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Howto get cash out of CC for stooze
I used to stooze years ago when the idea first came up (back in the day when there was no balance transfer fees). I since closed my Egg Money credit card when they moved over to Barclaycard. I have a new Lloyds TSB Platinum CC 0% offer to use for stooze. It will be just less than £4k. I have 1 month to make the transfer. I…
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Taking Card Payments without Swipe Machine
Hi, OH has a small business and doesn't have a Credit Card swipe machine. He now has a client who owes him some money but wants to pay with a credit card. Potential for more business so OH doesn't want to appear awkward by insisting on cheque or cash. Have read about several companies that other apps to allow you to take…
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Ppi
Hi, I applied for PPI through the bank directly. I provided all my details; previous addresses etc and they said they cannot allocate my details. I then applied for a subsequent access request and sent my cheque along will every address I had and my d.o.b, they returned my cheque stating I didn't provide enough info again…
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Credit card transfers and credit card stress
It is my goal to pay off £6,000 of credit card debt ove the next three years and need to stop purchasing clothing on line! wish me luck. Much self control needed!
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Please can someone advise me - bit of a wally with credit cards!
Hi, I have a credit card with Bank of Scotland which is currently on a 0% transfer. However, I have spent on it and want to transfer it again to another 0% card. I applied and successfully got a Halifax card, but can't transfer my BoS as it's the same company. I have an old Barclaycard which doesn't have any money and they…
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Best New credit card?
I have had two credit cards with hardcore borrowing on each but having come into money I have paid them off. I am now looking to apply for a new credit card that has the most benefit to myself. My aim is to use it for purchases and pay the balance off over the next few months. Who has the best credit card offer for this…
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Loan on to 0%??
Hi all, I have a dilema and really need some advice as if I can do what I want, my total debt will be paid off 1 year early and I can then save the payments totalling £10k+ towards a deposit to a house, ok, sit back, here goes. I have a loan with Lloyds - £10500 I have a credit card with Lloyds with a Credit limit of…
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multiple balance transfers at diff times to same card?
hi there, Quick question here: I have an MBNA card with a balance previously transferred at 0% for 8 more months. I also have a barclaycard with a balance at 22%. MBNA have an offer on for 0% balance transfers for 9 months (with handling fee) when I log on to my MBNA online account. I am able to take up this MBNA offer and…
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claiming back holiday,without no insurance
My Parents were due to go on holiday in 3 weeks,but due to unforseen health problems have had to cancel the holiday. They had'nt got travel insurance yet as they've always left it till about 1-2 weeks before they go. They went to the travel agent and they said all they could give them was 10% of the price they paid.(which…
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Balance transfers con or not?
I have 2 credit cards both with £6k on each I pay more than the minimum on both and can afford the payments fine. My credit card providers keep putting up my limit and I have put them back down recently mbna put the limit up to £13k but the interest free period is running out so I thought I would look around. This is where…
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Credit cards for students
Hi I'm going into my third year of university this year and wanted to apply for a credit card to improve my credit rating. I am finding that all companies seem to want employer details etc but as I am not working is there a low rate card I can apply for?
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Overdraft stoozing?
Hello I am 18 and starting Uni in October. I have been using credit cards responsibly since I turned 18 in January. I just checked my credit score today and it is 999 rated excellent. This means that it is very likely I can get a 0% guaranteed overdraft of £2000 with no charges. I won't need an overdraft as I have a part…
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Credit card debt cleared because of loophole
I have been getting calls from a firm telling me they can clear my credit cards if I took them out before 2007 and if they have changed or amended any of my credit agreements without a signature. It is some sort of loophole. Is this for real or it is a bogus company? Anyone know?
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Stoozing Calculator
Hi folks, As part of the update of the Stoozing: Make Free Cash from Credit Cards article, we've added a calculator to make working out your wonderful profits easier Stoozing Calculator Hopefully this will be useful for some of you Dan
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Does this look/sound like a good idea?
I've been accepted for both the Virgin credit card and MBNA credit card [despite both being the same company] which offer cash transfers within the first 60 days of opening the account, £3600 and £3000 respectively for 20 months at 0%. The Virgin card has a 4% fee for obtaining the cash, the MBNA has a special rate of…
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Stoozing - When to Balance Transfer?
With Barclaycards 2 x low BT 0% deals available currently just after some advice. I have a slow stooze on the go including 8 months remaining on a Tesco 15months 0% card which is to the max with £3k in a 3.1% ISA to match what I owe on the card. My question is would you sacrifice the remaining 8 months on this card for…
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Looking for non mbna card to transfer
Hi , i have a virgin credit card with 0% interest which runs out november have looked at a couple of transfer deals with low transfer fees but the problem is they will not accept transfers from other mnba cards anyone know what cards aren't mnba.thanks cathy
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first cashback card how to mac small limit?
hi there I've just received my aqua casback card with a small 250 limit on it. i know you all talking big bucks here :P but one got to start somewhere ;) and here is my question how and when is the casback awarded? does every I've done some shopping and used a bit of that limit and question is can I max it up to 250 like…
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How smart to this are companies getting?
I have been stoozing for a year, mainly slow but with some faster methods when opportunity arises. I have stoozed about £32k in 12 months, across 5 cards. Problem is i have just been knocked back on 2 applications. With no changes to my circumstances. payment history perfect, salary sufficiently high to justify any…
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Models own nail polish giveaway
There's a giveaway over on this blog :) you get the chance to win 2 Models Own Nail Polishes! beautyinmymind.com/competitons/models-own-nail-polish-giveaway/