Confused...??

shellp41
Forumite Posts: 2 Newbie
Hi all,
I have a CC limit of £3900 and a next a/c with £900....(i use the cc to pay the next a/c....giving those extra days...)
I pay my cc in full every month....so is there any point in moving my Santader cc....should I open a 0% transfer account and use my current CC.... confused .... xXx
I have a CC limit of £3900 and a next a/c with £900....(i use the cc to pay the next a/c....giving those extra days...)
I pay my cc in full every month....so is there any point in moving my Santader cc....should I open a 0% transfer account and use my current CC.... confused .... xXx
0
Comments
-
If you mean you have a balance of £900 owing to next then you could pay it with your santander credit card and then balance transfer that to a 0% card and put the £900 in a high inerest account.
Table of available 0% cards here:http://www.stoozing.com/0fees.php
Since most 0% cards give a 0% on spends period at the start you could just use the new card to pay next. This avoids the balance transfer fee.0 -
It's worth checking whether you can pay your Council Tax bill with a credit card and what the extra charge is. Quite a lot have no charge and if there is a charge it's likely to be less than a balance transfer fee. This can be a useful way to accumulate some money on a 0% for purchases card fairly quickly if you also time other purchases well.0
This discussion has been closed.
Categories
- All Categories
- 338.8K Banking & Borrowing
- 248.6K Reduce Debt & Boost Income
- 447.5K Spending & Discounts
- 230.7K Work, Benefits & Business
- 600.7K Mortgages, Homes & Bills
- 171K Life & Family
- 243.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 15.9K Discuss & Feedback
- 15.1K Coronavirus Support Boards