cc....should I open a 0% transfer account and use my current CC.... confused .... xXx

mrs_T

If you mean you have a balance of £900 owing to next then you could pay it with your santander credit card and then balance transfer that to a 0% card and put the £900 in a high inerest account.

Table of available 0% cards here:http://www.stoozing.com/0fees.php

Since most 0% cards give a 0% on spends period at the start you could just use the new card to pay next. This avoids the balance transfer fee.

jamesd

It's worth checking whether you can pay your Council Tax bill with a credit card and what the extra charge is. Quite a lot have no charge and if there is a charge it's likely to be less than a balance transfer fee. This can be a useful way to accumulate some money on a 0% for purchases card fairly quickly if you also time other purchases well.